Home purchase lenders in Suffolk County
5,446 home purchase mortgages were made in Suffolk County, Massachusetts, in 2025, by 368 lenders. The median rate their borrowers got was 6.375% on a median loan of $585,000. Of 6,248 decisions, 673 were denials — 10.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Leader Bank, National Association | 512 | 6.250% | $545,000 | 2.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 333 | 6.625% | $575,000 | 3.2% |
| GUARANTEED RATE, INC. | 323 | 6.625% | $605,000 | 6.6% |
| Cambridge Savings Bank | 217 | 6.125% | $475,000 | 5.6% |
| Eastern Bank | 166 | 5.500% | $395,000 | 15.5% |
| Manufacturers and Traders Trust Company | 149 | 5.625% | $845,000 | 4.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 148 | 6.624% | $615,000 | 10.8% |
| Rockland Trust Company | 138 | 6.250% | $485,000 | 21.9% |
| Citizens Bank, National Association | 137 | 6.375% | $435,000 | 33.8% |
| Rocket Mortgage, LLC | 111 | 6.500% | $505,000 | 16.3% |
| Bank of America, National Association | 108 | 5.933% | $605,000 | 28.8% |
| GUILD MORTGAGE COMPANY | 107 | 6.500% | $545,000 | 10.2% |
| JPMorgan Chase Bank, National Association | 106 | 6.375% | $615,000 | 12.9% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 106 | 6.250% | $515,000 | 17.8% |
| First-Citizens Bank & Trust Company | 104 | 4.000% | $265,000 | 9.6% |
| CMG MORTGAGE, INC. | 101 | 6.500% | $545,000 | 12.4% |
| Fairway Independent Mortgage Corporation | 96 | 6.750% | $535,000 | 6.8% |
| MOVEMENT MORTGAGE, LLC | 87 | 6.625% | $605,000 | 6.7% |
| MSA MORTGAGE, LLC | 77 | 6.500% | $625,000 | 11.5% |
| bankESB | 71 | 6.000% | $455,000 | 2.7% |
| Workers Federal Credit Union | 70 | 5.750% | $755,000 | 1.4% |
| Webster Bank, National Association | 68 | 5.625% | $815,000 | 13.8% |
| GUARANTEED RATE AFFINITY, LLC | 65 | 6.500% | $555,000 | 4.4% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 57 | 6.750% | $595,000 | 6.4% |
| Berkshire Bank | 48 | 6.000% | $845,000 | 5.9% |
| Dedham Institution for Savings | 47 | 6.500% | $655,000 | 3.9% |
| TD Bank, National Association | 45 | 6.125% | $825,000 | 24.6% |
| Morgan Stanley Private Bank, National Association | 44 | 5.850% | $810,000 | 0.0% |
| NEW FED MORTGAGE, CORP. | 41 | 6.624% | $555,000 | 14.6% |
| U.S. Bank National Association | 40 | 6.188% | $830,000 | 7.0% |
| East West Bank | 38 | 6.000% | $595,000 | 7.3% |
| EMM LOANS LLC | 38 | 7.058% | $600,000 | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 37 | 6.500% | $535,000 | 7.5% |
| RADIUS FINANCIAL GROUP INC. | 36 | 6.625% | $495,000 | 5.3% |
| MORTGAGE EQUITY PARTNERS LLC | 34 | 6.490% | $495,000 | 5.4% |
| PENNYMAC LOAN SERVICES, LLC | 31 | 6.624% | $635,000 | 13.9% |
| Institution for Savings in Newburyport and Its Vicinity | 30 | 6.125% | $640,000 | 11.1% |
| Brookline Bank | 30 | 6.250% | $485,000 | 13.9% |
| Loandepot.Com, LLC | 30 | 6.600% | $585,000 | 3.2% |
| The Cooperative Bank | 30 | Not published | $420,000 | 3.1% |
| Broker Solutions, Inc. | 29 | 6.750% | $655,000 | 3.3% |
| METRO Credit Union | 28 | 6.625% | $485,000 | 9.4% |
| Everett Co-operative Bank | 28 | Not published | $1,255,000 | 0.0% |
| Mortgage Research Center, LLC | 27 | 5.990% | $635,000 | 22.9% |
| Middlesex Savings Bank | 27 | 5.625% | $605,000 | 10.0% |
| NFM, INC. | 25 | 6.625% | $575,000 | 0.0% |
| JEANNE D'ARC Credit Union | 24 | 6.115% | $555,000 | 0.0% |
| Havard Federal Credit Union | 23 | 6.625% | $305,000 | 7.7% |
| Needham Bank | 22 | 6.750% | $650,000 | 18.5% |
| Citibank, National Association | 22 | 5.625% | $1,010,000 | 7.7% |
| The Bank of Canton | 22 | 6.688% | $590,000 | 8.3% |
| HARBORONE MORTGAGE, LLC | 21 | 6.375% | $445,000 | 12.5% |
| General Mortgage Capital Corporation | 21 | 6.500% | $335,000 | 4.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 20 | 6.625% | $680,000 | 7.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 19 | 10.250% | $675,000 | 0.0% |
| NEWREZ LLC | 19 | 7.250% | $625,000 | 24.0% |
| UBS Bank USA | 18 | 5.750% | $1,010,000 | 0.0% |
| Charles Schwab Bank, SSB | 18 | 5.563% | $860,000 | 5.0% |
| Navy Federal Credit Union | 17 | 6.250% | $545,000 | 10.5% |
| Wells Fargo Bank, National Association | 17 | 5.875% | $805,000 | 22.7% |
| MLD MORTGAGE INC. | 17 | 6.500% | $615,000 | 0.0% |
| Hingham Institution for Savings, The | 16 | Not published | $1,395,000 | 11.1% |
| NORTHPOINT MORTGAGE, INC. | 16 | 6.750% | $605,000 | 0.0% |
| Liberty Bank | 14 | 5.750% | $520,000 | 12.5% |
| BOSTON FIREFIGHTERS | 14 | Not published | $625,000 | 6.7% |
| Norwood Co-operative Bank | 14 | Not published | $1,400,000 | 0.0% |
| Fall River Five Cents Savings Bank | 13 | 6.125% | $715,000 | 13.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 13 | 6.625% | $615,000 | 6.7% |
| Merchants Bank of Indiana | 13 | 6.625% | $590,000 | 0.0% |
| PNC Bank, National Association | 12 | 6.063% | $945,000 | 52.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 12 | 6.813% | $670,000 | 7.7% |
