Home purchase lenders in New Castle County
5,999 home purchase mortgages were made in New Castle County, Delaware, in 2025, by 334 lenders. The median rate their borrowers got was 6.500% on a median loan of $325,000. Of 6,865 decisions, 730 were denials — 10.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| PIKE CREEK MORTGAGE SERVICES, INC. | 780 | 6.375% | $315,000 | 2.4% |
| Wilmington Savings Fund Society, FSB | 264 | 6.375% | $310,000 | 5.9% |
| MERIDIAN BANK | 260 | 6.250% | $295,000 | 3.4% |
| Prosperity Home Mortgage, LLC | 254 | 6.375% | $315,000 | 5.2% |
| NVR Mortgage Finance, Inc. | 232 | 6.688% | $465,000 | 18.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 197 | 6.625% | $325,000 | 4.4% |
| KEYSTONE FUNDING, INC. | 197 | 6.375% | $335,000 | 2.2% |
| GUILD MORTGAGE COMPANY | 196 | 6.375% | $325,000 | 4.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 195 | 6.625% | $305,000 | 10.9% |
| Rocket Mortgage, LLC | 166 | 6.625% | $305,000 | 10.3% |
| JPMorgan Chase Bank, National Association | 156 | 6.125% | $360,000 | 9.1% |
| LENNAR MORTGAGE, LLC | 131 | 5.750% | $445,000 | 10.2% |
| Fairway Independent Mortgage Corporation | 121 | 6.750% | $455,000 | 4.0% |
| NATION ONE MORTGAGE CORPORATION | 113 | 6.250% | $305,000 | 3.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 111 | 6.125% | $245,000 | 4.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 110 | 6.625% | $340,000 | 3.5% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 93 | 6.875% | $555,000 | 3.1% |
| MLD MORTGAGE INC. | 80 | 6.375% | $375,000 | 1.2% |
| Luminate Bank | 75 | 6.500% | $325,000 | 6.1% |
| Wells Fargo Bank, National Association | 71 | 6.250% | $295,000 | 12.2% |
| Broker Solutions, Inc. | 70 | 6.750% | $340,000 | 2.8% |
| MOVEMENT MORTGAGE, LLC | 69 | 6.375% | $315,000 | 1.4% |
| GUARANTEED RATE, INC. | 67 | 6.625% | $355,000 | 6.9% |
| Bank of America, National Association | 64 | 6.250% | $280,000 | 26.1% |
| Mortgage Research Center, LLC | 58 | 6.250% | $370,000 | 9.4% |
| Citizens Bank, National Association | 54 | 6.950% | $255,000 | 26.0% |
| Fulton Bank, National Association | 54 | 6.750% | $235,000 | 15.2% |
| THE LOAN STORE, INC. | 50 | 6.750% | $345,000 | 0.0% |
| Manufacturers and Traders Trust Company | 49 | 5.990% | $345,000 | 12.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 45 | 6.625% | $305,000 | 10.0% |
| DEL-ONE FEDERAL CREDIT UNION | 44 | 6.875% | $280,000 | 19.1% |
| Navy Federal Credit Union | 41 | 6.250% | $425,000 | 16.3% |
| Kiavi Funding, Inc. | 41 | 9.950% | $235,000 | 6.7% |
| PNC Bank, National Association | 40 | 6.313% | $265,000 | 18.4% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 40 | 6.375% | $320,000 | 2.4% |
| EMBRACE HOME LOANS, INC. | 39 | 6.500% | $345,000 | 4.6% |
| PENNYMAC LOAN SERVICES, LLC | 39 | 6.625% | $325,000 | 11.4% |
| TIDEWATER MORTGAGE SERVICES, INC. | 35 | 6.500% | $345,000 | 2.8% |
| Colorado Federal Savings Bank | 33 | 6.500% | $385,000 | 2.9% |
| CMG MORTGAGE, INC. | 32 | 6.625% | $350,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 31 | 9.750% | $215,000 | 0.0% |
| Artisans' Bank | 30 | Not published | $330,000 | 0.0% |
| TD Bank, National Association | 26 | 6.875% | $340,000 | 23.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 26 | 6.500% | $360,000 | 6.5% |
| 21st Mortgage Corporation | 25 | 11.650% | $65,000 | 77.1% |
| UNION HOME MORTGAGE CORP. | 25 | 6.375% | $285,000 | 7.4% |
| TOLL BROTHERS MORTGAGE COMPANY | 21 | 6.490% | $525,000 | 10.0% |
| Loandepot.Com, LLC | 21 | 6.750% | $345,000 | 8.7% |
| NEWREZ LLC | 21 | 6.625% | $325,000 | 12.5% |
| ENVOY MORTGAGE, LTD | 21 | 6.875% | $235,000 | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 19 | 9.990% | $145,000 | 0.0% |
| Northpointe Bank | 18 | 6.438% | $305,000 | 5.3% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 18 | 6.562% | $435,000 | 5.3% |
| Plains Commerce Bank | 17 | 6.500% | $415,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 15 | 6.875% | $285,000 | 36.0% |
| GUIDANCE RESIDENTIAL, LLC | 15 | 6.625% | $335,000 | 0.0% |
| AMWEST FUNDING CORP. | 14 | 7.063% | $255,000 | 0.0% |
| NFM, INC. | 14 | 6.750% | $360,000 | 0.0% |
| KIND LENDING, LLC | 13 | 6.500% | $355,000 | 13.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 11.250% | $60,000 | 84.3% |
| Dover Federal Credit Union | 12 | 5.813% | $255,000 | 7.7% |
| Cornerstone First Mortgage, Inc | 11 | 6.250% | $285,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 7.125% | $345,000 | 8.3% |
| Sierra Pacific Mortgage Company, Inc. | 11 | 6.875% | $375,000 | 15.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.125% | $275,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 11 | 6.625% | $345,000 | 0.0% |
| EMM LOANS LLC | 11 | 6.500% | $335,000 | 0.0% |
| First Citizens Community Bank | 11 | 6.750% | $305,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 10 | 6.563% | $430,000 | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 5.813% | $420,000 | 23.1% |
| U.S. Bank National Association | 10 | 6.058% | $445,000 | 28.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 6.563% | $390,000 | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.933% | $240,000 | 9.1% |
| Truist Bank | 10 | 6.363% | $450,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 10 | 7.375% | $130,000 | 9.1% |
| Parke Bank | 10 | 6.500% | $420,000 | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 10 | 6.750% | $385,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Loan Funder LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| NATIONS DIRECT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| State Financial Network, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 36.0% |
| Citibank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN HERITAGE FCU | 8 | Under 10 loans | Under 10 loans | 20.0% |
| TRUMARK FINANCIAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Sun East Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 27.3% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 7 | Under 10 loans | Under 10 loans | 64.3% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LIMA ONE CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Orrstown Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Firstrust Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MORTGAGE ACCESS CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 57.1% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Mid Penn Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ALLIED MORTGAGE GROUP, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MDE HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Shore United Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEXSTA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 4 | Under 10 loans | Under 10 loans | 66.7% |
| CITADEL FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage America, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Atlantic Coast Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UIF CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BAY EQUITY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 42.9% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| IVY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Quaint Oak Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Customers Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Central Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Horizon Farm Credit, ACA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 20.0% |
| Mortgage Right | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Evolve Bank & Trust | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Beeline Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLICE & FIRE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ITHINK FINANCIAL Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First IC Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEMARK FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sharon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 134 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.