Mortgage Lender Index

Home purchase lenders in Boyle County

346 home purchase mortgages were made in Boyle County, Kentucky, in 2025, by 120 lenders. The median rate their borrowers got was 6.490% on a median loan of $205,000. Of 435 decisions, 81 were denials — 18.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Broker Solutions, Inc. 32 5.995% $190,000 0.0%
Community Trust Bank, Inc. 21 6.000% $215,000 4.6%
T2 FINANCIAL LLC 19 6.250% $225,000 9.5%
Rocket Mortgage, LLC 16 6.933% $215,000 15.8%
Abound Federal Credit Union 13 6.000% $215,000 13.3%
STOCKTON MORTGAGE CORPORATION 13 7.000% $215,000 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 13 6.375% $165,000 0.0%
Mortgage Research Center, LLC 12 6.250% $230,000 7.7%
Whitaker Bank 11 6.250% $185,000 0.0%
JPMorgan Chase Bank, National Association 10 6.625% $190,000 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 10 6.625% $260,000 9.1%
REPUBLIC STATE MORTGAGE CO. 10 6.313% $215,000 0.0%
COMMONWEALTH 8 Under 10 loans Under 10 loans 20.0%
Luminate Bank 8 Under 10 loans Under 10 loans 11.1%
Guardian Savings Bank 8 Under 10 loans Under 10 loans 0.0%
The Monticello Banking Company 7 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 7 Under 10 loans Under 10 loans 0.0%
First Southern National Bank 6 Under 10 loans Under 10 loans 0.0%
Renasant Bank 5 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 4 Under 10 loans Under 10 loans 33.3%
GENEVA FINANCIAL, LLC 4 Under 10 loans Under 10 loans 0.0%
RUOFF MORTGAGE COMPANY, INC. 4 Under 10 loans Under 10 loans 14.3%
Ixonia Bank 4 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 4 Under 10 loans Under 10 loans 0.0%
The Farmers Bank 4 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 3 Under 10 loans Under 10 loans 86.7%
PNC Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 3 Under 10 loans Under 10 loans 25.0%
USAA Federal Savings Bank 3 Under 10 loans Under 10 loans 0.0%
City National Bank of West Virginia 3 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 80.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 2 Under 10 loans Under 10 loans 0.0%
Traditional Bank, Inc. 2 Under 10 loans Under 10 loans 33.3%
Stock Yards Bank & Trust Company 2 Under 10 loans Under 10 loans 0.0%
Mortgage Right 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 2 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 0.0%
CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION 2 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 2 Under 10 loans Under 10 loans 0.0%
MEMBERS HERITAGE Credit Union 2 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
UNIVERSITY OF KENTUCKY 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
AML FUNDING LLC 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
RBC Bank, (Georgia) National Association 1 Under 10 loans Under 10 loans 0.0%
PREMIER LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Peoples Bank 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
Park Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Central Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 1 Under 10 loans Under 10 loans 0.0%
Service One Credit Union, Inc. 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
The Citizens National Bank of Somerset 1 Under 10 loans Under 10 loans 0.0%
ATLANTA POSTAL 1 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
BAY EQUITY LLC 1 Under 10 loans Under 10 loans 0.0%
United Cumberland Bank 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Truist Bank 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans 100.0%
Sierra Pacific Mortgage Company, Inc. 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans Not published
COMMUNITYAMERICA CREDIT UNION 0 Under 10 loans Under 10 loans Not published
MYCUMORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Old National Bank 0 Under 10 loans Under 10 loans Not published
EUSTIS MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
CLEAREDGE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
Park Lane Finance Solutions, LLC 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
FirstBank 0 Under 10 loans Under 10 loans 100.0%
Peoples Exchange Bank 0 Under 10 loans Under 10 loans 100.0%
FIRST COMMUNITY MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AgFirst Farm Credit Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.