| UNION HOME MORTGAGE CORP. | 12 | 6.063% | $655,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 11 | 6.375% | $515,000 | 15.4% |
| NBKC BANK | 11 | 6.500% | $645,000 | 0.0% |
| East Cambridge Savings Bank | 11 | Not published | $555,000 | 15.4% |
| GUIDANCE RESIDENTIAL, LLC | 11 | 7.125% | $385,000 | 0.0% |
| United Nations Federal Credit Union | 11 | 5.875% | $495,000 | 0.0% |
| Logan Finance Corporation | 11 | 7.124% | $845,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 10 | 6.688% | $560,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 10 | 6.500% | $545,000 | 9.1% |
| CCG Fund 1, LLC | 10 | Not published | $1,470,000 | 0.0% |
| DIGITAL | 9 | Under 10 loans | Under 10 loans | 52.4% |
| Loan Funder LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| AMWEST FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Prosperity Home Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| The Cape Cod Five Cents Savings Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| WEBSTER FIRST Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FREEDOM MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| ALLIANT CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bluestone Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST HOME LOAN, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bristol County Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 28.6% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Winter Hill Bank, FSB | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ROCKLAND Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 11.1% |
| SHARON & CRESCENT UNITED Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Washington Trust Company, of Westerly | 6 | Under 10 loans | Under 10 loans | 40.0% |
| UniBank for Savings | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Eagle Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RIVER WORKS | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MERRIMACK VALLEY | 6 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Huntington National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| North Shore Bank, a Co-operative Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Northern Bank & Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bangor Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Hanscom Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 14.3% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| MASS BAY Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| The Lowell Five Cent Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Winchester Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Winchester Co-operative Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Enterprise Bank and Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cape Ann Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Walpole Co-operative Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Reading Co-Operative Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Middlesex Federal Savings, F.A. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Salem Five Cents Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Colonial Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY BAY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Centreville Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| PeoplesBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pentucket Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wrentham Co-operative Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Cooperative Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Home Loan Investment Bank, F.S.B. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Avidia Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Coastal Heritage Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MutualOne Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Salem Co-Operative Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cape Cod Co-operative Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cathay Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 71.4% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| RELIANT HOME FUNDING, INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Village Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALIGN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| St. Mary's Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MountainOne Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Marblehead Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| StonehamBank, A Co-operative Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Fidelity Lending Solutions, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank-Fund Staff Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Goldman Sachs Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 168 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.