Mortgage Lender Index

Home purchase lenders in Dougherty County

519 home purchase mortgages were made in Dougherty County, Georgia, in 2025, by 153 lenders. The median rate their borrowers got was 6.625% on a median loan of $165,000. Of 682 decisions, 145 were denials — 21.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
COLONY BANK 38 6.625% $155,000 5.0%
Mortgage Research Center, LLC 33 6.625% $205,000 12.5%
Ameris Bank 32 6.000% $130,000 15.8%
Flint Community Bank 32 Not published $105,000 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 31 6.625% $185,000 6.1%
Renasant Bank 28 6.000% $140,000 3.5%
Synovus Bank 26 6.125% $120,000 20.0%
Rocket Mortgage, LLC 21 6.490% $175,000 16.0%
Georgia Community Bank 21 Not published $75,000 0.0%
PENNYMAC LOAN SERVICES, LLC 20 6.375% $230,000 4.8%
Broker Solutions, Inc. 12 6.933% $215,000 7.7%
Navy Federal Credit Union 11 6.875% $95,000 42.9%
Truist Bank 7 Under 10 loans Under 10 loans 41.7%
NEWREZ LLC 7 Under 10 loans Under 10 loans 12.5%
First State Bank of Blakely 7 Under 10 loans Under 10 loans 0.0%
United Community Bank 6 Under 10 loans Under 10 loans 33.3%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 6 Under 10 loans Under 10 loans 0.0%
PeoplesSouth Bank 6 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 5 Under 10 loans Under 10 loans 16.7%
Flagstar Bank, N.A. 5 Under 10 loans Under 10 loans 28.6%
KIND LENDING, LLC 5 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 4 Under 10 loans Under 10 loans 20.0%
GENEVA FINANCIAL, LLC 4 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 4 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 4 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 4 Under 10 loans Under 10 loans 20.0%
PLANET HOME LENDING, LLC 4 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 4 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 4 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 4 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 4 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 3 Under 10 loans Under 10 loans 91.2%
Wells Fargo Bank, National Association 3 Under 10 loans Under 10 loans 57.1%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 20.0%
SECURITYNATIONAL MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
First Port City Bank 3 Under 10 loans Under 10 loans 0.0%
Five Star Credit Union 3 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 3 Under 10 loans Under 10 loans 0.0%
GEORGIA'S OWN 2 Under 10 loans Under 10 loans 66.7%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 50.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 33.3%
T2 FINANCIAL LLC 2 Under 10 loans Under 10 loans 60.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 50.0%
BETTER MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 33.3%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 0.0%
SENTE MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
DELTA COMMUNITY CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 2 Under 10 loans Under 10 loans 0.0%
Capital City Home Loans, LLC 2 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
United Bank 2 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 2 Under 10 loans Under 10 loans 0.0%
Luminate Bank 2 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
Zippy Loans, LLC 2 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 92.9%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 83.3%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 66.7%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
First Option Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
First National Bank of America 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
Genisys Credit Union 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 0.0%
Axos Bank 1 Under 10 loans Under 10 loans 0.0%
ABL RPC Residential Credit Acquisition LLC 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Metro City Bank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGEONE, INC. 1 Under 10 loans Under 10 loans 0.0%
US MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
DELMAR FINANCIAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
River Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
The Dart Bank 1 Under 10 loans Under 10 loans 0.0%
Atlantic Coast Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PrimeSouth Bank 1 Under 10 loans Under 10 loans 0.0%
Simmons Bank 1 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Valon Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Brighton Bank 1 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Thomasville National Bank 1 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
MEMBER FIRST MORTGAGE, LLC 0 Under 10 loans Under 10 loans 100.0%
Park Lane Finance Solutions, LLC 0 Under 10 loans Under 10 loans 66.7%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
FlexPoint, Inc. 0 Under 10 loans Under 10 loans 100.0%
GENWAY HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 0 Under 10 loans Under 10 loans 100.0%
VELOCITY COMMERCIAL CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 50.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans Not published
ICE LENDER HOLDINGS LLC 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans Not published
ALAMEDA MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
RESICENTRAL, LLC 0 Under 10 loans Under 10 loans Not published
VYSTAR CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Wolfe Financial, Inc 0 Under 10 loans Under 10 loans 100.0%
Presidential Bank, FSB 0 Under 10 loans Under 10 loans Not published
South Georgia Banking Company 0 Under 10 loans Under 10 loans 100.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 0 Under 10 loans Under 10 loans Not published
Morgan Stanley Private Bank, National Association 0 Under 10 loans Under 10 loans Not published
ATLANTA POSTAL 0 Under 10 loans Under 10 loans 100.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans Not published
COREVEST AMERICAN FINANCE LENDER LLC 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
GEORGIA UNITED 0 Under 10 loans Under 10 loans 100.0%
KeyBank National Association 0 Under 10 loans Under 10 loans Not published
First Federal Bank 0 Under 10 loans Under 10 loans 100.0%
Capital City Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
FirstBank 0 Under 10 loans Under 10 loans Not published
Bank OZK 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.