Mortgage Lender Index

Home purchase lenders in Tipton County

660 home purchase mortgages were made in Tipton County, Tennessee, in 2025, by 137 lenders. The median rate their borrowers got was 6.375% on a median loan of $255,000. Of 775 decisions, 94 were denials — 12.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Patriot Bank 78 6.250% $245,000 2.4%
Leaders Credit Union 56 6.313% $285,000 6.7%
COMMUNITY MORTGAGE CORPORATION 43 6.125% $265,000 6.5%
FIRST COMMUNITY MORTGAGE, INC. 42 6.250% $245,000 2.3%
Mortgage Research Center, LLC 29 6.250% $325,000 3.3%
CROSSCOUNTRY MORTGAGE, INC. 25 6.625% $295,000 0.0%
Navy Federal Credit Union 22 6.000% $325,000 15.4%
Cadence Bank 22 6.125% $230,000 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 18 6.500% $280,000 10.0%
LOWER, LLC 18 6.490% $160,000 10.0%
Bank3 17 Not published $225,000 0.0%
GUARANTEED RATE, INC. 13 5.990% $335,000 7.1%
STOCKTON MORTGAGE CORPORATION 12 6.750% $260,000 0.0%
21st Mortgage Corporation 11 9.920% $145,000 58.6%
MORTGAGE INVESTORS GROUP, INC. 11 6.490% $255,000 0.0%
First Citizens National Bank 10 7.000% $265,000 15.4%
Fairway Independent Mortgage Corporation 10 6.990% $155,000 0.0%
Broker Solutions, Inc. 8 Under 10 loans Under 10 loans 11.1%
Evolve Bank & Trust 8 Under 10 loans Under 10 loans 0.0%
AMERICAN MORTGAGE SERVICES INCORPORATED 8 Under 10 loans Under 10 loans 0.0%
BARTLETT MORTGAGE, INC. 8 Under 10 loans Under 10 loans 0.0%
Simmons Bank 8 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 33.3%
Pinnacle Bank 7 Under 10 loans Under 10 loans 30.0%
EVERETT FINANCIAL, INC. 7 Under 10 loans Under 10 loans 12.5%
Brighton Bank 7 Under 10 loans Under 10 loans 0.0%
Regions Bank 6 Under 10 loans Under 10 loans 9.1%
INSOUTH Bank 6 Under 10 loans Under 10 loans 14.3%
VANDERBILT MORTGAGE AND FINANCE, INC. 5 Under 10 loans Under 10 loans 76.9%
TOWNE MORTGAGE COMPANY 5 Under 10 loans Under 10 loans 16.7%
JPMorgan Chase Bank, National Association 4 Under 10 loans Under 10 loans 20.0%
UNION HOME MORTGAGE CORP. 4 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 4 Under 10 loans Under 10 loans 0.0%
The Bank of Fayette County 4 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 3 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 3 Under 10 loans Under 10 loans 50.0%
MICHIGAN MUTUAL, INC. 3 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 25.0%
First South Financial Federally Insured State-Chartered Credit Union 3 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 Under 10 loans Under 10 loans 25.0%
SECURITY BANK AND TRUST COMPANY 3 Under 10 loans Under 10 loans 25.0%
PLANET HOME LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
MORTGAGE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 22.2%
Wolfe Financial, Inc 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 33.3%
Farm Credit Mid-America 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 2 Under 10 loans Under 10 loans 50.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 33.3%
Trustmark National Bank 2 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 2 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
Memphis City Employees Credit Union 2 Under 10 loans Under 10 loans 0.0%
RUOFF MORTGAGE COMPANY, INC. 2 Under 10 loans Under 10 loans 0.0%
Planters Bank & Trust Company 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
Orion Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Bank of Bartlett 1 Under 10 loans Under 10 loans 66.7%
CALCON MUTUAL MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
HOPE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE ACCESS CORP. 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
GMFS LLC 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 50.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
FIRSTTRUST HOME LOANS, INC. 1 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 1 Under 10 loans Under 10 loans 0.0%
First Community Bank of the Heartland, Inc 1 Under 10 loans Under 10 loans 0.0%
BankTennessee 1 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Liberty 1 Under 10 loans Under 10 loans 0.0%
JMAC LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Willamette Valley Bank 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
Bank of England 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
JONES LANG LASALLE MULTIFAMILY, LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
FirstBank 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
HOMESTEAD FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
Paragon Bank 1 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 1 Under 10 loans Under 10 loans 0.0%
Bank of Crockett 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Firefighters First Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Empeople Credit Union 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
HomePromise Corporation 0 Under 10 loans Under 10 loans 100.0%
CREDIT UNION 1 0 Under 10 loans Under 10 loans Not published
Central Bank & Trust Company 0 Under 10 loans Under 10 loans 100.0%
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
Plains Commerce Bank 0 Under 10 loans Under 10 loans Not published
Magnolia Bank, Incorporated 0 Under 10 loans Under 10 loans Not published
Orchard Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
First PREMIER Bank 0 Under 10 loans Under 10 loans 100.0%
Arvest Bank 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Churchill Funding I LLC 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
LUXURY MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
HFG HOLDINGS, LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.