Home purchase lenders in Union County
3,987 home purchase mortgages were made in Union County, North Carolina, in 2025, by 356 lenders. The median rate their borrowers got was 6.375% on a median loan of $385,000. Of 4,579 decisions, 453 were denials — 9.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| MOVEMENT MORTGAGE, LLC | 289 | 6.562% | $405,000 | 0.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 212 | 6.500% | $405,000 | 10.1% |
| Rocket Mortgage, LLC | 196 | 6.500% | $390,000 | 10.9% |
| NVR Mortgage Finance, Inc. | 138 | 6.125% | $375,000 | 12.1% |
| First National Bank of Pennsylvania | 109 | 6.125% | $385,000 | 8.4% |
| Fairway Independent Mortgage Corporation | 107 | 6.750% | $345,000 | 1.8% |
| DHI MORTGAGE COMPANY, LTD. | 103 | 5.625% | $385,000 | 17.5% |
| American Security Mortgage Corp. | 100 | 6.500% | $455,000 | 0.0% |
| STATE EMPLOYEES' | 99 | 5.825% | $345,000 | 11.6% |
| PULTE MORTGAGE LLC | 87 | 5.625% | $325,000 | 12.1% |
| First Heritage Mortgage, LLC | 87 | 6.375% | $485,000 | 6.4% |
| Truist Bank | 84 | 6.300% | $450,000 | 6.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 83 | 6.490% | $375,000 | 6.6% |
| M/I FINANCIAL, LLC | 80 | 5.375% | $325,000 | 1.2% |
| MATTAMY HOME FUNDING, LLC | 80 | 5.500% | $415,000 | 5.9% |
| JET HOMELOANS, LP | 76 | 5.490% | $375,000 | 1.3% |
| KBHS HOME LOANS, LLC | 67 | 5.875% | $385,000 | 8.2% |
| Loandepot.Com, LLC | 66 | 6.188% | $265,000 | 19.5% |
| Bank of America, National Association | 61 | 6.000% | $495,000 | 24.4% |
| JPMorgan Chase Bank, National Association | 51 | 6.375% | $495,000 | 3.8% |
| Regions Bank | 48 | 5.625% | $1,005,000 | 6.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 45 | 6.500% | $405,000 | 2.2% |
| Wells Fargo Bank, National Association | 44 | 6.250% | $400,000 | 4.4% |
| PENNYMAC LOAN SERVICES, LLC | 44 | 6.375% | $420,000 | 4.4% |
| Mortgage Research Center, LLC | 41 | 6.250% | $415,000 | 8.9% |
| Fifth Third Bank, National Association | 41 | 6.125% | $405,000 | 8.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 41 | 6.625% | $405,000 | 2.3% |
| Broker Solutions, Inc. | 41 | 6.625% | $385,000 | 6.8% |
| Primis Mortgage Company | 38 | 6.750% | $330,000 | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | 36 | 6.125% | $315,000 | 22.0% |
| First-Citizens Bank & Trust Company | 36 | 6.250% | $430,000 | 5.3% |
| Alcova Mortgage LLC | 34 | 6.624% | $335,000 | 2.4% |
| INSPIRE HOME LOANS INC. | 33 | 4.875% | $395,000 | 19.1% |
| Taylor Morrison Home Funding, Inc. | 30 | 6.188% | $345,000 | 3.2% |
| ZILLOW HOME LOANS, LLC | 30 | 6.563% | $365,000 | 3.2% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 26 | 6.590% | $360,000 | 0.0% |
| NEWREZ LLC | 26 | 6.313% | $475,000 | 7.1% |
| Atlantic Coast Mortgage, LLC | 25 | 6.490% | $295,000 | 0.0% |
| CMG MORTGAGE, INC. | 24 | 6.125% | $355,000 | 11.4% |
| Ixonia Bank | 24 | 6.875% | $400,000 | 4.0% |
| GUILD MORTGAGE COMPANY | 24 | 6.562% | $420,000 | 3.5% |
| SouthState Bank, National Association | 23 | 6.375% | $475,000 | 11.5% |
| THE LOAN STORE, INC. | 23 | 6.625% | $355,000 | 7.7% |
| KIND LENDING, LLC | 21 | 6.750% | $325,000 | 25.0% |
| U.S. Bank National Association | 20 | 6.750% | $455,000 | 16.7% |
| Towne Bank | 20 | 6.433% | $385,000 | 0.0% |
| Kiavi Funding, Inc. | 20 | 9.970% | $235,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 19 | 6.490% | $465,000 | 8.3% |
| OriginPoint, LLC | 18 | 6.463% | $530,000 | 5.3% |
| Uwharrie Bank | 18 | 6.875% | $415,000 | 5.3% |
| Plains Commerce Bank | 17 | 6.500% | $545,000 | 5.6% |
| GUARANTEED RATE AFFINITY, LLC | 17 | 6.125% | $455,000 | 0.0% |
| Ameris Bank | 17 | 6.250% | $355,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 16 | 6.438% | $340,000 | 0.0% |
| Truliant Federal Credit Union | 15 | 6.875% | $265,000 | 28.0% |
| Commerce Home Mortgage, Inc. | 15 | 8.375% | $435,000 | 6.3% |
| ENVOY MORTGAGE, LTD | 15 | 6.375% | $405,000 | 0.0% |
| Navy Federal Credit Union | 14 | 5.875% | $360,000 | 22.2% |
| UNION HOME MORTGAGE CORP. | 14 | 6.250% | $400,000 | 11.8% |
| TD Bank, National Association | 14 | 6.000% | $1,035,000 | 16.7% |
| LOWER, LLC | 14 | 6.625% | $315,000 | 0.0% |
| Gateway First Bank | 14 | 6.875% | $435,000 | 0.0% |
| GUARANTEED RATE, INC. | 13 | 6.450% | $555,000 | 0.0% |
| NBKC BANK | 13 | 6.125% | $445,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 13 | 6.250% | $385,000 | 7.1% |
| CORNERSTONE CAPITAL BANK, SSB | 13 | 5.375% | $375,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 6.313% | $355,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 12 | 6.125% | $385,000 | 0.0% |
| First National Bank of America | 12 | 9.125% | $295,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 11 | 6.500% | $535,000 | 26.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 11 | 6.120% | $515,000 | 13.3% |
| SKYLA FEDERAL CREDIT UNION | 11 | 6.090% | $485,000 | 0.0% |
| PNC Bank, National Association | 11 | 6.500% | $395,000 | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.375% | $355,000 | 21.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 6.875% | $325,000 | 0.0% |
| General Mortgage Capital Corporation | 10 | 6.812% | $385,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.188% | $345,000 | 9.1% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 16.7% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 33.3% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 82.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 66.7% |
| Pinnacle Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| 254900YZ174H294JW398 | 7 | Under 10 loans | Under 10 loans | 11.1% |
| The Huntington National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENNAR MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 894500CFQPXSLHK0OK52 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CORNING CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 63.6% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| United Community Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LATINO COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 18.8% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AgSouth Farm Credit, ACA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Mortgage Right | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FUNDLOANS CAPITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CPM Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 156 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.