Home purchase lenders in King County
21,410 home purchase mortgages were made in King County, Washington, in 2025, by 460 lenders. The median rate their borrowers got was 6.375% on a median loan of $645,000. Of 24,030 decisions, 1,927 were denials — 8.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| MOVEMENT MORTGAGE, LLC | 1,419 | 6.562% | $555,000 | 3.0% |
| Boeing Employees Credit Union | 1,147 | 6.000% | $595,000 | 14.6% |
| Rocket Mortgage, LLC | 1,057 | 6.375% | $575,000 | 9.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 981 | 6.500% | $595,000 | 6.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 971 | 6.750% | $645,000 | 2.3% |
| JPMorgan Chase Bank, National Association | 881 | 5.875% | $925,000 | 7.1% |
| CMG MORTGAGE, INC. | 852 | 6.625% | $645,000 | 2.3% |
| GUILD MORTGAGE COMPANY | 717 | 6.625% | $565,000 | 4.4% |
| Wells Fargo Bank, National Association | 677 | 5.500% | $1,105,000 | 9.7% |
| U.S. Bank National Association | 575 | 6.125% | $945,000 | 12.8% |
| Bank of America, National Association | 556 | 5.625% | $1,045,000 | 12.2% |
| Fairway Independent Mortgage Corporation | 441 | 6.750% | $585,000 | 4.3% |
| OriginPoint, LLC | 422 | 6.575% | $735,000 | 2.8% |
| PENNYMAC LOAN SERVICES, LLC | 382 | 6.500% | $755,000 | 10.7% |
| GUARANTEED RATE, INC. | 376 | 6.500% | $665,000 | 3.8% |
| SAMMAMISH MORTGAGE COMPANY | 352 | 6.375% | $645,000 | 1.7% |
| CORNERSTONE CAPITAL BANK, SSB | 351 | 6.250% | $675,000 | 0.3% |
| NEWREZ LLC | 313 | 6.625% | $595,000 | 6.3% |
| NFM, INC. | 307 | 6.625% | $635,000 | 2.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 279 | 6.625% | $545,000 | 6.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 262 | 6.625% | $565,000 | 2.1% |
| Loandepot.Com, LLC | 256 | 6.575% | $670,000 | 4.8% |
| 1st Security Bank of Washington | 230 | 6.490% | $635,000 | 2.5% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 224 | 5.818% | $1,110,000 | 1.8% |
| Broker Solutions, Inc. | 206 | 6.625% | $565,000 | 6.4% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 196 | 6.500% | $805,000 | 3.6% |
| THE LOAN STORE, INC. | 194 | 6.490% | $560,000 | 5.5% |
| DHI MORTGAGE COMPANY, LTD. | 167 | 5.500% | $855,000 | 8.2% |
| ZILLOW HOME LOANS, LLC | 141 | 6.125% | $545,000 | 5.9% |
| PNC Bank, National Association | 140 | 6.125% | $1,145,000 | 8.9% |
| Global Federal Credit Union | 136 | 6.125% | $760,000 | 8.1% |
| Eastside Funding LLC | 133 | 12.000% | $445,000 | 0.7% |
| East West Bank | 132 | 6.875% | $570,000 | 10.5% |
| KeyBank National Association | 120 | 6.125% | $740,000 | 25.5% |
| Banner Bank | 119 | 6.740% | $390,000 | 29.8% |
| BAY EQUITY LLC | 119 | 6.625% | $585,000 | 6.2% |
| Morgan Stanley Private Bank, National Association | 117 | 5.800% | $945,000 | 0.8% |
| General Mortgage Capital Corporation | 116 | 6.375% | $505,000 | 1.7% |
| 254900YZ174H294JW398 | 114 | 6.250% | $745,000 | 0.0% |
| City National Bank | 112 | 5.320% | $1,200,000 | 1.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 111 | 6.375% | $605,000 | 7.4% |
| PULTE MORTGAGE LLC | 109 | 5.250% | $545,000 | 6.8% |
| KIND LENDING, LLC | 108 | 6.625% | $620,000 | 23.8% |
| HomeStreet Bank | 108 | 6.750% | $605,000 | 3.5% |
| SCENIC OAKS FUNDING, LLC | 108 | 6.624% | $645,000 | 3.6% |
| Navy Federal Credit Union | 103 | 6.000% | $565,000 | 10.3% |
| Charles Schwab Bank, SSB | 95 | 5.250% | $1,125,000 | 0.0% |
| Mortgage Research Center, LLC | 94 | 6.125% | $555,000 | 6.9% |
| CHURCHILL MORTGAGE CORPORATION | 85 | 6.500% | $325,000 | 7.4% |
| KBHS HOME LOANS, LLC | 81 | 6.075% | $595,000 | 7.9% |
| Umpqua Bank | 81 | 6.625% | $665,000 | 10.9% |
| Paramount Residential Mortgage Group, Inc. | 80 | 6.500% | $630,000 | 3.6% |
| Cornerstone First Mortgage, Inc | 78 | 6.500% | $485,000 | 1.3% |
| TRIAD FINANCIAL SERVICES, INC. | 77 | 8.730% | $125,000 | 32.1% |
| TOLL BROTHERS MORTGAGE COMPANY | 77 | 6.375% | $795,000 | 6.2% |
| NexBank | 73 | 6.375% | $845,000 | 12.9% |
| AMWEST FUNDING CORP. | 72 | 7.125% | $595,000 | 9.9% |
