Home purchase lenders in Pulaski County
4,950 home purchase mortgages were made in Pulaski County, Arkansas, in 2025, by 311 lenders. The median rate their borrowers got was 6.500% on a median loan of $205,000. Of 5,869 decisions, 746 were denials — 12.7%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Arvest Bank | 345 | 6.500% | $215,000 | 8.0% |
| FIRSTTRUST HOME LOANS, INC. | 220 | 6.500% | $205,000 | 0.9% |
| Eagle Bank and Trust Company | 194 | 6.500% | $225,000 | 5.3% |
| First Horizon Bank | 173 | 6.375% | $225,000 | 10.3% |
| ARKANSAS Federal Credit Union | 168 | 6.500% | $180,000 | 12.5% |
| FLAT BRANCH MORTGAGE, INC. | 168 | 6.375% | $165,000 | 0.6% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | 167 | 6.624% | $245,000 | 3.5% |
| Mortgage Research Center, LLC | 142 | 6.500% | $230,000 | 11.6% |
| EUSTIS MORTGAGE CORPORATION | 135 | 6.625% | $205,000 | 0.0% |
| Rocket Mortgage, LLC | 132 | 6.625% | $225,000 | 13.6% |
| ENCORE BANK | 129 | 6.624% | $275,000 | 26.0% |
| First Community Bank | 128 | 7.500% | $165,000 | 0.0% |
| GUARANTEED RATE, INC. | 123 | 6.300% | $145,000 | 0.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 111 | 6.250% | $165,000 | 0.9% |
| Bank OZK | 108 | 6.500% | $165,000 | 28.4% |
| Centennial Bank | 107 | 6.750% | $225,000 | 22.7% |
| First Security Bank | 102 | 7.250% | $195,000 | 5.4% |
| Cadence Bank | 95 | 6.625% | $325,000 | 8.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 91 | 6.500% | $215,000 | 8.9% |
| Simmons Bank | 83 | 6.375% | $225,000 | 10.6% |
| GUILD MORTGAGE COMPANY | 83 | 6.625% | $215,000 | 7.4% |
| COMMUNITY MORTGAGE CORPORATION | 73 | 6.250% | $215,000 | 2.7% |
| Regions Bank | 70 | 6.500% | $200,000 | 23.3% |
| Fairway Independent Mortgage Corporation | 67 | 6.490% | $155,000 | 10.7% |
| T2 FINANCIAL LLC | 65 | 6.625% | $215,000 | 2.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 64 | 6.688% | $205,000 | 1.5% |
| Bank of England | 63 | 6.625% | $205,000 | 3.0% |
| DHI MORTGAGE COMPANY, LTD. | 58 | 5.375% | $275,000 | 18.3% |
| JPMorgan Chase Bank, National Association | 49 | 6.375% | $215,000 | 7.3% |
| U.S. Bank National Association | 45 | 6.500% | $175,000 | 22.0% |
| Bank of America, National Association | 43 | 5.750% | $195,000 | 14.0% |
| First Service Bank | 42 | Not published | $205,000 | 4.4% |
| Central Bank | 41 | 7.750% | $115,000 | 0.0% |
| CMG MORTGAGE, INC. | 40 | 6.375% | $120,000 | 7.8% |
| LENNAR MORTGAGE, LLC | 40 | 5.563% | $205,000 | 21.6% |
| Navy Federal Credit Union | 39 | 6.000% | $235,000 | 7.0% |
| LENDLO MORTGAGE, LLC | 36 | 5.990% | $205,000 | 0.0% |
| Gateway First Bank | 32 | 6.563% | $260,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 31 | 6.625% | $225,000 | 0.0% |
| First Arkansas Bank and Trust | 31 | 7.850% | $225,000 | 0.0% |
| 21st Mortgage Corporation | 30 | 9.050% | $85,000 | 57.3% |
| Broker Solutions, Inc. | 29 | 6.750% | $205,000 | 3.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 28 | 7.250% | $190,000 | 6.7% |
| USAA Federal Savings Bank | 27 | 6.375% | $255,000 | 34.9% |
| Armor Bank | 27 | Not published | $125,000 | 0.0% |
| NFM, INC. | 25 | 6.750% | $195,000 | 7.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 25 | 6.500% | $195,000 | 9.7% |
| The Citizens Bank | 25 | 8.000% | $125,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 23 | 7.750% | $235,000 | 0.0% |
| SENTE MORTGAGE, INC. | 23 | 6.625% | $175,000 | 0.0% |
| TELCOE FEDERAL CREDIT UNION | 22 | 6.000% | $235,000 | 4.4% |
| NEWREZ LLC | 19 | 6.625% | $225,000 | 9.5% |
| LOWER, LLC | 19 | 6.490% | $265,000 | 0.0% |
| Click n' Close, Inc. | 18 | 7.000% | $160,000 | 23.1% |
| BETTER MORTGAGE CORPORATION | 18 | 6.813% | $305,000 | 18.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | 17 | 6.750% | $185,000 | 0.0% |
| Stone Bank | 17 | Not published | $175,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 16 | 6.375% | $420,000 | 22.7% |
| NBKC BANK | 16 | 6.125% | $280,000 | 0.0% |
| Chambers Bank | 16 | Not published | $330,000 | 0.0% |
| Kiavi Funding, Inc. | 15 | 10.750% | $145,000 | 0.0% |
| Southern Bancorp Bank | 14 | 6.625% | $170,000 | 15.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 14 | 7.250% | $165,000 | 17.7% |
| Southern Bank | 13 | 7.000% | $175,000 | 0.0% |
| Partners Bank | 12 | Not published | $265,000 | 0.0% |
| First Financial Bank | 12 | 6.557% | $240,000 | 0.0% |
| Gateway Bank | 12 | Not published | $130,000 | 0.0% |
| GERSHMAN INVESTMENT CORP. | 11 | 6.250% | $195,000 | 26.7% |
| NATIONSTAR MORTGAGE LLC | 11 | 6.490% | $285,000 | 8.3% |
| KIND LENDING, LLC | 11 | 6.500% | $155,000 | 14.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 10.870% | $95,000 | 85.1% |
| Loan Funder LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 9.1% |
| The First National Bank of Fort Smith | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Evolve Bank & Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 52.1% |
| DAS Acquisition Company, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Colorado Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Relyance Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Malvern National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cross Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AgHeritage Farm Credit Services, ACA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 14.3% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Park Lane Finance Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 45.5% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants and Farmers Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| COMMUNITYAMERICA CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 93.2% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 42.9% |
| HOPE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FOCUS BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Ameris Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RED RIVER EMPLOYEES FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomeBank Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank of De Kalb | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 549300XQM4M89ZBZLQ02 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUILT HOMES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 80.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CANOPY MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PEOPLES BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ResMac, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gulf Coast Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Services of Western Arkansas, ACA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Florida Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Signature Bank of Arkansas | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005Z23HAAZ6QDM98 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Today's Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The City National Bank of Sulphur Springs | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 111 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.