Home purchase lenders in Davidson County
9,078 home purchase mortgages were made in Davidson County, Tennessee, in 2025, by 576 lenders. The median rate their borrowers got was 6.500% on a median loan of $385,000. Of 10,343 decisions, 968 were denials — 9.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | 496 | 6.625% | $375,000 | 3.3% |
| Legacy Home Loans, LLC | 425 | 6.500% | $415,000 | 0.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 407 | 6.499% | $375,000 | 9.3% |
| Pinnacle Bank | 382 | 6.125% | $305,000 | 12.4% |
| FirstBank | 308 | 6.625% | $385,000 | 5.5% |
| Rocket Mortgage, LLC | 272 | 6.375% | $385,000 | 11.6% |
| GUARANTEED RATE, INC. | 241 | 6.500% | $405,000 | 2.0% |
| Old National Bank | 233 | 6.375% | $385,000 | 7.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 232 | 6.750% | $425,000 | 4.1% |
| Loandepot.Com, LLC | 193 | 4.990% | $415,000 | 22.1% |
| Cadence Bank | 188 | 6.000% | $435,000 | 4.6% |
| NVR Mortgage Finance, Inc. | 187 | 5.990% | $345,000 | 20.1% |
| JPMorgan Chase Bank, National Association | 182 | 6.490% | $375,000 | 7.0% |
| SWBC MORTGAGE CORPORATION | 169 | 6.625% | $365,000 | 3.2% |
| Primis Mortgage Company | 154 | 6.375% | $440,000 | 0.7% |
| WILSON BANK AND TRUST | 153 | 6.500% | $365,000 | 5.1% |
| MOVEMENT MORTGAGE, LLC | 145 | 6.625% | $405,000 | 2.4% |
| Renasant Bank | 138 | 6.063% | $365,000 | 11.4% |
| U.S. Bank National Association | 128 | 6.500% | $395,000 | 17.8% |
| Ameris Bank | 125 | 6.500% | $365,000 | 2.3% |
| CHURCHILL MORTGAGE CORPORATION | 118 | 6.750% | $400,000 | 1.5% |
| First Horizon Bank | 116 | 6.375% | $505,000 | 7.2% |
| Bank of America, National Association | 113 | 6.000% | $365,000 | 16.6% |
| GUILD MORTGAGE COMPANY | 91 | 6.625% | $415,000 | 2.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 82 | 6.500% | $355,000 | 7.0% |
| Regions Bank | 75 | 6.375% | $395,000 | 26.6% |
| Fairway Independent Mortgage Corporation | 75 | 6.750% | $385,000 | 2.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 75 | 6.490% | $395,000 | 7.3% |
| PENNYMAC LOAN SERVICES, LLC | 73 | 6.499% | $395,000 | 11.0% |
| ASCEND FEDERAL CREDIT UNION | 69 | 5.875% | $455,000 | 2.8% |
| United Community Bank | 64 | 6.250% | $360,000 | 13.2% |
| Mortgage Research Center, LLC | 63 | 6.125% | $395,000 | 11.3% |
| Studio Bank | 63 | 6.750% | $475,000 | 1.5% |
| Northpointe Bank | 61 | 6.500% | $455,000 | 7.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 61 | 6.750% | $365,000 | 6.2% |
| MORTGAGE INVESTORS GROUP, INC. | 60 | 6.625% | $390,000 | 0.0% |
| Truist Bank | 59 | 6.125% | $505,000 | 20.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 58 | 6.250% | $370,000 | 31.8% |
| Broker Solutions, Inc. | 56 | 6.875% | $335,000 | 11.1% |
| Ixonia Bank | 56 | 6.625% | $310,000 | 9.7% |
| Fifth Third Bank, National Association | 51 | 6.500% | $405,000 | 21.5% |
| NEWREZ LLC | 50 | 6.563% | $415,000 | 9.1% |
| Morgan Stanley Private Bank, National Association | 47 | 5.875% | $705,000 | 2.0% |
| Liberty | 46 | 6.500% | $385,000 | 6.1% |
| THE LOAN STORE, INC. | 44 | 6.495% | $325,000 | 2.0% |
| Navy Federal Credit Union | 43 | 6.250% | $475,000 | 15.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 40 | 6.625% | $385,000 | 0.0% |
| KIND LENDING, LLC | 39 | 6.375% | $365,000 | 33.9% |
| SHELTER LENDING SERVICES, L.L.C. | 39 | 6.625% | $475,000 | 0.0% |
| PNC Bank, National Association | 38 | 6.375% | $345,000 | 11.6% |
| V.I.P. MORTGAGE, INC. | 37 | 6.490% | $485,000 | 2.6% |