| Washington Trust Bank | 68 | 6.313% | $380,000 | 13.9% |
| PRIORITY HOME LENDING, LLC | 68 | 6.625% | $580,000 | 2.9% |
| Citibank, National Association | 67 | 5.625% | $1,205,000 | 9.3% |
| Taylor Morrison Home Funding, Inc. | 67 | 6.375% | $745,000 | 4.3% |
| Synergy One Lending, Inc. | 66 | 6.375% | $485,000 | 2.9% |
| BETTER MORTGAGE CORPORATION | 60 | 6.625% | $715,000 | 28.2% |
| Kiavi Funding, Inc. | 59 | 9.950% | $675,000 | 4.8% |
| Prosperity Home Mortgage, LLC | 55 | 6.625% | $565,000 | 6.7% |
| Tomo Mortgage, LLC | 54 | 6.125% | $655,000 | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 54 | 6.375% | $640,000 | 5.2% |
| Genesis Capital, LLC | 54 | 8.985% | $1,795,000 | 0.0% |
| ALLIANT CREDIT UNION | 53 | 7.750% | $305,000 | 5.2% |
| CONVENTUS LLC | 53 | 9.750% | $905,000 | 0.0% |
| BMO Bank National Association | 51 | 6.125% | $1,135,000 | 12.1% |
| Cathay Bank | 51 | 6.375% | $685,000 | 11.5% |
| GUIDANCE RESIDENTIAL, LLC | 50 | 6.938% | $605,000 | 0.0% |
| DIRECTORS MORTGAGE, INC. | 50 | 6.500% | $615,000 | 3.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 50 | 6.625% | $540,000 | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 49 | 6.490% | $505,000 | 2.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 48 | 6.438% | $535,000 | 2.0% |
| UBS Bank USA | 48 | 5.750% | $865,000 | 4.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 47 | 6.120% | $665,000 | 3.5% |
| Mechanics Bank | 43 | 6.125% | $625,000 | 6.5% |
| GUARANTEED RATE AFFINITY, LLC | 41 | 6.350% | $665,000 | 10.9% |
| RESICENTRAL, LLC | 41 | 6.375% | $585,000 | 4.7% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 40 | 10.000% | $525,000 | 0.0% |
| USAA Federal Savings Bank | 38 | 6.375% | $605,000 | 35.6% |
| Zions Bancorporation, N.A. | 38 | 5.875% | $1,055,000 | 7.1% |
| CANOPY MORTGAGE, LLC | 38 | 6.625% | $515,000 | 2.5% |
| T2 FINANCIAL LLC | 38 | 6.813% | $475,000 | 4.4% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 37 | 6.375% | $625,000 | 14.0% |
| NMSI, INC. | 37 | 6.500% | $575,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 32 | 6.500% | $455,000 | 2.9% |
| NBKC BANK | 31 | 6.490% | $615,000 | 8.8% |
| ENVOY MORTGAGE, LTD | 30 | 6.625% | $530,000 | 16.7% |
| NEXERA HOLDING LLC | 30 | 6.875% | $1,050,000 | 8.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 29 | 6.375% | $645,000 | 6.5% |
| MLD MORTGAGE INC. | 28 | 6.188% | $430,000 | 0.0% |
| LOWER, LLC | 27 | 6.625% | $545,000 | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 27 | 6.125% | $325,000 | 6.9% |
| LENDSURE MORTGAGE CORP. | 26 | 7.250% | $1,100,000 | 6.3% |
| CALCON MUTUAL MORTGAGE LLC | 25 | 6.875% | $525,000 | 3.9% |
| A&D Mortgage LLC | 25 | 6.500% | $575,000 | 13.8% |
| Citadel Servicing Corporation | 25 | 7.625% | $455,000 | 9.4% |
| Sound Credit Union | 24 | 6.125% | $605,000 | 33.3% |
| CHAMPIONS FUNDING, LLC | 24 | 7.500% | $530,000 | 25.0% |
| MEMBER FIRST MORTGAGE, LLC | 24 | 6.000% | $670,000 | 4.0% |
| Sound Community Bank | 24 | 8.688% | $105,000 | 7.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 23 | 6.625% | $725,000 | 14.8% |
| RIGHT START MORTGAGE, INC. | 23 | 6.990% | $505,000 | 14.8% |
| UNION HOME MORTGAGE CORP. | 23 | 6.125% | $545,000 | 4.2% |
| LENNAR MORTGAGE, LLC | 22 | 4.875% | $655,000 | 0.0% |
| OCMBC, INC. | 21 | 6.625% | $605,000 | 24.1% |
| Click n' Close, Inc. | 21 | 6.875% | $425,000 | 16.0% |
| JMAC LENDING, INC. | 21 | 6.625% | $605,000 | 4.6% |
| FREEDOM MORTGAGE CORPORATION | 21 | 5.750% | $645,000 | 21.4% |
| GENEVA FINANCIAL, LLC | 21 | 7.125% | $475,000 | 8.7% |
| Plains Commerce Bank | 20 | 6.375% | $555,000 | 4.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 19 | 6.625% | $615,000 | 16.7% |
| HOMEXPRESS MORTGAGE CORP. | 19 | 6.875% | $525,000 | 23.1% |
| First National Bank of America | 19 | 9.000% | $405,000 | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | 19 | 6.625% | $225,000 | 0.0% |
| Luminate Bank | 18 | 6.625% | $550,000 | 0.0% |
| PLANET HOME LENDING, LLC | 18 | 6.500% | $690,000 | 10.0% |
