Home purchase lenders in Orange County
14,037 home purchase mortgages were made in Orange County, Florida, in 2025, by 609 lenders. The median rate their borrowers got was 6.500% on a median loan of $375,000. Of 17,434 decisions, 2,842 were denials — 16.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,163 | 6.499% | $345,000 | 12.6% |
| Rocket Mortgage, LLC | 539 | 6.500% | $365,000 | 18.3% |
| DHI MORTGAGE COMPANY, LTD. | 459 | 4.750% | $385,000 | 15.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 459 | 6.750% | $365,000 | 6.6% |
| PULTE MORTGAGE LLC | 449 | 5.750% | $505,000 | 27.2% |
| JPMorgan Chase Bank, National Association | 264 | 6.408% | $365,000 | 11.4% |
| PENNYMAC LOAN SERVICES, LLC | 264 | 6.499% | $445,000 | 12.1% |
| FBC MORTGAGE, LLC | 232 | 6.490% | $415,000 | 8.6% |
| A&D Mortgage LLC | 217 | 6.875% | $345,000 | 8.2% |
| M/I FINANCIAL, LLC | 210 | 5.625% | $410,000 | 4.3% |
| Broker Solutions, Inc. | 194 | 6.750% | $375,000 | 5.8% |
| LENNAR MORTGAGE, LLC | 190 | 4.750% | $395,000 | 26.6% |
| MATTAMY HOME FUNDING, LLC | 185 | 5.875% | $345,000 | 15.1% |
| Truist Bank | 174 | 6.125% | $590,000 | 13.1% |
| TOLL BROTHERS MORTGAGE COMPANY | 166 | 6.000% | $445,000 | 12.9% |
| Plains Commerce Bank | 162 | 6.500% | $355,000 | 11.5% |
| Banco do Brasil Americas | 146 | 6.500% | $465,000 | 8.6% |
| Bank of America, National Association | 145 | 6.000% | $315,000 | 32.6% |
| Navy Federal Credit Union | 142 | 6.125% | $380,000 | 18.3% |
| THE MORTGAGE FIRM, INC. | 142 | 6.625% | $390,000 | 2.6% |
| Paramount Residential Mortgage Group, Inc. | 132 | 6.625% | $325,000 | 8.3% |
| JET HOMELOANS, LP | 132 | 5.120% | $505,000 | 6.9% |
| Mortgage Research Center, LLC | 125 | 6.250% | $395,000 | 11.3% |
| MOVEMENT MORTGAGE, LLC | 125 | 6.750% | $335,000 | 6.9% |
| GUARANTEED RATE, INC. | 119 | 6.625% | $395,000 | 9.8% |
| SouthState Bank, National Association | 118 | 6.500% | $345,000 | 16.8% |
| NFM, INC. | 116 | 5.995% | $435,000 | 4.1% |
| NEWREZ LLC | 115 | 6.625% | $335,000 | 19.6% |
| FAIRWINDS CREDIT UNION | 115 | 6.125% | $395,000 | 18.3% |
| AMWEST FUNDING CORP. | 114 | 6.875% | $305,000 | 3.4% |
| THE LOAN STORE, INC. | 112 | 6.625% | $335,000 | 16.6% |
| Loandepot.Com, LLC | 110 | 6.125% | $395,000 | 14.7% |
| Kiavi Funding, Inc. | 105 | 10.740% | $275,000 | 6.0% |
| KIND LENDING, LLC | 101 | 6.625% | $345,000 | 26.1% |
| Waterstone Mortgage Corporation | 98 | 6.500% | $340,000 | 3.9% |
| CMG MORTGAGE, INC. | 96 | 6.875% | $370,000 | 8.8% |
| ZILLOW HOME LOANS, LLC | 95 | 6.500% | $325,000 | 10.2% |
| ALKAN MORTGAGE CORPORATION | 94 | 6.750% | $400,000 | 3.0% |
| Cornerstone First Mortgage, Inc | 94 | 6.625% | $345,000 | 5.9% |
| Fairway Independent Mortgage Corporation | 90 | 6.625% | $375,000 | 4.2% |
| GUARANTEED RATE AFFINITY, LLC | 84 | 6.500% | $390,000 | 7.6% |
| Wells Fargo Bank, National Association | 82 | 6.188% | $395,000 | 22.6% |
| Fifth Third Bank, National Association | 81 | 6.250% | $395,000 | 21.0% |
| PARTNERS Federal Credit Union | 81 | 5.990% | $435,000 | 3.6% |
| Regions Bank | 75 | 6.500% | $475,000 | 22.9% |
| CHAMPIONS FUNDING, LLC | 75 | 7.750% | $325,000 | 10.6% |