| Wells Fargo Bank, National Association | 35 | 6.375% | $425,000 | 23.9% |
| DHI MORTGAGE COMPANY, LTD. | 35 | 5.375% | $405,000 | 18.6% |
| Republic Bank & Trust Company | 35 | 6.125% | $355,000 | 5.1% |
| ServisFirst Bank | 31 | 6.500% | $315,000 | 3.1% |
| A&D Mortgage LLC | 30 | 6.375% | $385,000 | 9.1% |
| OCMBC, INC. | 30 | 6.999% | $350,000 | 11.4% |
| Legends Bank | 30 | 6.563% | $460,000 | 3.2% |
| INTERLINC MORTGAGE SERVICES, LLC | 29 | 6.625% | $365,000 | 0.0% |
| Kiavi Funding, Inc. | 29 | 10.200% | $355,000 | 0.0% |
| The First National Bank of Middle Tennessee | 28 | 6.750% | $340,000 | 15.2% |
| PRINCETON MORTGAGE CORPORATION | 26 | 6.375% | $370,000 | 9.7% |
| Paramount Residential Mortgage Group, Inc. | 26 | 6.500% | $360,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 25 | 6.625% | $345,000 | 3.9% |
| Southern Bank of Tennessee | 25 | Not published | $325,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 23 | 6.500% | $425,000 | 4.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 23 | 11.000% | $1,255,000 | 4.2% |
| FIRSTTRUST HOME LOANS, INC. | 23 | 6.625% | $315,000 | 0.0% |
| Truxton Trust Company | 23 | Not published | $855,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 22 | 7.625% | $295,000 | 26.7% |
| The Farmers Bank | 22 | 7.625% | $605,000 | 0.0% |
| SIRVA MORTGAGE, INC. | 22 | 6.375% | $560,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 22 | 6.058% | $485,000 | 4.2% |
| UBS Bank USA | 22 | 5.938% | $965,000 | 0.0% |
| COMPASS MORTGAGE, INC. | 22 | 6.750% | $360,000 | 0.0% |
| USAA Federal Savings Bank | 21 | 6.500% | $425,000 | 41.7% |
| SUMMIT FUNDING, INC. | 21 | 6.500% | $385,000 | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 21 | 6.490% | $565,000 | 8.7% |
| Texana Bank, National Association | 20 | 6.500% | $330,000 | 8.3% |
| DEEPHAVEN MORTGAGE LLC | 20 | 7.438% | $295,000 | 28.6% |
| NFM, INC. | 19 | 6.875% | $355,000 | 0.0% |
| Volunteer State Bank | 19 | Not published | $705,000 | 9.1% |
| COMMUNITY MORTGAGE CORPORATION | 19 | 6.490% | $315,000 | 13.6% |
| Plains Commerce Bank | 18 | 6.500% | $390,000 | 14.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 18 | 6.688% | $290,000 | 25.0% |
| NBKC BANK | 18 | 6.375% | $600,000 | 14.3% |
| Bank of Tennessee | 18 | 6.625% | $330,000 | 9.5% |
| Alcova Mortgage LLC | 18 | 6.500% | $370,000 | 0.0% |
| City National Bank | 17 | 5.410% | $965,000 | 5.6% |
| CITIZENS SAVINGS BANK AND TRUST COMPANY | 17 | 6.500% | $305,000 | 0.0% |
| COMMUNITY MORTGAGE, LLC | 17 | 6.750% | $385,000 | 5.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 16 | 7.188% | $375,000 | 11.1% |
| FIRST COLONY MORTGAGE CORPORATION | 16 | 6.688% | $285,000 | 14.3% |
| LOWER, LLC | 16 | 6.688% | $395,000 | 5.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 16 | 6.188% | $380,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 15 | 6.000% | $435,000 | 5.9% |
| HOMEXPRESS MORTGAGE CORP. | 15 | 7.625% | $315,000 | 36.0% |
| CASTLE & COOKE MORTGAGE, LLC | 15 | 6.625% | $435,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 14 | 6.438% | $465,000 | 25.0% |
| ZILLOW HOME LOANS, LLC | 14 | 6.125% | $390,000 | 0.0% |
| Citibank, National Association | 14 | 5.875% | $1,025,000 | 0.0% |
| 212 LOANS, LLC. | 14 | 11.990% | $260,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 13 | 6.750% | $115,000 | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 13 | 6.000% | $505,000 | 6.3% |
