Mortgage Lender Index

Home purchase lenders in La Crosse County

1,329 home purchase mortgages were made in La Crosse County, Wisconsin, in 2025, by 161 lenders. The median rate their borrowers got was 6.625% on a median loan of $255,000. Of 1,448 decisions, 84 were denials — 5.8%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
ALTRA Federal Credit Union 381 6.800% $245,000 1.3%
CONSUMER REAL ESTATE FINANCE CO. 69 6.625% $245,000 13.8%
Servion, Inc. 53 6.500% $245,000 0.0%
Merchants Bank, National Association 45 6.775% $285,000 6.3%
State Bank Financial 41 Not published $325,000 0.0%
The First National Bank Of Bangor 40 Not published $190,000 2.4%
UNION HOME MORTGAGE CORP. 38 6.813% $240,000 2.6%
WNB FINANCIAL, N.A. 37 6.750% $265,000 2.6%
FIREFIGHTERS CREDIT UNION 37 7.000% $285,000 2.6%
Associated Bank, National Association 34 6.313% $330,000 8.1%
Citizens State Bank of La Crosse 31 6.875% $245,000 3.1%
Mortgage Research Center, LLC 26 6.250% $295,000 6.9%
River Bank 26 Not published $245,000 3.6%
Coulee Bank 22 Not published $220,000 8.3%
Alerus Financial, National Association 22 6.625% $220,000 8.3%
CROSSCOUNTRY MORTGAGE, INC. 21 6.825% $255,000 0.0%
Granite Bank 18 6.625% $225,000 0.0%
U.S. Bank National Association 18 6.500% $225,000 0.0%
Union State Bank 16 Not published $200,000 5.6%
Rocket Mortgage, LLC 15 6.750% $295,000 16.7%
Bluff View Bank 15 Not published $405,000 0.0%
Park Bank 13 Not published $165,000 7.1%
Citizens First Bank 12 Not published $240,000 0.0%
Citizens Community Federal National Association 11 6.875% $255,000 8.3%
University of Wisconsin Credit Union 11 6.375% $225,000 0.0%
1st Community Credit Union 10 7.557% $155,000 21.1%
EVERETT FINANCIAL, INC. 9 Under 10 loans Under 10 loans 10.0%
Prosperity Home Mortgage, LLC 9 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 9 Under 10 loans Under 10 loans 0.0%
Zippy Loans, LLC 8 Under 10 loans Under 10 loans 11.1%
CO-OP Credit Union 8 Under 10 loans Under 10 loans 0.0%
VERVE, A CREDIT UNION 8 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 7 Under 10 loans Under 10 loans 22.2%
Navy Federal Credit Union 7 Under 10 loans Under 10 loans 12.5%
ESB Bank 7 Under 10 loans Under 10 loans 0.0%
COMPEER FINANCIAL, FLCA 7 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 6 Under 10 loans Under 10 loans 66.7%
Royal Credit Union 6 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 6 Under 10 loans Under 10 loans 0.0%
MARINE CREDIT UNION 5 Under 10 loans Under 10 loans 46.2%
Broker Solutions, Inc. 5 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 5 Under 10 loans Under 10 loans 0.0%
Old National Bank 5 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 4 Under 10 loans Under 10 loans 20.0%
Wells Fargo Bank, National Association 4 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 4 Under 10 loans Under 10 loans 20.0%
Summit Credit Union 4 Under 10 loans Under 10 loans 0.0%
Bell Bank 4 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 3 Under 10 loans Under 10 loans 25.0%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 40.0%
SOFI BANK, NATIONAL ASSOCIATION 3 Under 10 loans Under 10 loans 0.0%
GREENSTATE Credit Union 3 Under 10 loans Under 10 loans 0.0%
Think Mutual Bank 3 Under 10 loans Under 10 loans 0.0%
COVANTAGE CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 3 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 3 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Governmental Employees Credit Union 3 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 33.3%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 2 Under 10 loans Under 10 loans 50.0%
The Huntington National Bank 2 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 2 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Royal Bank 2 Under 10 loans Under 10 loans 0.0%
Peoples State Bank 2 Under 10 loans Under 10 loans 0.0%
Bank First, N.A. 2 Under 10 loans Under 10 loans 0.0%
EDUCATORS CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
THOMPSON KANE & COMPANY, INC 2 Under 10 loans Under 10 loans 0.0%
Genisys Credit Union 2 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 66.7%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of Deerfield 1 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 50.0%
Westby Co-op Credit Union 1 Under 10 loans Under 10 loans 0.0%
GO MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Synergy One Lending, Inc. 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Capitol Bank 1 Under 10 loans Under 10 loans 0.0%
Peoples State Bank of Plainview 1 Under 10 loans Under 10 loans 0.0%
Bank Five Nine 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Marathon Bank 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
Fox Valley Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
Summit Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Intercity State Bank 1 Under 10 loans Under 10 loans 0.0%
COMMUNITYAMERICA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Waukesha State Bank 1 Under 10 loans Under 10 loans 0.0%
Tradition Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Bremer Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Community State Bank 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Mound City Bank 1 Under 10 loans Under 10 loans 0.0%
Farmers Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
Wings Financial Credit Union 1 Under 10 loans Under 10 loans 0.0%
Luana Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Landmark Credit Union 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
TRUSTONE FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
NexBank 1 Under 10 loans Under 10 loans 0.0%
UNITED FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Blaze Credit Union 1 Under 10 loans Under 10 loans 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
GUIDANCE RESIDENTIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
DUPACO COMMUNITY 1 Under 10 loans Under 10 loans 0.0%
North Shore Trust and Savings 1 Under 10 loans Under 10 loans 0.0%
LAKE MICHIGAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
National Bank of Commerce 1 Under 10 loans Under 10 loans 0.0%
Deerwood Bank 1 Under 10 loans Under 10 loans 0.0%
Frandsen Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
Johnson Financial Group 1 Under 10 loans Under 10 loans 0.0%
First-Citizens Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ACCUNET MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
WESTCONSIN Credit Union 0 Under 10 loans Under 10 loans Not published
Citizens Bank 0 Under 10 loans Under 10 loans Not published
PRIMARY RESIDENTIAL MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Kiavi Funding, Inc. 0 Under 10 loans Under 10 loans Not published
Partners Bank of Wisconsin 0 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans Not published
Academy Bank, National Association 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
V.I.P. MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans Not published
Luminate Bank 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
MEGASTAR FINANCIAL CORP. 0 Under 10 loans Under 10 loans Not published
IMAGINE HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
CHAMPIONS FUNDING, LLC 0 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.