Home purchase lenders in Delaware County
5,317 home purchase mortgages were made in Delaware County, Pennsylvania, in 2025, by 381 lenders. The median rate their borrowers got was 6.625% on a median loan of $295,000. Of 5,947 decisions, 494 were denials — 8.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 550 | 6.625% | $315,000 | 1.8% |
| Prosperity Home Mortgage, LLC | 305 | 6.625% | $285,000 | 6.2% |
| GUARANTEED RATE, INC. | 303 | 6.500% | $365,000 | 2.9% |
| Rocket Mortgage, LLC | 258 | 6.500% | $265,000 | 15.7% |
| MOVEMENT MORTGAGE, LLC | 219 | 6.625% | $275,000 | 2.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 174 | 6.576% | $275,000 | 11.1% |
| Wilmington Savings Fund Society, FSB | 140 | 6.500% | $335,000 | 5.4% |
| Broker Solutions, Inc. | 127 | 6.875% | $285,000 | 4.5% |
| CMG MORTGAGE, INC. | 119 | 6.625% | $245,000 | 3.8% |
| KEYSTONE FUNDING, INC. | 90 | 6.563% | $345,000 | 2.0% |
| Kiavi Funding, Inc. | 88 | 10.490% | $195,000 | 2.1% |
| Citizens Bank, National Association | 86 | 6.700% | $290,000 | 21.4% |
| PENNYMAC LOAN SERVICES, LLC | 75 | 6.624% | $315,000 | 11.8% |
| MERIDIAN BANK | 71 | 6.625% | $295,000 | 4.0% |
| JPMorgan Chase Bank, National Association | 67 | 6.375% | $395,000 | 11.7% |
| Mortgage Research Center, LLC | 66 | 6.625% | $315,000 | 13.0% |
| GUILD MORTGAGE COMPANY | 66 | 6.500% | $310,000 | 1.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 57 | 6.500% | $385,000 | 1.7% |
| FRANKLIN MINT | 54 | 5.750% | $225,000 | 17.7% |
| TD Bank, National Association | 53 | 6.375% | $485,000 | 27.0% |
| Wells Fargo Bank, National Association | 51 | 6.000% | $285,000 | 26.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 50 | 6.688% | $320,000 | 3.9% |
| Bank of America, National Association | 49 | 5.990% | $365,000 | 19.4% |
| Mid Penn Bank | 49 | 6.625% | $275,000 | 3.9% |
| PRINCETON MORTGAGE CORPORATION | 49 | 6.750% | $285,000 | 7.3% |
| Filo Mortgage, L.L.C. | 47 | 6.625% | $305,000 | 7.4% |
| Navy Federal Credit Union | 46 | 6.438% | $320,000 | 11.5% |
| Fulton Bank, National Association | 42 | 6.688% | $330,000 | 6.7% |
| NATIONS DIRECT MORTGAGE, LLC | 42 | 6.625% | $355,000 | 6.7% |
| Philadelphia Mortgage Advisors, Inc. | 42 | 6.500% | $365,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 41 | 6.625% | $285,000 | 2.4% |
| ALLIED MORTGAGE GROUP, INC. | 37 | 6.500% | $255,000 | 16.3% |
| UNION HOME MORTGAGE CORP. | 37 | 6.688% | $445,000 | 5.0% |
| PNC Bank, National Association | 35 | 6.375% | $355,000 | 14.6% |
| PULTE MORTGAGE LLC | 34 | 6.625% | $525,000 | 2.9% |
| Loandepot.Com, LLC | 33 | 6.750% | $365,000 | 5.7% |
| TRUMARK FINANCIAL CREDIT UNION | 31 | 6.740% | $315,000 | 18.4% |
| 9845007CY0EC0F59W414 | 31 | 7.125% | $185,000 | 6.1% |
| ZILLOW HOME LOANS, LLC | 29 | 6.625% | $265,000 | 3.2% |
| AMERICAN HERITAGE FCU | 26 | 6.250% | $330,000 | 7.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 25 | 6.375% | $255,000 | 3.9% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 25 | 9.750% | $235,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 24 | 6.500% | $260,000 | 0.0% |
| Acre Mortgage & Financial, Inc. | 24 | 6.625% | $235,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 24 | 6.625% | $275,000 | 0.0% |
| State Financial Network, LLC | 24 | 6.250% | $255,000 | 4.0% |
| NFM, INC. | 23 | 6.875% | $265,000 | 0.0% |
| AMWEST FUNDING CORP. | 23 | 7.000% | $225,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 22 | 6.625% | $235,000 | 8.3% |
| Mortgage America, Inc. | 22 | 6.313% | $360,000 | 0.0% |
| First National Bank of Pennsylvania | 21 | 6.000% | $875,000 | 16.0% |
| First Citizens Community Bank | 20 | 6.250% | $265,000 | 13.0% |
| MortgageCountry, LLC | 20 | 6.250% | $420,000 | 4.8% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 19 | 6.624% | $305,000 | 5.0% |
| Loan Funder LLC | 18 | 10.870% | $180,000 | 0.0% |
| NEWREZ LLC | 18 | 6.375% | $460,000 | 14.3% |
| THE LOAN STORE, INC. | 18 | 6.750% | $345,000 | 13.6% |
| Truist Bank | 18 | 6.363% | $360,000 | 5.3% |
| PLAZA HOME MORTGAGE, INC. | 17 | 6.875% | $235,000 | 29.2% |
| KIND LENDING, LLC | 17 | 6.500% | $325,000 | 26.1% |
| Manufacturers and Traders Trust Company | 17 | 5.875% | $265,000 | 10.0% |
| 254900CTT87ZKAUTIJ37 | 17 | 8.500% | $185,000 | 15.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 17 | 6.990% | $245,000 | 9.5% |
| MORTGAGE ACCESS CORP. | 17 | 6.490% | $315,000 | 5.6% |
| Advisors Mortgage Group, L.L.C. | 17 | 6.625% | $265,000 | 0.0% |
