Mortgage Lender Index

Home purchase lenders in Stokes County

593 home purchase mortgages were made in Stokes County, North Carolina, in 2025, by 153 lenders. The median rate their borrowers got was 6.500% on a median loan of $235,000. Of 757 decisions, 141 were denials — 18.6%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 58 6.750% $235,000 1.7%
Fairway Independent Mortgage Corporation 50 6.625% $225,000 3.9%
STATE EMPLOYEES' 38 6.150% $235,000 20.8%
Loandepot.Com, LLC 33 5.625% $305,000 42.1%
DHI MORTGAGE COMPANY, LTD. 28 5.125% $310,000 9.7%
VANDERBILT MORTGAGE AND FINANCE, INC. 24 8.750% $125,000 69.2%
MOVEMENT MORTGAGE, LLC 23 6.500% $225,000 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 20 6.490% $220,000 0.0%
Rocket Mortgage, LLC 19 6.875% $205,000 17.4%
First National Bank of Pennsylvania 18 6.563% $320,000 5.3%
Mortgage Research Center, LLC 15 6.500% $235,000 6.3%
ALLEGACY FEDERAL CREDIT UNION 14 6.375% $195,000 0.0%
LENNAR MORTGAGE, LLC 13 5.625% $295,000 7.1%
UNITED SHORE FINANCIAL SERVICES, LLC 9 Under 10 loans Under 10 loans 18.2%
CROSSCOUNTRY MORTGAGE, INC. 9 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 8 Under 10 loans Under 10 loans 11.1%
First-Citizens Bank & Trust Company 8 Under 10 loans Under 10 loans 11.1%
ENVOY MORTGAGE, LTD 8 Under 10 loans Under 10 loans 0.0%
Truliant Federal Credit Union 7 Under 10 loans Under 10 loans 27.3%
Truist Bank 7 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 6 Under 10 loans Under 10 loans 14.3%
INTERCOASTAL MORTGAGE, LLC 6 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 5 Under 10 loans Under 10 loans 0.0%
Summit Mortgage Corporation 5 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 0.0%
SCHUMACHER MORTGAGE LLC 5 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 4 Under 10 loans Under 10 loans 20.0%
UNION HOME MORTGAGE CORP. 4 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 4 Under 10 loans Under 10 loans 0.0%
AgFirst Farm Credit Bank 4 Under 10 loans Under 10 loans 20.0%
Renasant Bank 4 Under 10 loans Under 10 loans 0.0%
Primis Mortgage Company 4 Under 10 loans Under 10 loans 0.0%
Atlantic Coast Mortgage, LLC 4 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 4 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 25.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 Under 10 loans Under 10 loans 0.0%
Wolfe Financial, Inc 3 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
The Fidelity Bank 3 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 3 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 70.0%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 22.2%
Empeople Credit Union 2 Under 10 loans Under 10 loans 25.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 50.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 2 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Ameris Bank 2 Under 10 loans Under 10 loans 0.0%
NBKC BANK 2 Under 10 loans Under 10 loans 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 2 Under 10 loans Under 10 loans 0.0%
Piedmont Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Summit Credit Union 1 Under 10 loans Under 10 loans 0.0%
FlexPoint, Inc. 1 Under 10 loans Under 10 loans 0.0%
3RD STREET FINANCIAL CORP. 1 Under 10 loans Under 10 loans 0.0%
AMERITRUST MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 1 Under 10 loans Under 10 loans 50.0%
EMM LOANS LLC 1 Under 10 loans Under 10 loans 50.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
GO MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
First Bank 1 Under 10 loans Under 10 loans 0.0%
HOME ACCESS FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Service Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
ENCORE BANK 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
Uwharrie Bank 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
UNITED MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
NATION ONE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Integrity Home Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
C & F Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 1 Under 10 loans Under 10 loans 0.0%
First Federal Savings and Loan Association of Lakewood 1 Under 10 loans Under 10 loans 0.0%
American Security Mortgage Corp. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
EQUITY RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
CPM Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
EAST COAST CAPITAL CORP. 1 Under 10 loans Under 10 loans 0.0%
BlueHarbor Bank 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
ALLIED MORTGAGE GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
FIRST BANCORP, INC. 1 Under 10 loans Under 10 loans 0.0%
Merchants Bank of Indiana 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans 100.0%
GENWAY HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
ABSOLUTE HOME MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
CANOPY MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
TIDEWATER MORTGAGE SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
First Community Bank 0 Under 10 loans Under 10 loans Not published
Bank of England 0 Under 10 loans Under 10 loans Not published
AgSouth Farm Credit, ACA 0 Under 10 loans Under 10 loans 100.0%
Mid-Continent Funding, Inc. 0 Under 10 loans Under 10 loans Not published
BAY EQUITY LLC 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
LOCAL GOVERNMENT 0 Under 10 loans Under 10 loans 100.0%
Carter Bank & Trust 0 Under 10 loans Under 10 loans 100.0%
MICHIGAN MUTUAL, INC. 0 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 0 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
TruHome Solutions, LLC 0 Under 10 loans Under 10 loans Not published
ARC HOME LLC 0 Under 10 loans Under 10 loans Not published
MYCUMORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.