Home purchase lenders in Hamilton County
6,516 home purchase mortgages were made in Hamilton County, Indiana, in 2025, by 371 lenders. The median rate their borrowers got was 6.500% on a median loan of $365,000. Of 7,058 decisions, 392 were denials — 5.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 469 | 5.250% | $365,000 | 6.7% |
| Fairway Independent Mortgage Corporation | 351 | 6.490% | $365,000 | 7.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 288 | 6.624% | $375,000 | 3.3% |
| PULTE MORTGAGE LLC | 272 | 5.500% | $340,000 | 11.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 238 | 6.063% | $375,000 | 1.7% |
| GVC MORTGAGE, INC. | 223 | 6.625% | $365,000 | 1.8% |
| RUOFF MORTGAGE COMPANY, INC. | 212 | 6.625% | $335,000 | 2.1% |
| Rocket Mortgage, LLC | 209 | 6.500% | $355,000 | 6.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 204 | 6.625% | $335,000 | 1.0% |
| MJW FINANCIAL LLC | 182 | 6.624% | $375,000 | 1.1% |
| UNION HOME MORTGAGE CORP. | 160 | 6.875% | $325,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 158 | 6.375% | $365,000 | 10.4% |
| Elements Financial Federal Credit Union | 156 | 6.500% | $405,000 | 2.5% |
| GUILD MORTGAGE COMPANY | 122 | 6.625% | $350,000 | 2.3% |
| Union Savings Bank | 122 | 6.625% | $395,000 | 0.8% |
| M/I FINANCIAL, LLC | 115 | 5.500% | $355,000 | 7.2% |
| GUARANTEED RATE, INC. | 101 | 6.625% | $335,000 | 3.8% |
| FORUM | 98 | 6.625% | $325,000 | 3.9% |
| The Huntington National Bank | 95 | 6.625% | $365,000 | 2.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 81 | 6.625% | $315,000 | 1.2% |
| INDIANA MEMBERS CREDIT UNION | 75 | 6.000% | $375,000 | 0.0% |
| VICTORY MORTGAGE, L.L.C. | 73 | 6.500% | $535,000 | 4.0% |
| FLAT BRANCH MORTGAGE, INC. | 68 | 6.625% | $315,000 | 1.4% |
| Fifth Third Bank, National Association | 62 | 6.375% | $410,000 | 15.4% |
| The State Bank and Trust Company | 62 | 6.500% | $345,000 | 3.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 58 | 6.688% | $350,000 | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 57 | 6.500% | $515,000 | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | 57 | 6.499% | $325,000 | 7.9% |
| First Merchants Bank | 57 | 6.625% | $435,000 | 1.7% |
| MILESTONE HOME LENDING, LLC | 52 | 6.990% | $335,000 | 3.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 52 | 6.375% | $370,000 | 0.0% |
| Mortgage Research Center, LLC | 49 | 6.125% | $335,000 | 2.0% |
| Merchants Bank of Indiana | 48 | 6.375% | $465,000 | 3.9% |
| NEWREZ LLC | 46 | 6.433% | $345,000 | 4.2% |
| The National Bank of Indianapolis | 46 | Not published | $375,000 | 4.2% |
| U.S. Bank National Association | 44 | 6.490% | $420,000 | 13.5% |
| Old National Bank | 40 | 6.120% | $520,000 | 4.8% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 39 | 6.375% | $395,000 | 4.9% |
| DHI MORTGAGE COMPANY, LTD. | 38 | 4.990% | $345,000 | 2.6% |
| The Farmers Bank, Frankfort, Indiana | 38 | Not published | $285,000 | 7.0% |
| Horizon Bank | 36 | 7.750% | $255,000 | 17.4% |
| FIRST COMMUNITY MORTGAGE, INC. | 35 | 6.750% | $325,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 33 | 6.375% | $375,000 | 5.7% |
| Regions Bank | 31 | 6.500% | $375,000 | 13.2% |
| Broker Solutions, Inc. | 30 | 6.990% | $310,000 | 6.1% |
| FREEDOM MORTGAGE CORPORATION | 30 | 6.250% | $405,000 | 9.1% |
| THE LOAN STORE, INC. | 30 | 6.813% | $335,000 | 6.1% |
| PNC Bank, National Association | 29 | 6.500% | $295,000 | 9.4% |
| STAR Financial Bank | 26 | 6.063% | $445,000 | 10.3% |
| Navy Federal Credit Union | 26 | 6.188% | $405,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 26 | 6.750% | $340,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 25 | 6.750% | $325,000 | 3.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 25 | 6.750% | $375,000 | 3.9% |
| EVERWISE CREDIT UNION | 25 | 6.625% | $345,000 | 3.9% |
| Bank of America, National Association | 22 | 5.750% | $370,000 | 14.8% |
| Taylor Morrison Home Funding, Inc. | 22 | 5.245% | $370,000 | 4.4% |
| CALCON MUTUAL MORTGAGE LLC | 22 | 6.625% | $305,000 | 4.4% |
