Home purchase lenders in Anoka County
4,776 home purchase mortgages were made in Anoka County, Minnesota, in 2025, by 308 lenders. The median rate their borrowers got was 6.624% on a median loan of $315,000. Of 5,424 decisions, 495 were denials — 9.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Bell Bank | 363 | 6.625% | $325,000 | 1.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 317 | 6.550% | $325,000 | 5.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 248 | 6.625% | $305,000 | 0.8% |
| LENNAR MORTGAGE, LLC | 184 | 5.990% | $415,000 | 1.6% |
| Broker Solutions, Inc. | 167 | 6.625% | $295,000 | 1.2% |
| Rocket Mortgage, LLC | 156 | 6.500% | $325,000 | 6.0% |
| Fairway Independent Mortgage Corporation | 150 | 6.625% | $300,000 | 3.9% |
| Royal Credit Union | 136 | 6.500% | $305,000 | 2.8% |
| GUARANTEED RATE, INC. | 127 | 6.550% | $315,000 | 3.8% |
| Prosperity Home Mortgage, LLC | 110 | 6.625% | $300,000 | 4.4% |
| Granite Bank | 104 | 6.625% | $315,000 | 4.6% |
| Luminate Bank | 98 | 6.750% | $315,000 | 2.9% |
| TRUSTONE FINANCIAL CREDIT UNION | 89 | 6.500% | $295,000 | 10.8% |
| U.S. Bank National Association | 88 | 6.625% | $305,000 | 15.2% |
| PENNYMAC LOAN SERVICES, LLC | 82 | 6.500% | $335,000 | 7.7% |
| Wells Fargo Bank, National Association | 80 | 6.375% | $290,000 | 10.0% |
| EVERETT FINANCIAL, INC. | 80 | 6.875% | $300,000 | 0.0% |
| Summit Mortgage Corporation | 73 | 6.625% | $315,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 70 | 5.500% | $395,000 | 12.2% |
| SWBC MORTGAGE CORPORATION | 64 | 6.500% | $335,000 | 2.9% |
| CMG MORTGAGE, INC. | 59 | 6.625% | $325,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 54 | 6.625% | $315,000 | 5.3% |
| GUILD MORTGAGE COMPANY | 50 | 6.625% | $365,000 | 5.7% |
| Blaze Credit Union | 49 | 6.125% | $265,000 | 6.2% |
| UIF CORPORATION | 48 | 6.625% | $375,000 | 5.8% |
| Alerus Financial, National Association | 48 | 6.563% | $310,000 | 0.0% |
| Mortgage Research Center, LLC | 46 | 6.250% | $350,000 | 11.5% |
| Wings Financial Credit Union | 43 | 6.250% | $285,000 | 10.2% |
| The Huntington National Bank | 43 | 6.625% | $285,000 | 6.5% |
| LOWER, LLC | 43 | 6.625% | $325,000 | 8.5% |
| NEWREZ LLC | 42 | 6.688% | $335,000 | 12.2% |
| GUARANTEED RATE AFFINITY, LLC | 39 | 6.450% | $265,000 | 15.2% |
| Cambria Financial Group, LLC | 39 | 5.990% | $335,000 | 2.5% |
| M/I FINANCIAL, LLC | 39 | 5.875% | $375,000 | 2.4% |
| TRIAD FINANCIAL SERVICES, INC. | 38 | 8.805% | $85,000 | 47.5% |
| KIND LENDING, LLC | 37 | 6.500% | $365,000 | 11.9% |
| Plains Commerce Bank | 34 | 6.750% | $345,000 | 15.0% |
| Loandepot.Com, LLC | 34 | 6.688% | $335,000 | 8.1% |
| GUIDANCE RESIDENTIAL, LLC | 33 | 6.875% | $335,000 | 2.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 30 | 6.813% | $310,000 | 0.0% |
| RESICENTRAL, LLC | 27 | 6.490% | $325,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 26 | 6.375% | $345,000 | 7.1% |
| Tradition Mortgage, LLC | 26 | 6.625% | $295,000 | 0.0% |
| 21st Mortgage Corporation | 25 | 10.790% | $75,000 | 74.5% |
| PLAZA HOME MORTGAGE, INC. | 25 | 6.500% | $295,000 | 26.5% |
| MOVEMENT MORTGAGE, LLC | 25 | 6.500% | $335,000 | 0.0% |
| TOPLINE FINANCIAL CREDIT UNION | 25 | 5.990% | $305,000 | 7.4% |
| AFFINITY PLUS | 23 | 6.500% | $325,000 | 11.5% |
| UNION HOME MORTGAGE CORP. | 22 | 6.500% | $405,000 | 15.4% |
| Home Mortgage Alliance Corporation (HMAC) | 21 | 6.875% | $375,000 | 19.2% |
| Associated Bank, National Association | 21 | 6.000% | $275,000 | 12.5% |
| Old National Bank | 21 | 6.375% | $325,000 | 8.7% |
| SFMC, LP | 20 | 5.990% | $370,000 | 11.5% |
| BANKWEST, INC. | 19 | 8.250% | $85,000 | 70.8% |
| Kiavi Funding, Inc. | 19 | 10.490% | $245,000 | 4.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 19 | 6.875% | $295,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 18 | 6.058% | $320,000 | 10.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 17 | 6.500% | $325,000 | 0.0% |
| BAY EQUITY LLC | 17 | 6.750% | $325,000 | 0.0% |
| Servion, Inc. | 17 | 6.625% | $325,000 | 0.0% |
| Coulee Bank | 17 | Not published | $225,000 | 0.0% |
| Bank of America, National Association | 16 | 6.250% | $325,000 | 15.8% |
| ZILLOW HOME LOANS, LLC | 15 | 6.500% | $295,000 | 11.8% |