| OriginPoint, LLC | 13 | 6.500% | $385,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 13 | 6.625% | $415,000 | 17.7% |
| FREEDOM MORTGAGE CORPORATION | 13 | 6.000% | $335,000 | 13.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 13 | 6.375% | $315,000 | 0.0% |
| CONVENTUS LLC | 13 | 9.000% | $325,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 12 | 6.438% | $315,000 | 25.0% |
| Southern Bancorp Bank | 12 | 6.063% | $380,000 | 18.8% |
| SUCCESS MORTGAGE PARTNERS, INC. | 12 | 6.438% | $335,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 12 | 6.750% | $465,000 | 7.7% |
| First National Bank of America | 12 | 8.563% | $300,000 | 7.7% |
| BAY EQUITY LLC | 12 | 6.688% | $380,000 | 0.0% |
| Citizens Bank, National Association | 11 | 7.900% | $435,000 | 15.4% |
| Raymond James Bank | 11 | 5.500% | $1,055,000 | 21.4% |
| NEXERA HOLDING LLC | 11 | 7.000% | $265,000 | 0.0% |
| T2 FINANCIAL LLC | 11 | 6.500% | $545,000 | 7.7% |
| PREMIER LENDING, INC. | 11 | 6.875% | $345,000 | 15.4% |
| Edmonton State Bank | 11 | Not published | $355,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 11 | 8.750% | $285,000 | 8.3% |
| INSPIRE HOME LOANS INC. | 11 | 5.000% | $375,000 | 7.7% |
| Charles Schwab Bank, SSB | 11 | 5.625% | $405,000 | 15.4% |
| Commerce Home Mortgage, Inc. | 10 | 7.750% | $315,000 | 23.1% |
| Hometown Equity Mortgage, LLC | 10 | 7.063% | $340,000 | 44.4% |
| ISERVE RESIDENTIAL LENDING, LLC | 10 | 6.438% | $380,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 10 | 6.495% | $320,000 | 16.7% |
| F&M Bank | 10 | 8.000% | $510,000 | 23.1% |
| ACOPIA, LLC | 10 | 6.438% | $360,000 | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 10 | 6.313% | $440,000 | 0.0% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ARC HOME LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CORNERSTONE FINANCIAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 23.1% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| SOUTHWEST FUNDING, LP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| M/I FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 8.3% |
| Bell Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| DELMAR FINANCIAL COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED HOME LOANS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Goldman Sachs Bank USA | 8 | Under 10 loans | Under 10 loans | 11.1% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Capital City Home Loans, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOPE FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| First Financial Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CedarStone Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 5493005QMX3SJKDTQZ62 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TriStar Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| first vision bank of tennessee | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CALCON MUTUAL MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| REDSTONE Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ROSS MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 14.3% |
| GARDNER FINANCIAL SERVICES, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TENNESSEE TRUST MORTGAGE, INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Synovus Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FRANKLIN LOAN CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Orion Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 376 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.