Home purchase lenders in Beaufort County
3,858 home purchase mortgages were made in Beaufort County, South Carolina, in 2025, by 407 lenders. The median rate their borrowers got was 6.500% on a median loan of $405,000. Of 4,777 decisions, 780 were denials — 16.3%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| NORTHPOINT MORTGAGE, INC. | 265 | 6.750% | $435,000 | 1.5% |
| MOVEMENT MORTGAGE, LLC | 225 | 6.875% | $385,000 | 4.0% |
| Gateway First Bank | 169 | 6.500% | $355,000 | 5.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 156 | 6.625% | $385,000 | 10.7% |
| PULTE MORTGAGE LLC | 131 | 5.625% | $455,000 | 7.1% |
| Rocket Mortgage, LLC | 127 | 6.500% | $355,000 | 14.0% |
| SouthState Bank, National Association | 114 | 6.313% | $500,000 | 10.0% |
| TD Bank, National Association | 96 | 6.125% | $925,000 | 5.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 95 | 9.540% | $165,000 | 72.5% |
| Ameris Bank | 83 | 6.625% | $505,000 | 5.6% |
| Navy Federal Credit Union | 76 | 6.000% | $375,000 | 9.3% |
| EAST COAST CAPITAL CORP. | 71 | 6.875% | $355,000 | 4.1% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 70 | 6.688% | $395,000 | 11.4% |
| Mortgage Research Center, LLC | 69 | 6.250% | $385,000 | 10.4% |
| EMM LOANS LLC | 69 | 6.875% | $355,000 | 1.3% |
| First-Citizens Bank & Trust Company | 64 | 6.188% | $720,000 | 18.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 63 | 6.625% | $355,000 | 4.6% |
| GUARANTEED RATE, INC. | 58 | 6.875% | $440,000 | 1.7% |
| Wells Fargo Bank, National Association | 54 | 5.875% | $805,000 | 3.6% |
| UNION HOME MORTGAGE CORP. | 52 | 6.625% | $390,000 | 10.0% |
| Bank of America, National Association | 49 | 6.000% | $565,000 | 23.4% |
| First Heritage Mortgage, LLC | 49 | 6.750% | $385,000 | 2.0% |
| CANOPY MORTGAGE, LLC | 48 | 6.058% | $385,000 | 0.0% |
| Coastal States Bank | 48 | Not published | $520,000 | 0.0% |
| T2 FINANCIAL LLC | 48 | 6.625% | $390,000 | 2.0% |
| JET HOMELOANS, LP | 46 | 5.490% | $430,000 | 6.0% |
| GUILD MORTGAGE COMPANY | 39 | 6.625% | $405,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 35 | 6.625% | $625,000 | 14.3% |
| Truist Bank | 35 | 6.350% | $505,000 | 16.7% |
| Fairway Independent Mortgage Corporation | 32 | 6.875% | $310,000 | 8.6% |
| EQUITY RESOURCES, INC. | 32 | 6.625% | $285,000 | 15.8% |
| NEWREZ LLC | 32 | 6.750% | $300,000 | 15.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 31 | 6.750% | $345,000 | 6.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 29 | 6.750% | $365,000 | 3.3% |
| BoxCar Mortgage, LLC | 25 | 6.250% | $345,000 | 0.0% |
| First National Bank of America | 23 | 9.125% | $325,000 | 0.0% |
| Capital City Home Loans, LLC | 22 | 6.938% | $735,000 | 8.3% |
| Plains Commerce Bank | 22 | 6.625% | $365,000 | 0.0% |
| U.S. Bank National Association | 22 | 6.625% | $595,000 | 4.4% |
| 894500CFQPXSLHK0OK52 | 22 | 5.750% | $330,000 | 0.0% |
| Synovus Bank | 21 | 6.125% | $565,000 | 8.7% |
| CMG MORTGAGE, INC. | 20 | 6.188% | $310,000 | 8.7% |
| Morgan Stanley Private Bank, National Association | 20 | 5.875% | $705,000 | 4.6% |
| PENNYMAC LOAN SERVICES, LLC | 19 | 6.375% | $385,000 | 9.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 18 | 6.558% | $345,000 | 0.0% |
| South Atlantic Bank | 16 | Not published | $395,000 | 11.1% |
| A&D Mortgage LLC | 16 | 6.990% | $295,000 | 11.1% |
| INTERCOASTAL MORTGAGE, LLC | 15 | 6.875% | $415,000 | 0.0% |
| Broker Solutions, Inc. | 15 | 6.625% | $355,000 | 0.0% |
| Bethpage Federal Credit Union | 15 | 6.125% | $725,000 | 6.3% |
| Charles Schwab Bank, SSB | 15 | 5.625% | $805,000 | 16.7% |
| GMFS LLC | 14 | 6.933% | $500,000 | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 13 | 8.250% | $165,000 | 32.0% |
| ZILLOW HOME LOANS, LLC | 13 | 6.125% | $375,000 | 12.5% |
| PNC Bank, National Association | 13 | 6.375% | $445,000 | 13.3% |
| NATIONSTAR MORTGAGE LLC | 13 | 6.625% | $345,000 | 6.7% |
| KIND LENDING, LLC | 13 | 6.625% | $445,000 | 7.1% |
| Fifth Third Bank, National Association | 12 | 6.000% | $805,000 | 23.5% |
| CPM Federal Credit Union | 12 | 5.240% | $255,000 | 14.3% |
| Regions Bank | 12 | 6.375% | $395,000 | 20.0% |
| Pinnacle Bank | 12 | 6.375% | $560,000 | 14.3% |
| First Federal Bank | 11 | 6.250% | $435,000 | 21.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 6.250% | $325,000 | 8.3% |
| THE LOAN STORE, INC. | 11 | 6.750% | $385,000 | 15.4% |
| United Community Bank | 11 | 6.500% | $425,000 | 26.7% |
| Loandepot.Com, LLC | 11 | 6.250% | $355,000 | 8.3% |
| USAA Federal Savings Bank | 10 | 6.063% | $295,000 | 28.6% |
| Presidential Bank, FSB | 10 | 6.933% | $450,000 | 0.0% |
| UBS Bank USA | 10 | 5.875% | $880,000 | 16.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Raymond James Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Renasant Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 79.6% |
| FREEDOM MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Prosperity Home Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| CALCON MUTUAL MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| SCHUMACHER MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Hometown Equity Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Bank of the Lowcountry | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Palmetto State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Kiavi Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| MORTGAGE EQUITY PARTNERS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 22.2% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Atlantic Coast Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Southern First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of South Carolina | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 35.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FUNDLOANS CAPITAL | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PINNACLE BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Queensborough National Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DELTA COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STATE EMPLOYEES' | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EASTMAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SENTE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Carolina National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| S. C. STATE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Palmetto Citizens Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Security Mortgage Corp. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LINKBANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 74.7% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Park National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 207 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.