Home purchase lenders in Baltimore city
6,210 home purchase mortgages were made in Baltimore city, Maryland, in 2025, by 362 lenders. The median rate their borrowers got was 6.625% on a median loan of $235,000. Of 7,520 decisions, 1,069 were denials — 14.2%, most often for collateral.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| FIRST HOME MORTGAGE CORPORATION | 451 | 6.625% | $265,000 | 3.4% |
| NFM, INC. | 288 | 6.750% | $265,000 | 2.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 283 | 6.625% | $245,000 | 4.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 272 | 6.625% | $225,000 | 15.0% |
| Rocket Mortgage, LLC | 238 | 6.500% | $245,000 | 17.0% |
| 254900CTT87ZKAUTIJ37 | 165 | 7.500% | $155,000 | 17.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 146 | 6.750% | $255,000 | 2.0% |
| First National Bank of Pennsylvania | 138 | 6.188% | $200,000 | 23.3% |
| DIRECT MORTGAGE LOANS, LLC | 137 | 6.625% | $265,000 | 4.3% |
| CMG MORTGAGE, INC. | 123 | 6.625% | $295,000 | 0.8% |
| JPMorgan Chase Bank, National Association | 122 | 6.500% | $235,000 | 9.4% |
| Fulton Bank, National Association | 121 | 6.490% | $155,000 | 19.6% |
| MERIDIAN BANK | 112 | 6.375% | $225,000 | 5.8% |
| Manufacturers and Traders Trust Company | 111 | 5.875% | $240,000 | 24.7% |
| Fairway Independent Mortgage Corporation | 110 | 6.750% | $245,000 | 5.0% |
| Kiavi Funding, Inc. | 109 | 11.490% | $175,000 | 18.0% |
| Ameris Bank | 108 | 6.125% | $195,000 | 9.2% |
| Mortgage Research Center, LLC | 94 | 6.500% | $285,000 | 19.0% |
| Bank of America, National Association | 94 | 5.875% | $265,000 | 31.9% |
| Navy Federal Credit Union | 90 | 6.250% | $275,000 | 28.1% |
| Truist Bank | 75 | 6.375% | $235,000 | 9.6% |
| Paramount Residential Mortgage Group, Inc. | 73 | 6.625% | $245,000 | 4.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 67 | 6.490% | $255,000 | 1.3% |
| Towne Bank | 66 | 6.625% | $235,000 | 2.9% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 65 | 6.375% | $225,000 | 14.5% |
| MOVEMENT MORTGAGE, LLC | 63 | 6.500% | $265,000 | 7.4% |
| DAS Acquisition Company, LLC | 54 | 6.625% | $295,000 | 0.0% |
| Loan Funder LLC | 52 | 10.625% | $155,000 | 35.8% |
| TOWNE MORTGAGE COMPANY | 51 | 6.250% | $205,000 | 4.9% |
| Atlantic Union Bank | 50 | 6.563% | $255,000 | 10.7% |
| Shore United Bank, N.A. | 50 | 6.625% | $255,000 | 5.7% |
| OCMBC, INC. | 49 | 7.750% | $175,000 | 26.7% |
| Broker Solutions, Inc. | 48 | 6.625% | $205,000 | 20.0% |
| LOWER, LLC | 47 | 6.625% | $245,000 | 12.7% |
| NEWREZ LLC | 45 | 7.000% | $245,000 | 13.2% |
| FIDELITY DIRECT MORTGAGE, LLC | 45 | 6.625% | $205,000 | 5.9% |
| Prosperity Home Mortgage, LLC | 44 | 6.875% | $265,000 | 4.4% |
| DOMINION FINANCIAL SERVICES, LLC | 40 | 10.000% | $185,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 40 | 9.750% | $190,000 | 0.0% |
| First Heritage Mortgage, LLC | 39 | 6.625% | $255,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 37 | 6.625% | $415,000 | 41.3% |
| UNION HOME MORTGAGE CORP. | 36 | 6.688% | $280,000 | 14.0% |
| GUARANTEED RATE, INC. | 33 | 6.625% | $285,000 | 17.1% |
| PENNYMAC LOAN SERVICES, LLC | 32 | 6.499% | $275,000 | 30.4% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 32 | 6.500% | $485,000 | 25.6% |
| GUILD MORTGAGE COMPANY | 32 | 6.625% | $230,000 | 12.2% |
| Click n' Close, Inc. | 31 | 7.125% | $135,000 | 8.8% |
| MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED | 31 | Not published | $305,000 | 8.6% |
| ENVOY MORTGAGE, LTD | 30 | 6.625% | $305,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 29 | 7.250% | $275,000 | 23.7% |
| DEEPHAVEN MORTGAGE LLC | 29 | 7.750% | $145,000 | 34.1% |
| ZILLOW HOME LOANS, LLC | 29 | 6.750% | $245,000 | 9.1% |
| Wells Fargo Bank, National Association | 28 | 6.375% | $240,000 | 28.2% |
| CHURCHILL MORTGAGE CORPORATION | 28 | 6.750% | $245,000 | 6.3% |
| GUARANTEED RATE AFFINITY, LLC | 27 | 6.875% | $205,000 | 3.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 26 | 6.438% | $325,000 | 10.0% |
| THE LOAN STORE, INC. | 25 | 6.625% | $215,000 | 26.8% |
| EMBRACE HOME LOANS, INC. | 25 | 6.625% | $245,000 | 6.5% |
| BPL MORTGAGE TRUST, LLC | 25 | 7.625% | $135,000 | 10.7% |
| EMM LOANS LLC | 25 | 6.375% | $255,000 | 0.0% |
| City Lending Inc. | 23 | 7.375% | $215,000 | 23.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 22 | 6.813% | $215,000 | 24.1% |
| TOWER Federal Credit Union | 21 | 6.250% | $265,000 | 30.0% |
| Cazle Mortgage, Inc. | 21 | 6.625% | $205,000 | 0.0% |
| Emporium TPO LLC | 19 | 8.125% | $155,000 | 39.4% |