| UNION HOME MORTGAGE CORP. | 72 | 6.375% | $355,000 | 9.8% |
| MORTGAGE EQUITY PARTNERS LLC | 69 | 6.750% | $325,000 | 0.0% |
| NORTHPOINT MORTGAGE, INC. | 69 | 6.625% | $405,000 | 1.4% |
| NVR Mortgage Finance, Inc. | 65 | 5.990% | $415,000 | 27.8% |
| BRADESCO BANK | 65 | 6.375% | $435,000 | 4.4% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 64 | 6.188% | $530,000 | 22.0% |
| Ixonia Bank | 63 | 6.625% | $335,000 | 11.1% |
| TRIAD FINANCIAL SERVICES, INC. | 62 | 9.590% | $75,000 | 58.4% |
| GUILD MORTGAGE COMPANY | 62 | 6.250% | $320,000 | 12.0% |
| OCMBC, INC. | 59 | 6.999% | $325,000 | 19.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 58 | 6.875% | $365,000 | 27.7% |
| JMAC LENDING, INC. | 57 | 6.490% | $355,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 56 | 6.250% | $420,000 | 17.7% |
| Citadel Servicing Corporation | 55 | 7.625% | $255,000 | 2.6% |
| EVERETT FINANCIAL, INC. | 54 | 6.563% | $365,000 | 8.2% |
| Hometown Equity Mortgage, LLC | 52 | 7.250% | $335,000 | 42.9% |
| 21st Mortgage Corporation | 51 | 10.770% | $85,000 | 77.5% |
| U.S. Bank National Association | 49 | 6.375% | $455,000 | 28.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 46 | 6.625% | $375,000 | 3.6% |
| KBHS HOME LOANS, LLC | 46 | 5.933% | $425,000 | 9.8% |
| HOMEXPRESS MORTGAGE CORP. | 44 | 7.375% | $305,000 | 37.5% |
| Commerce Home Mortgage, Inc. | 44 | 7.688% | $380,000 | 13.7% |
| CLEAREDGE LENDING LLC | 41 | 7.125% | $445,000 | 14.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 41 | 5.990% | $425,000 | 8.2% |
| Click n' Close, Inc. | 41 | 7.125% | $285,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 40 | 6.688% | $355,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 39 | 6.990% | $365,000 | 15.2% |
| TD Bank, National Association | 38 | 6.750% | $415,000 | 22.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 38 | 6.375% | $435,000 | 11.4% |
| RESICENTRAL, LLC | 38 | 6.375% | $380,000 | 11.6% |
| TRAILBLAZER MORTGAGE L.L.C. | 37 | 5.875% | $425,000 | 0.0% |
| LOWER, LLC | 36 | 6.563% | $395,000 | 7.5% |
| PNC Bank, National Association | 36 | 6.500% | $305,000 | 16.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 36 | 6.625% | $315,000 | 5.1% |
| STG MORTGAGE INC | 35 | 6.250% | $425,000 | 7.5% |
| PLAZA HOME MORTGAGE, INC. | 34 | 7.125% | $295,000 | 40.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 34 | 6.625% | $305,000 | 23.9% |
| SPACE COAST CREDIT UNION | 34 | 5.750% | $360,000 | 18.6% |
| First Horizon Bank | 34 | 6.375% | $725,000 | 17.1% |
| Seacoast National Bank | 33 | 6.625% | $415,000 | 19.1% |
| 212 LOANS, LLC. | 31 | 11.990% | $235,000 | 0.0% |
| USAA Federal Savings Bank | 30 | 6.438% | $525,000 | 41.2% |
| 254900HL2VMAYA3J5494 | 30 | 7.250% | $730,000 | 19.5% |
| TrustCo Bank | 30 | 6.250% | $420,000 | 14.6% |
| Suncoast Credit Union | 30 | 5.375% | $395,000 | 9.1% |
| Luminate Bank | 29 | 6.624% | $475,000 | 0.0% |
| T2 FINANCIAL LLC | 29 | 6.750% | $295,000 | 6.3% |
| Tomo Mortgage, LLC | 28 | 6.000% | $415,000 | 12.5% |
| MIDFLORIDA | 28 | 6.125% | $330,000 | 44.0% |
| Equity Prime Mortgage LLC | 28 | 6.563% | $375,000 | 12.5% |
