Home purchase lenders in York County
5,718 home purchase mortgages were made in York County, Pennsylvania, in 2025, by 330 lenders. The median rate their borrowers got was 6.625% on a median loan of $245,000. Of 6,647 decisions, 709 were denials — 10.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| ACNB Bank | 525 | 6.625% | $245,000 | 5.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 426 | 6.625% | $245,000 | 2.3% |
| CMG MORTGAGE, INC. | 338 | 6.625% | $255,000 | 0.8% |
| Fulton Bank, National Association | 274 | 6.625% | $175,000 | 8.9% |
| GUILD MORTGAGE COMPANY | 264 | 6.500% | $235,000 | 1.1% |
| MOVEMENT MORTGAGE, LLC | 212 | 6.750% | $255,000 | 0.9% |
| RADIUS FINANCIAL GROUP INC. | 207 | 6.500% | $225,000 | 0.9% |
| Rocket Mortgage, LLC | 205 | 6.500% | $235,000 | 13.6% |
| MEMBERS 1ST | 149 | 6.500% | $215,000 | 18.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 145 | 6.625% | $255,000 | 3.3% |
| PENNYMAC LOAN SERVICES, LLC | 116 | 6.433% | $310,000 | 9.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 113 | 6.500% | $245,000 | 8.9% |
| Homesale Mortgage, LLC | 107 | 6.750% | $245,000 | 8.6% |
| NVR Mortgage Finance, Inc. | 104 | 6.563% | $435,000 | 6.3% |
| Fairway Independent Mortgage Corporation | 100 | 6.625% | $275,000 | 5.7% |
| Mortgage Research Center, LLC | 98 | 6.438% | $305,000 | 8.3% |
| Broker Solutions, Inc. | 86 | 6.688% | $225,000 | 3.4% |
| Manufacturers and Traders Trust Company | 85 | 6.250% | $225,000 | 9.6% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 74 | 6.625% | $210,000 | 7.5% |
| Orrstown Bank | 67 | 5.875% | $235,000 | 14.1% |
| FIRST HOME MORTGAGE CORPORATION | 60 | 6.750% | $305,000 | 4.8% |
| TRIAD FINANCIAL SERVICES, INC. | 56 | 8.750% | $65,000 | 32.0% |
| FBC MORTGAGE, LLC | 52 | 5.990% | $315,000 | 1.9% |
| EMM LOANS LLC | 51 | 6.625% | $245,000 | 3.7% |
| First National Bank of Pennsylvania | 49 | 6.625% | $375,000 | 21.0% |
| Navy Federal Credit Union | 46 | 6.125% | $315,000 | 16.4% |
| GUARANTEED RATE AFFINITY, LLC | 46 | 6.525% | $265,000 | 2.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 42 | 6.500% | $255,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 41 | 6.125% | $375,000 | 6.7% |
| PNC Bank, National Association | 41 | 6.500% | $205,000 | 8.7% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 41 | 6.375% | $305,000 | 2.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 38 | 6.750% | $270,000 | 11.6% |
| NEWREZ LLC | 37 | 6.500% | $255,000 | 5.0% |
| Loandepot.Com, LLC | 36 | 6.495% | $245,000 | 5.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 36 | 6.500% | $265,000 | 2.6% |
| MDE HOME LOANS, LLC | 35 | 6.625% | $595,000 | 2.8% |
| Wells Fargo Bank, National Association | 33 | 6.250% | $235,000 | 15.4% |
| NFM, INC. | 33 | 6.500% | $255,000 | 0.0% |
| Univest Bank and Trust Co. | 30 | 6.850% | $230,000 | 6.3% |
| 21st Mortgage Corporation | 28 | 11.255% | $70,000 | 82.4% |
| TIDEWATER MORTGAGE SERVICES, INC. | 28 | 6.625% | $225,000 | 3.5% |
| DIRECT MORTGAGE LOANS, LLC | 28 | 6.563% | $305,000 | 0.0% |
| GUARANTEED RATE, INC. | 26 | 6.463% | $240,000 | 7.1% |
| Bank of Bird-in-Hand | 26 | Not published | $130,000 | 0.0% |
| Kiavi Funding, Inc. | 24 | 10.750% | $175,000 | 4.0% |
| MERIDIAN BANK | 24 | 6.375% | $285,000 | 0.0% |
| Mid Penn Bank | 23 | 6.990% | $255,000 | 8.0% |
| Truist Bank | 23 | 6.375% | $215,000 | 14.8% |
| JPMorgan Chase Bank, National Association | 22 | 6.375% | $210,000 | 4.2% |
| THE LOAN STORE, INC. | 22 | 6.813% | $210,000 | 0.0% |
| Alcova Mortgage LLC | 22 | 6.750% | $290,000 | 0.0% |
| Farmers and Merchants Trust Company of Chambersburg | 20 | 6.625% | $385,000 | 0.0% |
| FIRST CAPITAL Federal Credit Union | 20 | 7.000% | $110,000 | 9.1% |
| UNION HOME MORTGAGE CORP. | 19 | 6.625% | $255,000 | 13.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 17 | 6.625% | $255,000 | 0.0% |
| Citizens Bank, National Association | 15 | 6.875% | $225,000 | 30.4% |
| The Ephrata National Bank | 15 | 6.625% | $195,000 | 23.8% |
| ZILLOW HOME LOANS, LLC | 15 | 6.500% | $225,000 | 6.3% |
| Towne Bank | 14 | 6.495% | $265,000 | 6.7% |
| Sierra Pacific Mortgage Company, Inc. | 14 | 6.500% | $210,000 | 0.0% |
| USAA Federal Savings Bank | 13 | 6.375% | $355,000 | 35.0% |
| Integrity Home Mortgage Corporation | 13 | 6.250% | $285,000 | 6.3% |
| Pennian Bank | 12 | Not published | $165,000 | 0.0% |
| Horizon Farm Credit, ACA | 12 | 6.855% | $250,000 | 7.1% |
| LOWER, LLC | 12 | 6.438% | $285,000 | 14.3% |
| NATIONSTAR MORTGAGE LLC | 12 | 6.683% | $305,000 | 7.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 11.500% | $55,000 | 74.5% |
| First Heritage Mortgage, LLC | 11 | 6.125% | $235,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 7.125% | $255,000 | 0.0% |
| U.S. Bank National Association | 11 | 6.875% | $285,000 | 0.0% |
| Mortgage America, Inc. | 11 | 6.625% | $265,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 11 | 6.875% | $275,000 | 0.0% |
| Bank of America, National Association | 10 | 6.063% | $270,000 | 23.1% |
| LINKBANK | 10 | Not published | $215,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 10 | 8.120% | $175,000 | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 39.3% |
| OriginPoint, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| GENEVA FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 549300A6NF3MQMOHKJ20 | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GO MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Shore United Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| WHITE ROSE CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 7 | Under 10 loans | Under 10 loans | 65.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ENVOY MORTGAGE, LTD | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| MORTGAGE EQUITY PARTNERS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS & NORTHERN BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 11.1% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| TOWNE MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Ballston Spa National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| S&T Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Atlantic Coast Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 55.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 3 | Under 10 loans | Under 10 loans | 73.9% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HERITAGE VALLEY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICHOICE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYPLUS | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hershey Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITADEL FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cazle Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PEOPLE FIRST FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Citizens Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENNAR MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Jarrettsville Federal Savings and Loan Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS AND MERCHANTS BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Juniata Valley Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 130 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for York County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.