Home purchase lenders in Wise County
1,671 home purchase mortgages were made in Wise County, Texas, in 2025, by 248 lenders. The median rate their borrowers got was 6.250% on a median loan of $315,000. Of 2,236 decisions, 456 were denials — 20.4%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 243 | 4.125% | $305,000 | 17.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 84 | 6.274% | $330,000 | 18.5% |
| American National Bank & Trust | 79 | 6.375% | $415,000 | 3.3% |
| LENNAR MORTGAGE, LLC | 73 | 4.625% | $265,000 | 18.0% |
| Fairway Independent Mortgage Corporation | 67 | 6.625% | $375,000 | 4.3% |
| GUILD MORTGAGE COMPANY | 54 | 6.625% | $285,000 | 0.0% |
| 21st Mortgage Corporation | 52 | 9.825% | $155,000 | 72.9% |
| SFMC, LP | 49 | 5.750% | $415,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 45 | 6.125% | $435,000 | 2.2% |
| UNION HOME MORTGAGE CORP. | 39 | 6.250% | $305,000 | 4.9% |
| Rocket Mortgage, LLC | 35 | 6.125% | $365,000 | 20.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 33 | 6.625% | $395,000 | 2.9% |
| First United Bank and Trust Company | 30 | 6.500% | $440,000 | 3.2% |
| First Financial Bank | 28 | 6.750% | $330,000 | 6.7% |
| Magnolia Bank, Incorporated | 28 | 6.125% | $315,000 | 9.7% |
| Loandepot.Com, LLC | 23 | 6.250% | $265,000 | 14.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 22 | 6.625% | $260,000 | 4.2% |
| CMG MORTGAGE, INC. | 21 | 6.375% | $335,000 | 4.2% |
| Mortgage Research Center, LLC | 20 | 6.375% | $340,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 18 | 6.688% | $270,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 17 | 6.875% | $315,000 | 15.0% |
| REPUBLIC STATE MORTGAGE CO. | 17 | 5.990% | $355,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 16 | 6.250% | $280,000 | 5.9% |
| Gateway First Bank | 16 | 6.125% | $280,000 | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 15 | 6.750% | $325,000 | 25.0% |
| Navy Federal Credit Union | 14 | 6.188% | $385,000 | 6.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 13 | 6.490% | $455,000 | 7.1% |
| GUARANTEED RATE, INC. | 12 | 6.513% | $345,000 | 0.0% |
| Equity Prime Mortgage LLC | 12 | 6.250% | $280,000 | 7.7% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 12 | 5.370% | $345,000 | 7.7% |
| EVERETT FINANCIAL, INC. | 11 | 6.500% | $265,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 11 | 6.625% | $305,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 10 | 8.800% | $135,000 | 47.1% |
| SOUTHWEST STAGE FUNDING, LLC | 10 | 8.150% | $180,000 | 21.9% |
| KIND LENDING, LLC | 10 | 6.313% | $270,000 | 47.4% |
| Legend Bank, N.A. | 10 | Not published | $325,000 | 0.0% |
| First Bank | 9 | Under 10 loans | Under 10 loans | 7.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| TexasBank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FREEDOM MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MORTGAGE FINANCIAL SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| JPMorgan Chase Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEWREZ LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First National Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GMFS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 14.3% |
| RIGHT START MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PENNYMAC LOAN SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 37.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 28.6% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SOUTHWEST FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NETWORK FUNDING, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PARKSTONE MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 68.8% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ENCOMPASS LENDING GROUP, LP | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DATCU | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UNITED BUILT HOMES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Bank of America, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Jacksboro National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 86.7% |
| American Mortgage Bank, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southside Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Prosperity Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Regional Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community National Bank & Trust of Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pilgrim Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 549300MG89EBZCEXXT24 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BELEM SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTIONS EQUITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 64.3% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Pointbank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GSB MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TEXAS MORTGAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Susser Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Investmark Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WORTHINGTON NATIONAL BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hamilton Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank and Trust Company of Weatherford | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ASSOCIATED MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Granbury | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DATA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Vista Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Guaranty Bank & Trust, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Inwood National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARTER FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank Southwest | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LRS FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOANLEADERS OF AMERICA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Clear Fork Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The American National Bank of Texas | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| InterBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 48 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.