Mortgage Lender Index

Refinancing lenders in Martin County

348 refinancing mortgages were made in Martin County, Florida, in 2025, by 156 lenders. The median rate their borrowers got was 6.375% on a median loan of $305,000. Of 547 decisions, 169 were denials — 30.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 43 5.625% $505,000 20.0%
Rocket Mortgage, LLC 22 5.990% $360,000 22.9%
Third Federal Savings and Loan Association of Cleveland 21 6.990% $205,000 38.9%
Bank of America, National Association 17 5.990% $265,000 14.3%
Truist Bank 16 6.645% $190,000 39.3%
Seacoast National Bank 16 7.250% $175,000 32.0%
PNC Bank, National Association 14 7.650% $230,000 36.4%
CROSSCOUNTRY MORTGAGE, INC. 13 6.125% $485,000 0.0%
PENNYMAC LOAN SERVICES, LLC 10 6.000% $430,000 7.7%
MIDFLORIDA 10 4.990% $215,000 50.0%
TD Bank, National Association 10 7.690% $440,000 33.3%
FREEDOM MORTGAGE CORPORATION 8 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 7 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 6 Under 10 loans Under 10 loans 14.3%
Citizens Bank, National Association 5 Under 10 loans Under 10 loans 44.4%
SouthState Bank, National Association 5 Under 10 loans Under 10 loans 54.6%
FINANCE OF AMERICA REVERSE LLC 5 Under 10 loans Under 10 loans 16.7%
Fifth Third Bank, National Association 4 Under 10 loans Under 10 loans 42.9%
UNION HOME MORTGAGE CORP. 4 Under 10 loans Under 10 loans 20.0%
ITHINK FINANCIAL Credit Union 4 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 50.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 25.0%
NQM FUNDING, LLC 3 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 33.3%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 66.7%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 71.4%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 50.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 40.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 60.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 33.3%
Regions Bank 2 Under 10 loans Under 10 loans 50.0%
J. VIRGIL, INC. 2 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 2 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMUNITY Federal Credit Union 2 Under 10 loans Under 10 loans 33.3%
ALLIANT CREDIT UNION 2 Under 10 loans Under 10 loans 33.3%
VISTA POINT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
Luminate Bank 2 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 77.8%
Discover Bank 1 Under 10 loans Under 10 loans 85.7%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
JMAC LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
First American Bank 1 Under 10 loans Under 10 loans 0.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
FBC MORTGAGE, LLC 1 Under 10 loans Under 10 loans 50.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 50.0%
THE MORTGAGE FIRM, INC. 1 Under 10 loans Under 10 loans 0.0%
Leader Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
CLEAREDGE LENDING LLC 1 Under 10 loans Under 10 loans 50.0%
NexBank 1 Under 10 loans Under 10 loans 50.0%
INTELLILOAN, INC. 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
FOUNDATION MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
GO MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
RPE Home, Inc 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
PREMIUM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
BNY Mellon, National Association 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
First Southern Bank 1 Under 10 loans Under 10 loans 0.0%
Atlantic Coast Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Clearview Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 1 Under 10 loans Under 10 loans 0.0%
HomeTrust Bank 1 Under 10 loans Under 10 loans 0.0%
Ocean Bank 1 Under 10 loans Under 10 loans 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE 1 INCORPORATED 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
Bangor Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Bethpage Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
TAMPA BAY FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
COMPASS MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
SPACE COAST CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Bank OZK 1 Under 10 loans Under 10 loans 0.0%
NATIONWIDE EQUITIES CORPORATION 1 Under 10 loans Under 10 loans 0.0%
RadiFi Credit Union 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
DELTA COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
NAVIGANT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Capital Partner Mortgage Services 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CIBC Bank USA 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
LADERA LENDING, INC. 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
SmartFi Home Loans, LLC 0 Under 10 loans Under 10 loans 100.0%
MORTGAGEONE, INC. 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
EMM LOANS LLC 0 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
TrustCo Bank 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 0.0%
NBKC BANK 0 Under 10 loans Under 10 loans Not published
Watermark Capital, Inc. 0 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Connexus Credit Union 0 Under 10 loans Under 10 loans 100.0%
FIRSTTRUST HOME LOANS, INC. 0 Under 10 loans Under 10 loans Not published
USALLIANCE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
ICE LENDER HOLDINGS LLC 0 Under 10 loans Under 10 loans 100.0%
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
CAKE MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
NBT Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
NATIONWIDE MORTGAGE BANKERS, INC. 0 Under 10 loans Under 10 loans Not published
FAY SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
NEXERA HOLDING LLC 0 Under 10 loans Under 10 loans Not published
NETWORK CAPITAL FUNDING CORPORATION 0 Under 10 loans Under 10 loans Not published
Morgan Stanley Private Bank, National Association 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 0.0%
OAKTREE FUNDING CORP. 0 Under 10 loans Under 10 loans 0.0%
Liberty Savings Bank, F.S.B. 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published
PARTNERS Federal Credit Union 0 Under 10 loans Under 10 loans Not published
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
TEMPLE VIEW CAPITAL FUNDING, LP 0 Under 10 loans Under 10 loans Not published
COCA-COLA Credit Union 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Synovus Bank 0 Under 10 loans Under 10 loans 100.0%
Goldman Sachs Bank USA 0 Under 10 loans Under 10 loans 100.0%
United Community Bank 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.