Mortgage Lender Index

Home purchase lenders in Escambia County

290 home purchase mortgages were made in Escambia County, Alabama, in 2025, by 114 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 455 decisions, 131 were denials — 28.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Fairway Independent Mortgage Corporation 35 6.433% $165,000 12.5%
21st Mortgage Corporation 29 9.460% $135,000 59.7%
Rocket Mortgage, LLC 23 6.500% $145,000 11.1%
VANDERBILT MORTGAGE AND FINANCE, INC. 16 10.870% $95,000 58.1%
Mortgage Research Center, LLC 12 6.500% $160,000 7.7%
UNITED SHORE FINANCIAL SERVICES, LLC 10 6.562% $190,000 9.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 10 6.375% $215,000 0.0%
Navy Federal Credit Union 8 Under 10 loans Under 10 loans 20.0%
Regions Bank 8 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 7 Under 10 loans Under 10 loans 24.0%
Gulf Winds Credit Union 7 Under 10 loans Under 10 loans 36.4%
Trustmark National Bank 7 Under 10 loans Under 10 loans 22.2%
FirstBank 6 Under 10 loans Under 10 loans 46.2%
ALABAMA ONE 6 Under 10 loans Under 10 loans 25.0%
CROSSCOUNTRY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 4 Under 10 loans Under 10 loans 0.0%
United Bank 4 Under 10 loans Under 10 loans 20.0%
First Suncoast Trust BancShares, Inc. 4 Under 10 loans Under 10 loans 0.0%
THE MORTGAGE FIRM, INC. 4 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 3 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 3 Under 10 loans Under 10 loans 0.0%
Bryant Bank 3 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 Under 10 loans Under 10 loans 0.0%
Legends Bank 3 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 2 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 33.3%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 33.3%
Truist Bank 2 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 2 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
EMBRACE HOME LOANS, INC. 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
AmeriFirst Bank 1 Under 10 loans Under 10 loans 50.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Centennial Bank 1 Under 10 loans Under 10 loans 50.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
Mid-Continent Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 50.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
SouthPoint Bank 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
River Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
Armed Forces Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
JUSTICE Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
AMERICAN INTERNET MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
SmartBank 1 Under 10 loans Under 10 loans 0.0%
ALL IN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
KEESLER 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CIS Financial Services, Inc. 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
CB&S Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Pen Air Credit Union 0 Under 10 loans Under 10 loans 100.0%
HOPE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
OCMBC, INC. 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Century Bank 0 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 0 Under 10 loans Under 10 loans Not published
LEADERONE FINANCIAL CORPORATION 0 Under 10 loans Under 10 loans 100.0%
HomePromise Corporation 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
University Bank 0 Under 10 loans Under 10 loans 0.0%
First Federal Bank, A FSB 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Centier Bank 0 Under 10 loans Under 10 loans Not published
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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When the next year’s lending figures are out for Escambia County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.