| JOHNS HOPKINS FEDERAL CREDIT UNION | 19 | Not published | $235,000 | 31.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 19 | 7.250% | $215,000 | 7.4% |
| USAA Federal Savings Bank | 18 | 6.500% | $270,000 | 40.0% |
| PNC Bank, National Association | 18 | 6.313% | $185,000 | 30.8% |
| Vellum Mortgage, Inc. | 18 | 6.813% | $265,000 | 5.3% |
| Atlantic Coast Mortgage, LLC | 18 | 6.433% | $295,000 | 4.8% |
| GENEVA FINANCIAL, LLC | 17 | 6.625% | $325,000 | 10.5% |
| FREEDOM MORTGAGE CORPORATION | 17 | 6.250% | $295,000 | 15.0% |
| SWBC MORTGAGE CORPORATION | 17 | 6.875% | $275,000 | 0.0% |
| BAY EQUITY LLC | 17 | 6.625% | $295,000 | 5.6% |
| WesBanco Bank, Inc. | 17 | 6.500% | $325,000 | 0.0% |
| Orrstown Bank | 17 | 5.750% | $235,000 | 0.0% |
| Luminate Bank | 17 | 6.500% | $255,000 | 0.0% |
| Capital Bank, National Association | 16 | 6.500% | $215,000 | 15.8% |
| Loandepot.Com, LLC | 16 | 6.600% | $235,000 | 5.9% |
| BAY CAPITAL MORTGAGE CORPORATION | 15 | 6.375% | $275,000 | 21.1% |
| Sierra Pacific Mortgage Company, Inc. | 15 | 6.625% | $235,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 14 | 6.990% | $225,000 | 12.5% |
| OriginPoint, LLC | 14 | 6.300% | $270,000 | 6.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 14 | 6.563% | $275,000 | 12.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.750% | $235,000 | 18.8% |
| Plains Commerce Bank | 13 | 6.875% | $265,000 | 7.1% |
| First National Bank of America | 13 | 9.250% | $185,000 | 6.7% |
| TD Bank, National Association | 12 | 7.063% | $220,000 | 23.5% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 12 | 7.187% | $200,000 | 14.3% |
| Alcova Mortgage LLC | 12 | 6.688% | $235,000 | 0.0% |
| KIND LENDING, LLC | 11 | 6.875% | $295,000 | 38.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 11 | 6.990% | $195,000 | 45.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 11 | 5.875% | $305,000 | 8.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 6.750% | $215,000 | 15.4% |
| SUN WEST MORTGAGE COMPANY, INC. | 11 | 6.125% | $265,000 | 0.0% |
| Rosedale Federal Savings and Loan Association | 11 | Not published | $235,000 | 0.0% |
| MLD MORTGAGE INC. | 11 | 8.625% | $105,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 10 | 6.500% | $255,000 | 31.3% |
| Citizens Bank, National Association | 10 | 6.625% | $210,000 | 37.5% |
| United Bank | 10 | 5.990% | $305,000 | 16.7% |
| T2 FINANCIAL LLC | 10 | 6.750% | $230,000 | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 10 | 6.750% | $235,000 | 9.1% |
| CHAMPIONS FUNDING, LLC | 10 | 7.375% | $155,000 | 16.7% |
| Hometown Equity Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 73.5% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| BayVanguard Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 9.1% |
| FIRST SAVINGS MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 8 | Under 10 loans | Under 10 loans | 33.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 37.5% |
| POINT BREEZE Credit Union | 8 | Under 10 loans | Under 10 loans | 33.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 7.1% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| RADIUS FINANCIAL GROUP INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SOUTHERN TRUST MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 7 | Under 10 loans | Under 10 loans | 74.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 47.6% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| MORTGAGE EQUITY PARTNERS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Homesale Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| HARTFORD FUNDING, LTD. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 72.2% |
| 1ST FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 5 | Under 10 loans | Under 10 loans | 9.1% |
| TOTAL MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| NORWICH COMMERCIAL GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NYMEO FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 14.3% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| THE MORTGAGE LINK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Bank-Fund Staff Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 20.0% |
| FM Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ITHINK FINANCIAL Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Univest Bank and Trust Co. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 77.8% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 62.5% |
| EAST COAST CAPITAL CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Integrity Home Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 162 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.