| Sunrise Banks, National Association | 14 | Not published | $245,000 | 17.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 14 | 6.563% | $315,000 | 12.5% |
| A&D Mortgage LLC | 14 | 6.433% | $380,000 | 6.7% |
| Navy Federal Credit Union | 13 | 5.875% | $365,000 | 7.1% |
| Waterstone Mortgage Corporation | 12 | 6.750% | $305,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 6.625% | $290,000 | 0.0% |
| PREMIER LENDING, INC. | 12 | 6.813% | $245,000 | 0.0% |
| IDEAL Credit Union | 11 | 5.625% | $345,000 | 0.0% |
| Bridgewater Bank | 11 | Not published | $355,000 | 0.0% |
| MEGASTAR FINANCIAL CORP. | 11 | 6.625% | $345,000 | 0.0% |
| Luminate Home Loans, Inc. | 10 | 6.813% | $290,000 | 0.0% |
| Nations Lending Corporation | 10 | 6.500% | $270,000 | 9.1% |
| NATIONSTAR MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Deerwood Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Frandsen Bank & Trust | 8 | Under 10 loans | Under 10 loans | 11.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 30.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MAGNIFI FINANCIAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHARTWELL FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BMO Bank National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Genisys Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Elk River | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHPOINT FINANCIAL | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PULTE MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CORTRUST MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Northeast Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Community Resource Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 16.7% |
| FREEDOM MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| First Bank & Trust | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SHAREPOINT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Elmo Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Moose Lake | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CITY-COUNTY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Think Mutual Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Drake Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Falcon National Bank | 3 | Under 10 loans | Under 10 loans | 20.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MINNCO CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Alliance Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Resource Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Security Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First International Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bremer Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Security State Bank of Marine | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank Elk River | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Lakeview Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Members Cooperative Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gate City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northview Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GoPrime Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Highland Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank of Wyoming | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTown Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MY Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pine River State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premier Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CCM Finance, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hiawatha National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Interstate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Community Federal National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Park State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| New Market Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CorTrust Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Independence Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTTRUST HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WNB FINANCIAL, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 108 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Anoka County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.