Home purchase lenders in Thurston County
3,550 home purchase mortgages were made in Thurston County, Washington, in 2025, by 260 lenders. The median rate their borrowers got was 6.500% on a median loan of $445,000. Of 4,018 decisions, 317 were denials — 7.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 413 | 6.500% | $445,000 | 2.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 229 | 6.375% | $465,000 | 6.9% |
| MOVEMENT MORTGAGE, LLC | 212 | 6.562% | $415,000 | 0.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 197 | 6.575% | $475,000 | 0.5% |
| CMG MORTGAGE, INC. | 120 | 6.438% | $460,000 | 1.5% |
| Rocket Mortgage, LLC | 116 | 6.375% | $435,000 | 5.5% |
| Mortgage Research Center, LLC | 113 | 6.125% | $475,000 | 8.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 107 | 6.750% | $405,000 | 1.8% |
| Fairway Independent Mortgage Corporation | 100 | 6.750% | $420,000 | 1.9% |
| NEWREZ LLC | 99 | 6.125% | $525,000 | 3.9% |
| DHI MORTGAGE COMPANY, LTD. | 94 | 4.750% | $500,000 | 11.2% |
| Olympia Federal Savings & Loan Association | 87 | 6.375% | $375,000 | 4.4% |
| GUARANTEED RATE, INC. | 70 | 6.250% | $465,000 | 2.7% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 55 | 6.250% | $405,000 | 13.0% |
| Paramount Residential Mortgage Group, Inc. | 54 | 6.375% | $465,000 | 1.8% |
| Navy Federal Credit Union | 49 | 6.000% | $475,000 | 10.9% |
| PENNYMAC LOAN SERVICES, LLC | 46 | 6.125% | $490,000 | 7.8% |
| THE LOAN STORE, INC. | 44 | 6.490% | $405,000 | 2.1% |
| Boeing Employees Credit Union | 43 | 6.375% | $425,000 | 15.7% |
| O Bee Credit Union | 42 | 8.000% | $305,000 | 1.9% |
| MLD MORTGAGE INC. | 41 | 6.125% | $405,000 | 0.0% |
| Broker Solutions, Inc. | 38 | 6.625% | $395,000 | 2.6% |
| Cornerstone First Mortgage, Inc | 37 | 6.490% | $425,000 | 2.6% |
| BAY EQUITY LLC | 37 | 6.490% | $395,000 | 2.6% |
| TRIAD FINANCIAL SERVICES, INC. | 35 | 8.730% | $95,000 | 31.9% |
| 1st Security Bank of Washington | 33 | 6.750% | $445,000 | 0.0% |
| TWINSTAR | 30 | 6.188% | $275,000 | 38.0% |
| JPMorgan Chase Bank, National Association | 29 | 6.490% | $445,000 | 3.3% |
| Eastside Funding LLC | 29 | 12.000% | $285,000 | 0.0% |
| Luminate Bank | 24 | 6.625% | $485,000 | 0.0% |
| Timberland Bank | 23 | 7.000% | $515,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 23 | 6.625% | $395,000 | 0.0% |
| Taylor Morrison Home Funding, Inc. | 23 | 6.125% | $405,000 | 4.2% |
| PLANET HOME LENDING, LLC | 23 | 6.375% | $455,000 | 4.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 23 | 6.750% | $375,000 | 8.0% |
| KIND LENDING, LLC | 22 | 6.500% | $470,000 | 31.3% |
| INSPIRE HOME LOANS INC. | 22 | 6.063% | $555,000 | 3.5% |
| USAA Federal Savings Bank | 21 | 6.375% | $485,000 | 36.4% |
| LENNAR MORTGAGE, LLC | 20 | 3.990% | $485,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 19 | 6.500% | $405,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 18 | 6.875% | $445,000 | 10.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 17 | 6.490% | $495,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 16 | 6.500% | $510,000 | 0.0% |
| Umpqua Bank | 16 | 6.875% | $505,000 | 5.6% |
| Bank of America, National Association | 15 | 6.375% | $405,000 | 30.4% |
| CORNERSTONE CAPITAL BANK, SSB | 15 | 6.875% | $575,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 14 | 6.375% | $430,000 | 0.0% |
| U.S. Bank National Association | 13 | 6.375% | $435,000 | 27.8% |
| Sound Credit Union | 13 | 6.210% | $405,000 | 7.1% |
| SAMMAMISH MORTGAGE COMPANY | 12 | 6.438% | $430,000 | 0.0% |
| Loandepot.Com, LLC | 12 | 6.308% | $500,000 | 14.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.688% | $465,000 | 0.0% |
| Wells Fargo Bank, National Association | 11 | 6.000% | $345,000 | 15.4% |
| NBKC BANK | 11 | 6.625% | $465,000 | 0.0% |
| T2 FINANCIAL LLC | 11 | 6.500% | $465,000 | 8.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 6.125% | $455,000 | 8.3% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 10 | 8.550% | $115,000 | 51.5% |
| ZILLOW HOME LOANS, LLC | 10 | 6.375% | $440,000 | 9.1% |
| HomeStreet Bank | 10 | 6.750% | $360,000 | 9.1% |
| Sound Community Bank | 10 | 8.875% | $60,000 | 28.6% |
| SUMMIT FUNDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 8 | Under 10 loans | Under 10 loans | 40.0% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Global Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 36.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PRIORITY HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Heritage Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 70.6% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 64.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICA'S CREDIT UNION, A | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 5493009QB0KBU5M6NP90 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SCENIC OAKS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GESA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 72.7% |
| Banner Bank | 3 | Under 10 loans | Under 10 loans | 62.5% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| MORIA DEVELOPMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| HARBORSTONE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Freedom Northwest Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIBRE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTORS MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cathay Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AgWest Farm Credit, FLCA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Washington Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IDAHO CENTRAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Mechanics Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ONPOINT COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUALSTAR CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Rivermark Community | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RED CANOE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Stifel Bank and Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAFMAA Mortgage Services LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Potlatch No. 1 Financial Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| iQ Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Oregon State Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Evergreen Bank Group | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Griffin Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FAIRWINDS CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE EXPRESS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Toyota Financial Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 60 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.