Home purchase lenders in Gaston County
3,906 home purchase mortgages were made in Gaston County, North Carolina, in 2025, by 325 lenders. The median rate their borrowers got was 6.375% on a median loan of $295,000. Of 4,721 decisions, 667 were denials — 14.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| MOVEMENT MORTGAGE, LLC | 207 | 6.625% | $265,000 | 1.7% |
| Rocket Mortgage, LLC | 202 | 6.500% | $275,000 | 8.4% |
| DHI MORTGAGE COMPANY, LTD. | 189 | 5.375% | $365,000 | 5.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 188 | 6.429% | $280,000 | 5.9% |
| Loandepot.Com, LLC | 152 | 5.375% | $325,000 | 36.4% |
| STATE EMPLOYEES' | 151 | 5.875% | $275,000 | 20.9% |
| American Security Mortgage Corp. | 133 | 6.500% | $295,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 125 | 4.625% | $295,000 | 16.1% |
| First National Bank of Pennsylvania | 120 | 6.000% | $235,000 | 18.9% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 90 | 6.433% | $300,000 | 3.2% |
| PULTE MORTGAGE LLC | 84 | 6.500% | $415,000 | 1.2% |
| GUILD MORTGAGE COMPANY | 83 | 6.500% | $265,000 | 3.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 75 | 6.750% | $285,000 | 2.6% |
| Bank of America, National Association | 70 | 6.000% | $265,000 | 13.6% |
| Fairway Independent Mortgage Corporation | 66 | 6.750% | $245,000 | 2.9% |
| Mortgage Research Center, LLC | 59 | 6.375% | $335,000 | 9.1% |
| GUARANTEED RATE, INC. | 56 | 6.500% | $225,000 | 9.5% |
| Wells Fargo Bank, National Association | 53 | 6.250% | $260,000 | 18.5% |
| ZILLOW HOME LOANS, LLC | 53 | 6.625% | $275,000 | 3.6% |
| Truist Bank | 51 | 6.490% | $305,000 | 8.8% |
| UNION HOME MORTGAGE CORP. | 49 | 6.625% | $315,000 | 2.0% |
| Towne Bank | 48 | 6.490% | $350,000 | 9.4% |
| Kiavi Funding, Inc. | 48 | 10.495% | $180,000 | 7.4% |
| 254900YZ174H294JW398 | 45 | 6.500% | $415,000 | 0.0% |
| U.S. Bank National Association | 39 | 6.490% | $405,000 | 15.2% |
| FOUNDERS FEDERAL CREDIT UNION | 36 | 6.188% | $265,000 | 22.9% |
| Alcova Mortgage LLC | 36 | 6.500% | $255,000 | 2.2% |
| SouthState Bank, National Association | 34 | 6.125% | $240,000 | 22.7% |
| Navy Federal Credit Union | 32 | 6.063% | $305,000 | 15.8% |
| Broker Solutions, Inc. | 32 | 6.563% | $245,000 | 3.0% |
| JPMorgan Chase Bank, National Association | 32 | 6.375% | $255,000 | 2.9% |
| Atlantic Coast Mortgage, LLC | 32 | 6.625% | $255,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 30 | 6.125% | $305,000 | 21.1% |
| Ixonia Bank | 30 | 6.625% | $280,000 | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 29 | 6.500% | $315,000 | 0.0% |
| Belmont Savings Bank, SSB | 29 | Not published | $415,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 28 | 10.375% | $105,000 | 85.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 26 | 6.625% | $320,000 | 3.5% |
| C & F Mortgage Corporation | 26 | 6.433% | $260,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 25 | 6.499% | $285,000 | 3.7% |
| Truliant Federal Credit Union | 23 | 6.500% | $185,000 | 7.7% |
| NEWREZ LLC | 22 | 6.375% | $290,000 | 12.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 21 | 6.750% | $205,000 | 4.4% |
| First Federal Bank | 21 | 6.490% | $275,000 | 0.0% |
| CMG MORTGAGE, INC. | 20 | 6.500% | $295,000 | 0.0% |
| Primis Mortgage Company | 20 | 6.375% | $265,000 | 0.0% |
| Click n' Close, Inc. | 19 | 6.625% | $205,000 | 5.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 19 | 6.500% | $265,000 | 9.5% |
| Fifth Third Bank, National Association | 18 | 6.250% | $320,000 | 5.3% |
| LATINO COMMUNITY CREDIT UNION | 18 | 7.750% | $185,000 | 0.0% |
| Uwharrie Bank | 16 | 6.563% | $250,000 | 0.0% |
| First-Citizens Bank & Trust Company | 16 | 6.470% | $320,000 | 11.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 15 | 6.490% | $265,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.688% | $300,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 13 | 6.490% | $235,000 | 12.5% |
| THE LOAN STORE, INC. | 13 | 6.490% | $465,000 | 0.0% |
| PLANET HOME LENDING, LLC | 13 | 6.875% | $235,000 | 7.1% |
| OriginPoint, LLC | 13 | 6.500% | $305,000 | 0.0% |
| USAA Federal Savings Bank | 12 | 6.563% | $385,000 | 14.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.500% | $305,000 | 20.0% |
| SKYLA FEDERAL CREDIT UNION | 12 | 6.490% | $315,000 | 13.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.438% | $315,000 | 0.0% |
| FBC MORTGAGE, LLC | 12 | 4.990% | $325,000 | 0.0% |
| Ameris Bank | 11 | 6.875% | $325,000 | 14.3% |
| Plains Commerce Bank | 11 | 6.625% | $345,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 10 | 6.688% | $285,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 6.375% | $325,000 | 9.1% |
| CANOPY MORTGAGE, LLC | 10 | 6.625% | $285,000 | 9.1% |
| Loan Funder LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 55.0% |
| First Federal Savings Bank of Lincolnton | 9 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| TD Bank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Flagstar Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 20.0% |
| FREEDOM MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Fulton Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 10.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Simple, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SUCCESS LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Gateway First Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GENWAY HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| GoPrime Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| SOUTHWEST STAGE FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 11.1% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 894500CFQPXSLHK0OK52 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| United Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Regions Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AgSouth Farm Credit, ACA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 90.0% |
| Bank OZK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MEMBER FIRST MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Blue Ridge Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Carter Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SELF-HELP Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 57.1% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ALLEGACY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Heritage Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Fidelity Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Five Star Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JAMS-01, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MERIDIAN BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Stifel Bank and Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Park Lane Finance Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 125 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.