| KIND LENDING, LLC | 21 | 6.750% | $415,000 | 27.6% |
| USAA Federal Savings Bank | 21 | 6.125% | $355,000 | 19.2% |
| WesBanco Bank, Inc. | 21 | 6.500% | $935,000 | 19.2% |
| KeyBank National Association | 19 | 6.500% | $255,000 | 13.6% |
| Kiavi Funding, Inc. | 18 | 9.500% | $265,000 | 14.3% |
| Plains Commerce Bank | 18 | 6.875% | $480,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 18 | 6.750% | $335,000 | 10.0% |
| Ixonia Bank | 17 | 6.875% | $315,000 | 0.0% |
| Centier Bank | 16 | 6.875% | $645,000 | 0.0% |
| Wells Fargo Bank, National Association | 16 | 6.438% | $460,000 | 0.0% |
| First Financial Bank | 16 | 6.313% | $380,000 | 11.1% |
| Atlantic Union Bank | 16 | 6.750% | $310,000 | 0.0% |
| Jackson County Bank | 15 | 6.000% | $695,000 | 5.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 14 | 6.495% | $415,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 14 | 6.563% | $355,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 14 | 6.558% | $410,000 | 0.0% |
| First Farmers Bank & Trust Co. | 13 | 7.000% | $400,000 | 5.6% |
| EVERETT FINANCIAL, INC. | 13 | 6.625% | $285,000 | 0.0% |
| CMG MORTGAGE, INC. | 13 | 6.990% | $355,000 | 0.0% |
| BMO Bank National Association | 12 | 6.688% | $465,000 | 25.0% |
| Loandepot.Com, LLC | 12 | 6.688% | $290,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 12 | 6.373% | $425,000 | 0.0% |
| First Federal Bank | 11 | 5.990% | $425,000 | 8.3% |
| LOWER, LLC | 11 | 6.625% | $395,000 | 8.3% |
| Stifel Bank and Trust | 11 | 5.875% | $315,000 | 0.0% |
| First Option Mortgage, LLC | 11 | 6.875% | $335,000 | 0.0% |
| PURDUE | 11 | 6.500% | $365,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 11 | 5.875% | $565,000 | 0.0% |
| Charles Schwab Bank, SSB | 11 | 5.500% | $665,000 | 8.3% |
| Liberty | 11 | 6.375% | $305,000 | 0.0% |
| NBKC BANK | 10 | 6.495% | $330,000 | 16.7% |
| Luminate Bank | 10 | 6.990% | $390,000 | 0.0% |
| Advisors Mortgage Group, L.L.C. | 10 | 6.625% | $335,000 | 9.1% |
| Wolfe Financial, Inc | 10 | 6.933% | $385,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 28.6% |
| AMWEST FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 16.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Community First Bank of Indiana | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Stock Yards Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Centra Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Three Rivers Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 66.7% |
| DEVELOPER'S MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Citizens State Bank of New Castle, Indiana | 6 | Under 10 loans | Under 10 loans | 14.3% |
| STG MORTGAGE INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Peoples State Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The North Salem State Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Lake City Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Baxter Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INDIANA UNIVERSITY CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| German American Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ONY GLO, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| HOMESTEAD FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 20.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 1st Source Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Home National Bank of Thorntown | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOLIDARITY COMMUNITY Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL CENTER FIRST CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Busey Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mercantile Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Security Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Civista Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Greenfield Banking Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Arizona Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 33.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 171 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.