Mortgage Lender Index

Refinancing lenders in Douglas County

419 refinancing mortgages were made in Douglas County, Georgia, in 2025, by 153 lenders. The median rate their borrowers got was 6.125% on a median loan of $315,000. Of 706 decisions, 216 were denials — 30.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
FREEDOM MORTGAGE CORPORATION 62 6.250% $375,000 4.9%
UNITED SHORE FINANCIAL SERVICES, LLC 59 5.625% $375,000 20.3%
Rocket Mortgage, LLC 51 5.875% $275,000 23.3%
PENNYMAC LOAN SERVICES, LLC 19 5.990% $305,000 16.0%
NEWREZ LLC 18 6.063% $395,000 21.7%
Regions Bank 16 7.250% $85,000 33.3%
VILLAGE CAPITAL & INVESTMENT LLC 10 6.000% $335,000 5.3%
AMERIHOME MORTGAGE COMPANY, LLC 10 6.375% $285,000 7.1%
PLANET HOME LENDING, LLC 10 5.870% $305,000 9.1%
Truist Bank 7 Under 10 loans Under 10 loans 47.1%
MILEND, INC. 6 Under 10 loans Under 10 loans 46.7%
LoanUnited.com, LLC 6 Under 10 loans Under 10 loans 14.3%
Bank of America, National Association 6 Under 10 loans Under 10 loans 45.5%
NATIONSTAR MORTGAGE LLC 6 Under 10 loans Under 10 loans 22.2%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 44.4%
CROSSCOUNTRY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 4 Under 10 loans Under 10 loans 42.9%
Mortgage Research Center, LLC 4 Under 10 loans Under 10 loans 75.0%
MUTUAL OF OMAHA MORTGAGE, INC. 4 Under 10 loans Under 10 loans 33.3%
SOUTH RIVER MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
INTELLILOAN, INC. 4 Under 10 loans Under 10 loans 20.0%
FINANCE OF AMERICA REVERSE LLC 4 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 3 Under 10 loans Under 10 loans 67.7%
SUN WEST MORTGAGE COMPANY, INC. 3 Under 10 loans Under 10 loans 33.3%
Ameris Bank 3 Under 10 loans Under 10 loans 25.0%
Citizens Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
ROYAL UNITED MORTGAGE LLC 3 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 3 Under 10 loans Under 10 loans 0.0%
Synovus Bank 3 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 60.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
Fifth Third Bank, National Association 2 Under 10 loans Under 10 loans 66.7%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 33.3%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 Under 10 loans Under 10 loans 0.0%
Onward Home Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 2 Under 10 loans Under 10 loans 0.0%
First Option Mortgage, LLC 2 Under 10 loans Under 10 loans 33.3%
EVERETT FINANCIAL, INC. 2 Under 10 loans Under 10 loans 33.3%
Wilmington Savings Fund Society, FSB 2 Under 10 loans Under 10 loans 0.0%
United Community Bank 2 Under 10 loans Under 10 loans 0.0%
VISTA POINT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 93.8%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 50.0%
Associated Credit Union 1 Under 10 loans Under 10 loans 66.7%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 66.7%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 50.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 50.0%
Third Federal Savings and Loan Association of Cleveland 1 Under 10 loans Under 10 loans 50.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 75.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 50.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 1 Under 10 loans Under 10 loans 66.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 1 Under 10 loans Under 10 loans 0.0%
Bank OZK 1 Under 10 loans Under 10 loans 0.0%
RANLIFE, INC. 1 Under 10 loans Under 10 loans 0.0%
ServisFirst Bank 1 Under 10 loans Under 10 loans 50.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE ASSURANCE, INC. 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
LIMA ONE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
CREDENCE FUNDING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Filo Mortgage, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
US MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Liberty 1 Under 10 loans Under 10 loans 0.0%
GENWAY HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LGE COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
HIGHTECHLENDING INC 1 Under 10 loans Under 10 loans 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. 1 Under 10 loans Under 10 loans 0.0%
University Bank 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
United Bank 1 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
FirstBank 1 Under 10 loans Under 10 loans 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
ALLIED MORTGAGE GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
STATE EMPLOYEES' 1 Under 10 loans Under 10 loans 0.0%
GEORGIA UNITED 1 Under 10 loans Under 10 loans 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Emporium TPO LLC 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 40.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Loan Funder LLC 0 Under 10 loans Under 10 loans 100.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans 100.0%
CREDIT UNION OF GEORGIA 0 Under 10 loans Under 10 loans 33.3%
DELTA COMMUNITY CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
GEORGIA'S OWN 0 Under 10 loans Under 10 loans 100.0%
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 0 Under 10 loans Under 10 loans Not published
NFM, INC. 0 Under 10 loans Under 10 loans 100.0%
BAYSHORE MORTGAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
GoodLeap, LLC 0 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
NBKC BANK 0 Under 10 loans Under 10 loans Not published
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans 100.0%
RESICENTRAL, LLC 0 Under 10 loans Under 10 loans Not published
VYSTAR CREDIT UNION 0 Under 10 loans Under 10 loans Not published
PROVIDENT FUNDING ASSOCIATES, L.P. 0 Under 10 loans Under 10 loans Not published
BPL MORTGAGE TRUST, LLC 0 Under 10 loans Under 10 loans 100.0%
SHELTER HOME MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
LAND HOME FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
Armed Forces Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
PREMIER MORTGAGE RESOURCES, L.L.C. 0 Under 10 loans Under 10 loans Not published
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans 100.0%
RADIUS FINANCIAL GROUP INC. 0 Under 10 loans Under 10 loans 100.0%
Wings Financial Credit Union 0 Under 10 loans Under 10 loans 0.0%
ResMac, Inc. 0 Under 10 loans Under 10 loans 100.0%
ATLANTA POSTAL 0 Under 10 loans Under 10 loans 100.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
Bethpage Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
COREVEST AMERICAN FINANCE LENDER LLC 0 Under 10 loans Under 10 loans 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 0 Under 10 loans Under 10 loans Not published
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Magnolia Bank, Incorporated 0 Under 10 loans Under 10 loans 100.0%
Luminate Bank 0 Under 10 loans Under 10 loans Not published
Alcova Mortgage LLC 0 Under 10 loans Under 10 loans 0.0%
NORWICH COMMERCIAL GROUP, INC. 0 Under 10 loans Under 10 loans Not published
ALLEGACY FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
VERITAS FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
Talbot State Bank 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Allied First Bank,sb 0 Under 10 loans Under 10 loans 100.0%
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
SayGO Home Loans, LLC 0 Under 10 loans Under 10 loans Not published
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Heartland Bank and Trust Company 0 Under 10 loans Under 10 loans Not published
City National Bank of Florida 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.