Home purchase lenders in Chatham County
4,130 home purchase mortgages were made in Chatham County, Georgia, in 2025, by 368 lenders. The median rate their borrowers got was 6.375% on a median loan of $315,000. Of 4,800 decisions, 556 were denials — 11.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Broker Solutions, Inc. | 331 | 6.625% | $285,000 | 2.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 266 | 6.493% | $315,000 | 4.6% |
| DHI MORTGAGE COMPANY, LTD. | 241 | 4.500% | $345,000 | 30.6% |
| LENNAR MORTGAGE, LLC | 167 | 6.125% | $325,000 | 15.2% |
| Mortgage Research Center, LLC | 167 | 6.250% | $315,000 | 7.2% |
| Rocket Mortgage, LLC | 164 | 6.490% | $305,000 | 14.5% |
| GUILD MORTGAGE COMPANY | 145 | 6.375% | $265,000 | 5.8% |
| 254900IGPKT07NB45N35 | 128 | 5.490% | $375,000 | 2.3% |
| PENNYMAC LOAN SERVICES, LLC | 124 | 6.624% | $325,000 | 6.0% |
| MOVEMENT MORTGAGE, LLC | 109 | 6.500% | $315,000 | 3.5% |
| SouthState Bank, National Association | 75 | 6.125% | $805,000 | 3.9% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 71 | 6.250% | $285,000 | 7.8% |
| Ameris Bank | 68 | 6.375% | $310,000 | 4.2% |
| JPMorgan Chase Bank, National Association | 66 | 6.375% | $260,000 | 10.8% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 64 | 6.125% | $355,000 | 16.9% |
| Plains Commerce Bank | 63 | 6.490% | $335,000 | 8.7% |
| Navy Federal Credit Union | 59 | 6.000% | $315,000 | 14.1% |
| NexBank | 56 | 6.625% | $285,000 | 8.2% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 51 | 5.750% | $385,000 | 1.9% |
| Truist Bank | 50 | 6.245% | $275,000 | 3.8% |
| SWBC MORTGAGE CORPORATION | 48 | 6.625% | $285,000 | 2.0% |
| Bank of America, National Association | 45 | 6.250% | $305,000 | 15.1% |
| Renasant Bank | 45 | 6.250% | $235,000 | 2.1% |
| KIND LENDING, LLC | 39 | 6.625% | $295,000 | 27.8% |
| THE LOAN STORE, INC. | 37 | 6.750% | $315,000 | 4.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 6.188% | $270,000 | 42.7% |
| Fairway Independent Mortgage Corporation | 34 | 6.688% | $330,000 | 2.9% |
| JET HOMELOANS, LP | 34 | 4.990% | $355,000 | 2.9% |
| COLONY BANK | 33 | 6.563% | $285,000 | 2.9% |
| NEWREZ LLC | 32 | 6.250% | $305,000 | 5.9% |
| Synovus Bank | 30 | 6.500% | $505,000 | 6.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 30 | 6.750% | $260,000 | 0.0% |
| Wells Fargo Bank, National Association | 29 | 6.250% | $295,000 | 14.7% |
| CANOPY MORTGAGE, LLC | 29 | 5.750% | $285,000 | 6.3% |
| GUARANTEED RATE, INC. | 25 | 6.575% | $335,000 | 0.0% |
| CMG MORTGAGE, INC. | 24 | 6.000% | $325,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 23 | 6.750% | $355,000 | 4.0% |
| Sierra Pacific Mortgage Company, Inc. | 23 | 6.625% | $315,000 | 8.0% |
| Kiavi Funding, Inc. | 22 | 10.950% | $210,000 | 4.4% |
| UNION HOME MORTGAGE CORP. | 19 | 6.625% | $335,000 | 31.0% |
| LoanUnited.com, LLC | 19 | 6.250% | $335,000 | 9.5% |
| Queensborough National Bank & Trust Company | 19 | 6.850% | $415,000 | 17.4% |
| United Community Bank | 19 | 6.760% | $395,000 | 5.0% |
| USAA Federal Savings Bank | 18 | 6.188% | $355,000 | 33.3% |
| U.S. Bank National Association | 18 | 6.625% | $285,000 | 18.2% |
| ZILLOW HOME LOANS, LLC | 17 | 6.500% | $225,000 | 22.7% |
| Hometown Equity Mortgage, LLC | 17 | 6.875% | $295,000 | 15.0% |
| NFM, INC. | 16 | 7.183% | $270,000 | 11.1% |
| Workmen's Circle Credit Union | 16 | 7.500% | $230,000 | 5.9% |
| Magnolia Bank, Incorporated | 16 | 6.125% | $335,000 | 0.0% |
| A&D Mortgage LLC | 15 | 6.375% | $255,000 | 6.3% |
| PLAZA HOME MORTGAGE, INC. | 13 | 6.625% | $295,000 | 23.5% |
| Paramount Residential Mortgage Group, Inc. | 13 | 6.875% | $395,000 | 0.0% |
| Loandepot.Com, LLC | 13 | 6.500% | $295,000 | 23.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 13 | 7.250% | $325,000 | 0.0% |
| LENDSURE MORTGAGE CORP. | 13 | 7.125% | $305,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 12 | 5.990% | $325,000 | 33.3% |
| OCMBC, INC. | 12 | 6.875% | $260,000 | 10.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.688% | $275,000 | 7.7% |
| First Federal Bank | 12 | 6.625% | $345,000 | 7.7% |
| LOWER, LLC | 12 | 6.500% | $305,000 | 7.7% |
| First-Citizens Bank & Trust Company | 11 | 6.225% | $395,000 | 8.3% |
| Prosperity Home Mortgage, LLC | 11 | 6.625% | $395,000 | 15.4% |
| General Mortgage Capital Corporation | 11 | 6.875% | $195,000 | 8.3% |
| First Option Mortgage, LLC | 11 | 7.375% | $225,000 | 0.0% |
| Cadence Bank | 10 | 6.313% | $390,000 | 16.7% |
| CLEAREDGE LENDING LLC | 10 | 7.750% | $295,000 | 9.1% |
| Flagstar Bank, N.A. | 10 | 6.377% | $375,000 | 28.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.248% | $235,000 | 0.0% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Fifth Third Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| RESICENTRAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Southeastern Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 7 | Under 10 loans | Under 10 loans | 36.4% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Bank of Newington | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 6 | Under 10 loans | Under 10 loans | 60.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 66.7% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| JMAC LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PINNACLE BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Capital City Home Loans, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PRINCETON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BankSouth | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Onward Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 72.7% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 75.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VYSTAR CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LIBERTY HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NORTHPOINT MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CityWorth Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SRP Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 168 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.