Mortgage Lender Index

Home purchase lenders in Chesterfield County

400 home purchase mortgages were made in Chesterfield County, South Carolina, in 2025, by 109 lenders. The median rate their borrowers got was 6.625% on a median loan of $185,000. Of 645 decisions, 218 were denials — 33.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
21st Mortgage Corporation 45 10.810% $105,000 60.7%
FOUNDERS FEDERAL CREDIT UNION 33 6.750% $165,000 26.9%
NVR Mortgage Finance, Inc. 26 6.313% $275,000 33.3%
Fairway Independent Mortgage Corporation 24 6.250% $165,000 0.0%
GUILD MORTGAGE COMPANY 21 6.250% $155,000 4.4%
MOVEMENT MORTGAGE, LLC 20 6.250% $305,000 0.0%
First-Citizens Bank & Trust Company 15 6.125% $155,000 21.1%
Rocket Mortgage, LLC 15 6.625% $215,000 15.8%
TRIAD FINANCIAL SERVICES, INC. 14 8.410% $155,000 39.5%
Mortgage Research Center, LLC 12 6.438% $215,000 14.3%
Broker Solutions, Inc. 10 6.933% $205,000 9.1%
UNITED SHORE FINANCIAL SERVICES, LLC 9 Under 10 loans Under 10 loans 30.8%
STATE EMPLOYEES' 9 Under 10 loans Under 10 loans 18.2%
CROSSCOUNTRY MORTGAGE, INC. 9 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 8 Under 10 loans Under 10 loans 86.5%
SOUTHWEST STAGE FUNDING, LLC 7 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 7 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 6 Under 10 loans Under 10 loans 0.0%
First Bank 6 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 Under 10 loans Under 10 loans 0.0%
First Community Bank 4 Under 10 loans Under 10 loans 0.0%
INTERCOASTAL MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4 Under 10 loans Under 10 loans 0.0%
Truist Bank 4 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 4 Under 10 loans Under 10 loans 0.0%
The Citizens Bank 4 Under 10 loans Under 10 loans 0.0%
United Community Bank 3 Under 10 loans Under 10 loans 40.0%
Primis Mortgage Company 3 Under 10 loans Under 10 loans 0.0%
ArborOne, ACA 3 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 3 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 3 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 3 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 33.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
First Federal Bank 2 Under 10 loans Under 10 loans 33.3%
Paramount Residential Mortgage Group, Inc. 2 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE EQUITY PARTNERS LLC 2 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 2 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 1 Under 10 loans Under 10 loans 71.4%
American Security Mortgage Corp. 1 Under 10 loans Under 10 loans 0.0%
Carolina Bank & Trust Co. 1 Under 10 loans Under 10 loans 50.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 66.7%
CALCON MUTUAL MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Citibank, National Association 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Uwharrie Bank 1 Under 10 loans Under 10 loans 0.0%
S. C. STATE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
NATION ONE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
RESOURCE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Atlantic Coast Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
Five Star Bank 1 Under 10 loans Under 10 loans 0.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
MICHIGAN MUTUAL, INC. 1 Under 10 loans Under 10 loans 0.0%
1ST SIGNATURE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Truliant Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
First Palmetto Bank 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
254900O723MCLR701H50 0 Under 10 loans Under 10 loans 100.0%
GENEVA FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
HOWARD HANNA FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
Peoples Bank 0 Under 10 loans Under 10 loans 100.0%
BPL MORTGAGE TRUST, LLC 0 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans Not published
CASTLE & COOKE MORTGAGE, LLC 0 Under 10 loans Under 10 loans 100.0%
AgSouth Farm Credit, ACA 0 Under 10 loans Under 10 loans Not published
Dollar Bank, Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Luminate Bank 0 Under 10 loans Under 10 loans Not published
SouthState Bank, National Association 0 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Ameris Bank 0 Under 10 loans Under 10 loans Not published
AgFirst Farm Credit Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
ANDREWS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Fidelity Bank, National Association 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
SELF-HELP Credit Union 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.