Home purchase lenders in Wright County
2,652 home purchase mortgages were made in Wright County, Minnesota, in 2025, by 249 lenders. The median rate their borrowers got was 6.500% on a median loan of $335,000. Of 2,977 decisions, 251 were denials — 8.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 200 | 5.990% | $385,000 | 6.5% |
| Bell Bank | 175 | 6.625% | $355,000 | 0.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 146 | 6.376% | $345,000 | 7.6% |
| Broker Solutions, Inc. | 101 | 6.750% | $325,000 | 2.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 100 | 6.575% | $335,000 | 0.0% |
| M/I FINANCIAL, LLC | 98 | 5.875% | $415,000 | 1.8% |
| Fairway Independent Mortgage Corporation | 95 | 6.750% | $305,000 | 1.0% |
| Rocket Mortgage, LLC | 74 | 6.495% | $340,000 | 5.1% |
| DHI MORTGAGE COMPANY, LTD. | 68 | 5.500% | $415,000 | 2.8% |
| Granite Bank | 63 | 6.625% | $315,000 | 8.7% |
| PENNYMAC LOAN SERVICES, LLC | 45 | 6.499% | $335,000 | 0.0% |
| Tradition Mortgage, LLC | 44 | 6.375% | $365,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 40 | 6.625% | $300,000 | 2.4% |
| SFMC, LP | 39 | 5.500% | $445,000 | 4.8% |
| Prosperity Home Mortgage, LLC | 39 | 6.625% | $315,000 | 0.0% |
| Wells Fargo Bank, National Association | 38 | 6.438% | $310,000 | 9.5% |
| U.S. Bank National Association | 36 | 6.688% | $325,000 | 9.8% |
| NEWREZ LLC | 36 | 6.625% | $335,000 | 5.3% |
| GUARANTEED RATE, INC. | 35 | 6.625% | $335,000 | 2.8% |
| Loandepot.Com, LLC | 33 | 6.125% | $295,000 | 19.5% |
| Florida Capital Bank, National Association | 33 | 6.490% | $285,000 | 0.0% |
| Luminate Bank | 32 | 6.625% | $345,000 | 5.9% |
| TRUSTONE FINANCIAL CREDIT UNION | 30 | 6.625% | $220,000 | 11.4% |
| The Huntington National Bank | 30 | 6.313% | $430,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 29 | 6.750% | $315,000 | 0.0% |
| Mortgage Research Center, LLC | 27 | 6.250% | $365,000 | 6.9% |
| GUARANTEED RATE AFFINITY, LLC | 27 | 6.550% | $325,000 | 3.6% |
| Royal Credit Union | 26 | 6.500% | $305,000 | 0.0% |
| LOWER, LLC | 25 | 6.490% | $305,000 | 0.0% |
| Sherburne State Bank | 25 | Not published | $325,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 23 | 6.500% | $245,000 | 3.9% |
| Wings Financial Credit Union | 22 | 6.188% | $325,000 | 3.7% |
| Lake Central Bank | 22 | Not published | $365,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 20 | 6.438% | $280,000 | 9.1% |
| Old National Bank | 20 | 6.313% | $375,000 | 0.0% |
| 21st Mortgage Corporation | 19 | 10.960% | $85,000 | 65.5% |
| CORTRUST MORTGAGE, INC. | 18 | 6.500% | $280,000 | 14.3% |
| CMG MORTGAGE, INC. | 17 | 6.875% | $285,000 | 10.0% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 8.895% | $95,000 | 48.3% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.625% | $305,000 | 10.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 16 | 6.375% | $340,000 | 11.1% |
| Blaze Credit Union | 14 | 6.313% | $280,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 14 | 6.313% | $375,000 | 0.0% |
| Waterstone Mortgage Corporation | 14 | 6.375% | $100,000 | 0.0% |
| TOPLINE FINANCIAL CREDIT UNION | 14 | 5.813% | $310,000 | 0.0% |
| Summit Mortgage Corporation | 13 | 6.250% | $375,000 | 7.1% |
| GUILD MORTGAGE COMPANY | 13 | 6.990% | $355,000 | 0.0% |
| Alerus Financial, National Association | 13 | 6.375% | $315,000 | 0.0% |
| KIND LENDING, LLC | 12 | 6.250% | $435,000 | 14.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 6.490% | $295,000 | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 12 | 6.308% | $280,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.375% | $350,000 | 0.0% |
| Cambria Financial Group, LLC | 11 | 6.250% | $365,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 11 | 6.625% | $265,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 11 | 6.875% | $325,000 | 8.3% |
| Merchants Bank, National Association | 11 | 6.275% | $275,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 10 | 6.688% | $305,000 | 9.1% |
| VERIDIAN CREDIT UNION | 10 | 7.000% | $85,000 | 0.0% |
| Bremer Bank, National Association | 10 | 6.813% | $280,000 | 0.0% |
| MAGNIFI FINANCIAL CREDIT UNION | 10 | 6.438% | $305,000 | 0.0% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 78.6% |
| BANKWEST, INC. | 9 | Under 10 loans | Under 10 loans | 65.4% |
| SWBC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| RESICENTRAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY PLUS | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Alliance Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Deerwood Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MEGASTAR FINANCIAL CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| South Story Bank & Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank Minnesota | 8 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CorTrust Bank National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Star Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BANKWEST | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| COMPEER FINANCIAL, FLCA | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Bank of America, National Association | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Luminate Home Loans, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Bank & Trust | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Bank of Elk River | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Kensington Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sentry Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| National Bank of Commerce | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Bank Elk River | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gate City Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Coulee Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bravera Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Frandsen Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Platinum Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ST. CLOUD FINANCIAL | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Heritage National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 98450058D88OE4463626 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| IOWA BANKERS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Associated Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Western Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Resource Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SHAREPOINT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sunrise Banks, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GREENSTATE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank of Faribault | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITY-COUNTY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHARTER WEST BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankVista | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHPOINT FINANCIAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Think Mutual Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Resource Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CUSB Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900W66Q1214MV8X83 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First International Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Drake Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Elmo Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bridgewater Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Neighborhood National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Members Cooperative Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CCM Finance, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Freeport State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Forward | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank Of Milaca | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Century Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IncredibleBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 49 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Wright County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.