| Filo Mortgage, L.L.C. | 17 | 6.250% | $685,000 | 0.0% |
| WASHINGTON FEDERAL BANK | 17 | 7.500% | $700,000 | 10.0% |
| AAA CAPITAL INVESTMENT, INC. | 17 | 7.375% | $575,000 | 4.2% |
| Sierra Pacific Mortgage Company, Inc. | 17 | 6.500% | $485,000 | 5.6% |
| STG MORTGAGE INC | 17 | 6.625% | $655,000 | 10.0% |
| Farmers Bank & Trust | 16 | 6.375% | $705,000 | 5.6% |
| First Federal Bank | 16 | 6.057% | $695,000 | 11.1% |
| PLAZA HOME MORTGAGE, INC. | 16 | 6.438% | $550,000 | 36.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 16 | 6.625% | $540,000 | 5.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 16 | 6.438% | $490,000 | 0.0% |
| Seattle Metropolitan Credit Union | 15 | 6.375% | $975,000 | 11.8% |
| NATIONSTAR MORTGAGE LLC | 15 | 6.490% | $615,000 | 11.8% |
| MEGASTAR FINANCIAL CORP. | 15 | 6.625% | $645,000 | 0.0% |
| Stifel Bank and Trust | 14 | 6.063% | $840,000 | 0.0% |
| American Continental Bank | 14 | Not published | $1,200,000 | 0.0% |
| 21st Mortgage Corporation | 13 | 10.200% | $105,000 | 80.0% |
| EVERETT FINANCIAL, INC. | 13 | 6.625% | $615,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 13 | 6.990% | $605,000 | 12.5% |
| Sunflower Bank, National Association | 13 | 6.490% | $625,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 12 | 6.933% | $635,000 | 14.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 12 | 9.245% | $700,000 | 0.0% |
| First-Citizens Bank & Trust Company | 12 | 5.800% | $1,275,000 | 14.3% |
| The Huntington National Bank | 12 | 6.813% | $1,380,000 | 14.3% |
| Leader Bank, National Association | 12 | 6.313% | $615,000 | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 12 | 6.624% | $620,000 | 7.7% |
| Loan Funder LLC | 11 | 10.500% | $665,000 | 31.3% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.250% | $595,000 | 50.0% |
| 254900CTT87ZKAUTIJ37 | 11 | 7.750% | $785,000 | 18.8% |
| Heritage Bank | 11 | 7.470% | $525,000 | 26.7% |
| CAKE MORTGAGE CORP. | 11 | 7.125% | $595,000 | 0.0% |
| CLEAREDGE LENDING LLC | 11 | 6.750% | $785,000 | 15.4% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 10 | 8.500% | $125,000 | 47.2% |
| GESA | 10 | 6.063% | $325,000 | 23.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 10 | 7.499% | $765,000 | 28.6% |
| LEADERONE FINANCIAL CORPORATION | 10 | 6.933% | $685,000 | 16.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 10 | 6.938% | $470,000 | 9.1% |
| Raymond James Bank | 10 | 5.188% | $830,000 | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 9 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST FED BANK | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| GENWAY HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 30.8% |
| ARC HOME LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| UIF CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Devon Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| INSPIRE HOME LOANS INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 8 | Under 10 loans | Under 10 loans | 10.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DIGNIFIED HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Timberland Bank | 7 | Under 10 loans | Under 10 loans | 36.4% |
| NATIONS DIRECT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| IDAHO CENTRAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 11.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| RESIDENTIAL MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| NuVision Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| TWINSTAR | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SIRVA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| 254900T8N4RLS6G3BF64 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 58.3% |
| Logan Finance Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 14.3% |
| NQM FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ALAMEDA MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 260 lenders each made 5 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.