| Sun East Federal Credit Union | 17 | 6.125% | $395,000 | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 16 | 6.438% | $240,000 | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 16 | 6.313% | $320,000 | 0.0% |
| CITADEL FEDERAL CREDIT UNION | 15 | 6.375% | $275,000 | 0.0% |
| GO MORTGAGE, LLC | 15 | 6.625% | $225,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 15 | 5.750% | $875,000 | 5.9% |
| Quaint Oak Mortgage, LLC | 15 | 6.500% | $225,000 | 11.8% |
| BETTER MORTGAGE CORPORATION | 14 | 6.250% | $355,000 | 30.0% |
| Firstrust Savings Bank | 14 | 6.500% | $210,000 | 11.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.990% | $240,000 | 6.7% |
| Fairway Independent Mortgage Corporation | 14 | 6.625% | $280,000 | 6.7% |
| Parke Bank | 14 | 6.750% | $250,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 13 | 6.625% | $415,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.750% | $235,000 | 7.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 13 | 9.740% | $155,000 | 0.0% |
| EMM LOANS LLC | 13 | 6.375% | $275,000 | 0.0% |
| Metro City Bank | 13 | 6.250% | $255,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 6.625% | $375,000 | 7.7% |
| OceanFirst Bank, National Association | 12 | 6.375% | $350,000 | 7.1% |
| NVR Mortgage Finance, Inc. | 11 | 5.990% | $405,000 | 21.4% |
| U.S. Bank National Association | 11 | 6.490% | $405,000 | 15.4% |
| CHAMPIONS FUNDING, LLC | 11 | 7.875% | $195,000 | 15.4% |
| OCMBC, INC. | 10 | 7.250% | $245,000 | 0.0% |
| Citibank, National Association | 10 | 6.063% | $855,000 | 9.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 10 | 6.250% | $330,000 | 0.0% |
| ESSA Bank & Trust | 10 | 6.150% | $170,000 | 9.1% |
| UIF CORPORATION | 10 | 6.438% | $175,000 | 16.7% |
| FIRST HERITAGE FINANCIAL, LLC | 10 | 6.187% | $225,000 | 9.1% |
| BPL MORTGAGE TRUST, LLC | 10 | 7.438% | $105,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 10 | 6.813% | $310,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| POLICE & FIRE | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Iron Workers Savings Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Resource Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Harleysville Bank | 8 | Under 10 loans | Under 10 loans | 7.7% |
| FREEDOM MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Univest Bank and Trust Co. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENDING CAPITAL GROUP Inc | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| EMBRACE HOME LOANS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 6 | Under 10 loans | Under 10 loans | 53.8% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| 1st Colonial Community Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| DEVELOPER'S MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Sharon Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| County Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| V.I.P. MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| United Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 27.3% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| ICE LENDER HOLDINGS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AAA CAPITAL INVESTMENT, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS & NORTHERN BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BHCU | 4 | Under 10 loans | Under 10 loans | 20.0% |
| American Airlines Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PINNACLE MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ardent Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Customers Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Shore United Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northeast Equitable Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ambler Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Artisans' Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Penn Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Webster Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| The Ephrata National Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FREEDOM | 2 | Under 10 loans | Under 10 loans | 66.7% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHILADELPHIA FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 33.3% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Mortgage Right | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 181 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.