Mortgage Lender Index

Home purchase lenders in King George County

355 home purchase mortgages were made in King George County, Virginia, in 2025, by 116 lenders. The median rate their borrowers got was 6.250% on a median loan of $455,000. Of 395 decisions, 30 were denials — 7.6%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
NVR Mortgage Finance, Inc. 27 6.250% $505,000 3.6%
UNITED SHORE FINANCIAL SERVICES, LLC 20 6.125% $470,000 0.0%
Atlantic Coast Mortgage, LLC 18 6.313% $475,000 0.0%
MOVEMENT MORTGAGE, LLC 15 6.500% $405,000 5.9%
Navy Federal Credit Union 14 6.188% $515,000 6.7%
Mortgage Research Center, LLC 14 6.250% $460,000 6.7%
EMBRACE HOME LOANS, INC. 14 4.990% $490,000 0.0%
PENNYMAC LOAN SERVICES, LLC 14 6.499% $510,000 0.0%
CMG MORTGAGE, INC. 12 6.625% $420,000 0.0%
Fairway Independent Mortgage Corporation 10 6.250% $380,000 0.0%
FREEDOM MORTGAGE CORPORATION 9 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 8 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 8 Under 10 loans Under 10 loans 0.0%
Shore United Bank, N.A. 7 Under 10 loans Under 10 loans 12.5%
FIRST HOME MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 5 Under 10 loans Under 10 loans 16.7%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 28.6%
Prosperity Home Mortgage, LLC 5 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 5 Under 10 loans Under 10 loans 16.7%
Truist Bank 5 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 5 Under 10 loans Under 10 loans 0.0%
C & F Mortgage Corporation 5 Under 10 loans Under 10 loans 0.0%
Atlantic Union Bank 5 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 4 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 4 Under 10 loans Under 10 loans 20.0%
TIDEWATER MORTGAGE SERVICES, INC. 4 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 4 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 4 Under 10 loans Under 10 loans 0.0%
First Heritage Mortgage, LLC 3 Under 10 loans Under 10 loans 20.0%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 3 Under 10 loans Under 10 loans 25.0%
NFM, INC. 3 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 3 Under 10 loans Under 10 loans 0.0%
Towne Bank 3 Under 10 loans Under 10 loans 0.0%
The Freedom Bank of Virginia 3 Under 10 loans Under 10 loans 0.0%
Virginia Credit Union, Inc. 3 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
Ameris Bank 3 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 2 Under 10 loans Under 10 loans 83.3%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
LINKBANK 2 Under 10 loans Under 10 loans 0.0%
MORIA DEVELOPMENT, INC. 2 Under 10 loans Under 10 loans 0.0%
INTERCOASTAL MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 33.3%
ENCOMPASS LENDING GROUP, LP 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
TOWER Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
FIDELITY DIRECT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
United Bank 2 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
SOUTHERN TRUST MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 50.0%
TD Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
CAPITAL CENTER, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Strong Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Midwest Bank 1 Under 10 loans Under 10 loans 0.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
GVC MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
Integrity Home Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
United Nations Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Vellum Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
BAY EQUITY LLC 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
Tidewater Home Funding, LLC 1 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
First Palmetto Bank 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Fulton Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Pennsylvania 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
WesBanco Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Cornerstone First Mortgage, Inc 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans 100.0%
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
FIRST SAVINGS MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
T2 FINANCIAL LLC 0 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
Farmers Bank & Trust 0 Under 10 loans Under 10 loans Not published
BAY CAPITAL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
FIRST COMMUNITY MORTGAGE, INC. 0 Under 10 loans Under 10 loans 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
Plains Commerce Bank 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Citizens and Farmers Bank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Merchants Bank of Indiana 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.