Mortgage Lender Index

Home purchase lenders in Rusk County

540 home purchase mortgages were made in Rusk County, Texas, in 2025, by 148 lenders. The median rate their borrowers got was 6.750% on a median loan of $205,000. Of 897 decisions, 278 were denials — 31.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
21st Mortgage Corporation 45 9.490% $135,000 65.7%
GUILD MORTGAGE COMPANY 45 6.625% $185,000 5.9%
UNITED SHORE FINANCIAL SERVICES, LLC 38 6.494% $225,000 2.6%
VeraBank, National Association 26 7.000% $225,000 3.7%
Texas Bank 25 Not published $195,000 27.0%
Rocket Mortgage, LLC 25 6.500% $185,000 10.7%
EASTMAN CREDIT UNION 24 7.250% $250,000 20.0%
Mortgage Research Center, LLC 23 6.250% $265,000 7.7%
Henderson Federal Savings Bank 21 Not published $255,000 8.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 13 9.740% $95,000 72.6%
CMG MORTGAGE, INC. 13 6.750% $175,000 11.8%
Austin Bank, Texas National Association 12 7.150% $210,000 14.3%
Fairway Independent Mortgage Corporation 12 6.813% $225,000 0.0%
Texas Bank and Trust Company 10 6.813% $280,000 0.0%
NEWREZ LLC 8 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 7 Under 10 loans Under 10 loans 18.2%
INTERLINC MORTGAGE SERVICES, LLC 7 Under 10 loans Under 10 loans 12.5%
T2 FINANCIAL LLC 6 Under 10 loans Under 10 loans 0.0%
Commercial Bank of Texas, National Association 6 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 5 Under 10 loans Under 10 loans 55.8%
PLATINUM EAGLE MORTGAGE LLC 5 Under 10 loans Under 10 loans 14.3%
Spring Hill State Bank 5 Under 10 loans Under 10 loans 14.3%
Texas National Bank of Jacksonville 5 Under 10 loans Under 10 loans 14.3%
SUN WEST MORTGAGE COMPANY, INC. 5 Under 10 loans Under 10 loans 0.0%
Cadence Bank 5 Under 10 loans Under 10 loans 16.7%
ALTRA Federal Credit Union 5 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 4 Under 10 loans Under 10 loans 61.1%
EAST TEXAS PROFESSIONAL Credit Union 4 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 4 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 4 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 33.3%
UNITED BUILT HOMES, L.L.C. 3 Under 10 loans Under 10 loans 40.0%
CANOPY MORTGAGE, LLC 3 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 Under 10 loans Under 10 loans 25.0%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
DIRECTIONS EQUITY, LLC 3 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 3 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 0.0%
FirstBank 2 Under 10 loans Under 10 loans 60.0%
COUNTRYPLACE MORTGAGE, LTD. 2 Under 10 loans Under 10 loans 33.3%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 33.3%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 33.3%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 33.3%
CONSUMER REAL ESTATE FINANCE CO. 2 Under 10 loans Under 10 loans 33.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
NBKC BANK 2 Under 10 loans Under 10 loans 0.0%
First National Bank of East Texas 2 Under 10 loans Under 10 loans 0.0%
SFMC, LP 2 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 2 Under 10 loans Under 10 loans 0.0%
Guaranty Bank & Trust, N.A. 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Regions Bank 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 1 Under 10 loans Under 10 loans 73.3%
Prosperity Bank 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
BELEM SERVICING LLC 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
Veritex Community Bank 1 Under 10 loans Under 10 loans 0.0%
Texana Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Origin Bank 1 Under 10 loans Under 10 loans 0.0%
Frost Bank 1 Under 10 loans Under 10 loans 50.0%
Truist Bank 1 Under 10 loans Under 10 loans 0.0%
Sunflower Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
254900O723MCLR701H50 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
Cross Keys Bank 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Texas Heritage National Bank 1 Under 10 loans Under 10 loans 0.0%
Primis Mortgage Company 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Sovereign Bank 1 Under 10 loans Under 10 loans 0.0%
VERABANK COMMUNITY DEVELOPMENT CORPORATION 1 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Extraco Banks, National Association 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
BRIDGE CITY STATE BANK 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
TIB National Association 1 Under 10 loans Under 10 loans 0.0%
First Bank 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
GARDNER FINANCIAL SERVICES, LTD. 1 Under 10 loans Under 10 loans 0.0%
Brighton Bank 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
RIGHT START MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
GSB MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Gilmer National Bank, Gilmer, Texas 1 Under 10 loans Under 10 loans 0.0%
Community Bank 1 Under 10 loans Under 10 loans 0.0%
EECU 1 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
Southside Bank 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Cornerstone First Mortgage, Inc 0 Under 10 loans Under 10 loans Not published
Flanagan State Bank 0 Under 10 loans Under 10 loans Not published
NETWORK FUNDING, L.P. 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans 100.0%
Sierra Pacific Mortgage Company, Inc. 0 Under 10 loans Under 10 loans Not published
TEXAS MORTGAGE LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Commerce Home Mortgage, Inc. 0 Under 10 loans Under 10 loans Not published
UNITED MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans 100.0%
JMAC LENDING, INC. 0 Under 10 loans Under 10 loans Not published
KELLY COMMUNITY FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
First Financial Bank 0 Under 10 loans Under 10 loans 100.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
MORIA DEVELOPMENT, INC. 0 Under 10 loans Under 10 loans Not published
WILLOW BEND MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Luminate Bank 0 Under 10 loans Under 10 loans Not published
Comerica Bank 0 Under 10 loans Under 10 loans Not published
BANK OF COUSHATTA 0 Under 10 loans Under 10 loans Not published
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
Arvest Bank 0 Under 10 loans Under 10 loans Not published
BOKF, National Association 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
FIRST COLONY MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ARC HOME LLC 0 Under 10 loans Under 10 loans Not published
TEXAS DOW EMPLOYEES CREDIT UNION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
PlainsCapital Bank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.