| 2549005Z23HAAZ6QDM98 | 28 | 6.563% | $335,000 | 6.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 27 | 6.500% | $335,000 | 18.2% |
| Taylor Morrison Home Funding, Inc. | 27 | 5.375% | $555,000 | 18.2% |
| DEEPHAVEN MORTGAGE LLC | 27 | 7.375% | $255,000 | 12.9% |
| ADDITION FINANCIAL | 27 | 6.125% | $375,000 | 12.5% |
| BETTER MORTGAGE CORPORATION | 26 | 6.250% | $400,000 | 25.7% |
| Flagstar Bank, N.A. | 26 | 6.596% | $400,000 | 35.0% |
| POINT MORTGAGE CORPORATION | 26 | 7.125% | $375,000 | 3.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 26 | 6.433% | $335,000 | 0.0% |
| Helm Bank USA | 25 | Not published | $375,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 23 | 6.490% | $435,000 | 11.5% |
| PFN Lending Group, Inc. | 23 | 6.375% | $535,000 | 8.0% |
| NEXERA HOLDING LLC | 22 | 7.625% | $405,000 | 29.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 22 | 7.188% | $340,000 | 21.4% |
| Filo Mortgage, L.L.C. | 22 | 6.313% | $415,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 22 | 6.688% | $345,000 | 24.1% |
| ARC HOME LLC | 21 | 7.000% | $455,000 | 22.2% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 21 | 6.250% | $335,000 | 12.5% |
| CLIFFCO, INC. | 21 | 6.500% | $375,000 | 4.6% |
| Bell Bank | 21 | 6.625% | $535,000 | 4.4% |
| Ameris Bank | 21 | 6.625% | $645,000 | 12.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 21 | 9.500% | $255,000 | 0.0% |
| City Lending Inc. | 20 | 6.625% | $305,000 | 9.1% |
| Morgan Stanley Private Bank, National Association | 20 | 5.813% | $835,000 | 8.0% |
| PARK SQUARE HOME MORTGAGE, LLC | 20 | 4.990% | $365,000 | 16.7% |
| LUXURY MORTGAGE CORP. | 20 | 7.125% | $415,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 20 | 6.875% | $295,000 | 0.0% |
| Loan Funder LLC | 19 | 10.750% | $265,000 | 26.9% |
| Reliable Holdings Manager dba Lendz Financial | 19 | 7.375% | $335,000 | 5.0% |
| NATIONSTAR MORTGAGE LLC | 19 | 6.750% | $385,000 | 9.5% |
| General Mortgage Capital Corporation | 19 | 6.625% | $355,000 | 5.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 19 | 6.250% | $385,000 | 4.2% |
| LEADERONE FINANCIAL CORPORATION | 18 | 6.563% | $445,000 | 18.2% |
| CALCON MUTUAL MORTGAGE LLC | 18 | 6.438% | $295,000 | 5.3% |
| ALLIANT CREDIT UNION | 17 | 7.500% | $255,000 | 15.0% |
| NBKC BANK | 16 | 6.000% | $520,000 | 10.5% |
| GENWAY HOME MORTGAGE, INC. | 16 | 7.813% | $150,000 | 20.0% |
| PLANET HOME LENDING, LLC | 16 | 6.313% | $355,000 | 15.8% |
| First National Bank of Pennsylvania | 16 | 6.313% | $720,000 | 15.8% |
| BAY EQUITY LLC | 16 | 6.750% | $415,000 | 11.1% |
| GENEVA FINANCIAL, LLC | 16 | 6.875% | $270,000 | 0.0% |
| VYSTAR CREDIT UNION | 16 | 5.688% | $595,000 | 0.0% |
| United Community Bank | 16 | 6.375% | $680,000 | 5.9% |
| First Federal Bank | 15 | 6.375% | $415,000 | 6.3% |
| PENTAGON FEDERAL CREDIT UNION | 14 | 6.438% | $310,000 | 44.0% |
| Citizens Bank, National Association | 14 | 6.813% | $320,000 | 27.3% |
| City National Bank of Florida | 14 | 6.250% | $370,000 | 6.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 14 | 6.125% | $325,000 | 6.3% |
| 254900CTT87ZKAUTIJ37 | 13 | 8.375% | $225,000 | 22.2% |
| AMERICAN HERITAGE LENDING, LLC | 13 | 7.750% | $265,000 | 5.3% |
| LENDSURE MORTGAGE CORP. | 13 | 7.500% | $455,000 | 11.8% |
| GEO-CORP, INC. | 13 | 6.875% | $365,000 | 7.1% |
| Logan Finance Corporation | 12 | 7.437% | $285,000 | 7.1% |
| Citibank, National Association | 12 | 6.063% | $450,000 | 7.7% |
| DEVELOPER'S MORTGAGE COMPANY | 12 | 7.250% | $295,000 | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 12 | 6.688% | $385,000 | 13.3% |
| NQM FUNDING, LLC | 12 | 7.312% | $550,000 | 12.5% |
| Prosperity Home Mortgage, LLC | 12 | 6.813% | $460,000 | 14.3% |
| AML FUNDING LLC | 12 | 6.438% | $290,000 | 7.7% |
| EMM LOANS LLC | 12 | 6.438% | $375,000 | 0.0% |
| NEW WAVE LENDING GROUP INC | 12 | 6.938% | $355,000 | 0.0% |
| MY MORTGAGE, INC. | 12 | 6.688% | $360,000 | 7.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 11 | 6.324% | $445,000 | 23.5% |
| Sierra Pacific Mortgage Company, Inc. | 11 | 6.750% | $335,000 | 21.4% |
| OriginPoint, LLC | 11 | 6.875% | $585,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 6.000% | $435,000 | 8.3% |
| EMBRACE HOME LOANS, INC. | 11 | 6.875% | $415,000 | 13.3% |
| One Florida Bank | 11 | Not published | $575,000 | 0.0% |
| First National Bank of America | 10 | 8.995% | $340,000 | 0.0% |
| NextMortgage, LLC | 10 | 6.990% | $255,000 | 0.0% |
| 2549005FUF02T1IFCA22 | 10 | 7.063% | $240,000 | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 10 | 6.875% | $315,000 | 0.0% |
| Greenbox Loans, Inc. | 10 | 8.313% | $330,000 | 0.0% |
| Charles Schwab Bank, SSB | 10 | 5.375% | $1,150,000 | 9.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | 10 | 6.625% | $380,000 | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 10 | 6.313% | $505,000 | 0.0% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDERS CHOICE MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Mortgage Lenders Investment Trading Corporation | 9 | Under 10 loans | Under 10 loans | 9.1% |
| AAA CAPITAL INVESTMENT, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Raymond James Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| United Southern Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 8 | Under 10 loans | Under 10 loans | 35.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 35.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cogent Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| SELF-HELP Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 86.0% |
| McCoy Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 33.3% |
| The First National Bank of Mount Dora | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| HOMEAMERICAN MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 27.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FOUNDATION MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 20.0% |
| COMMUNITY CREDIT UNION of FLORIDA | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BPL MORTGAGE TRUST, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 6 | Under 10 loans | Under 10 loans | 79.4% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 409 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.