Home purchase lenders in Clermont County
3,030 home purchase mortgages were made in Clermont County, Ohio, in 2025, by 267 lenders. The median rate their borrowers got was 6.625% on a median loan of $275,000. Of 3,688 decisions, 518 were denials — 14.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| VICTORY MORTGAGE, L.L.C. | 248 | 6.000% | $305,000 | 4.3% |
| NVR Mortgage Finance, Inc. | 169 | 6.250% | $305,000 | 10.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 145 | 6.750% | $265,000 | 2.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 130 | 6.500% | $255,000 | 8.3% |
| Union Savings Bank | 117 | 6.750% | $315,000 | 4.0% |
| Fairway Independent Mortgage Corporation | 93 | 6.875% | $235,000 | 4.1% |
| DHI MORTGAGE COMPANY, LTD. | 88 | 4.990% | $335,000 | 24.6% |
| Rocket Mortgage, LLC | 83 | 6.500% | $245,000 | 10.6% |
| The Huntington National Bank | 72 | 6.500% | $285,000 | 5.3% |
| RAPID MORTGAGE COMPANY | 71 | 6.875% | $255,000 | 0.0% |
| Guardian Savings Bank | 69 | 6.625% | $305,000 | 12.0% |
| RiverHills Bank | 68 | 6.750% | $240,000 | 13.6% |
| UNION HOME MORTGAGE CORP. | 64 | 6.625% | $280,000 | 5.8% |
| 21st Mortgage Corporation | 63 | 11.200% | $65,000 | 62.9% |
| GUARANTEED RATE AFFINITY, LLC | 61 | 6.625% | $295,000 | 4.7% |
| Fifth Third Bank, National Association | 56 | 6.625% | $235,000 | 12.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 56 | 6.813% | $260,000 | 0.0% |
| Mortgage Research Center, LLC | 45 | 6.250% | $295,000 | 14.8% |
| Third Federal Savings and Loan Association of Cleveland | 42 | 6.500% | $270,000 | 11.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 39 | 6.625% | $305,000 | 0.0% |
| U.S. Bank National Association | 39 | 6.625% | $275,000 | 13.3% |
| The Park National Bank | 37 | 6.999% | $285,000 | 2.6% |
| JPMorgan Chase Bank, National Association | 36 | 6.495% | $240,000 | 14.0% |
| DAS Acquisition Company, LLC | 36 | 6.750% | $225,000 | 2.5% |
| GUARANTEED RATE, INC. | 35 | 6.575% | $275,000 | 10.3% |
| Paramount Residential Mortgage Group, Inc. | 34 | 6.688% | $255,000 | 5.6% |
| NFM, INC. | 34 | 6.933% | $290,000 | 0.0% |
| M/I FINANCIAL, LLC | 32 | 6.250% | $395,000 | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 30 | 6.813% | $255,000 | 5.9% |
| FIRST EQUITY MORTGAGE INCORPORATED | 22 | 6.120% | $255,000 | 8.3% |
| LCNB National Bank | 22 | 6.375% | $285,000 | 4.2% |
| SUPERIOR CREDIT UNION, INC. | 21 | 6.250% | $245,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 20 | 6.813% | $280,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 19 | 8.490% | $65,000 | 58.3% |
| BAYSHORE MORTGAGE FUNDING, LLC | 19 | 6.625% | $285,000 | 5.0% |
| PNC Bank, National Association | 18 | 6.500% | $265,000 | 18.2% |
| Navy Federal Credit Union | 18 | 6.063% | $270,000 | 5.3% |
| Warsaw Federal Savings and Loan Association | 18 | 6.588% | $290,000 | 9.5% |
| STOCKTON MORTGAGE CORPORATION | 17 | 6.875% | $225,000 | 0.0% |
| EMM LOANS LLC | 17 | 6.500% | $285,000 | 15.0% |
| First Commonwealth Bank | 17 | 6.600% | $255,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 16 | 6.562% | $295,000 | 0.0% |
| Broker Solutions, Inc. | 15 | 6.875% | $275,000 | 16.7% |
| NEWREZ LLC | 15 | 6.500% | $295,000 | 21.1% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | 15 | 6.875% | $315,000 | 6.3% |
| Prosperity Home Mortgage, LLC | 15 | 6.875% | $245,000 | 16.7% |
| Farm Credit Mid-America | 15 | 7.125% | $385,000 | 11.8% |
| EQUITY RESOURCES, INC. | 15 | 6.625% | $235,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 14 | 6.313% | $260,000 | 17.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 14 | 6.933% | $210,000 | 12.5% |
| Sharefax Credit Union | 14 | Not published | $190,000 | 11.8% |
| WesBanco Bank, Inc. | 14 | 6.563% | $315,000 | 6.3% |
| Synergy One Lending, Inc. | 13 | 6.625% | $305,000 | 18.8% |
| WRIGHT-PATT CREDIT UNION, INC. | 13 | 6.375% | $275,000 | 0.0% |
| 1st National Bank | 13 | 6.625% | $265,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 9.750% | $165,000 | 66.7% |
| GENERAL ELECTRIC CREDIT UNION | 11 | 6.125% | $185,000 | 0.0% |
| KeyBank National Association | 11 | 6.375% | $185,000 | 21.4% |
| Kiavi Funding, Inc. | 11 | 9.950% | $205,000 | 0.0% |
| KEMBA CREDIT UNION, INC. | 11 | 6.250% | $275,000 | 0.0% |
| CMG MORTGAGE, INC. | 11 | 6.990% | $355,000 | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 10 | 6.813% | $280,000 | 0.0% |
| First Financial Bank | 10 | 6.688% | $335,000 | 9.1% |
| NATIONS DIRECT MORTGAGE, LLC | 10 | 6.490% | $225,000 | 9.1% |
| RMC HOME MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| VAN DYK MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GVC MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 3RD STREET FINANCIAL CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| German American Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Loandepot.Com, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Peoples Bank | 8 | Under 10 loans | Under 10 loans | 10.0% |
| The Merchants National Bank | 7 | Under 10 loans | Under 10 loans | 15.4% |
| CINFED Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 10.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The North Side Bank & Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Civista Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Liberty | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LIBERTY HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Park Lane Finance Solutions, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valley Central Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Genesis Capital, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Day Air Credit Union, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 2 | Under 10 loans | Under 10 loans | 83.3% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Toyota Financial Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Cincinnatus Savings & Loan Co. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Forcht Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELTA COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CF Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Merchants Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Stock Yards Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TELHIO | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Kentucky | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Queensborough National Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MJW FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Spring Valley Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STAR USA FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAFCU Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples First Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First IC Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank and Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Carrollton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CINCINNATI OHIO POLICE | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association of Lakewood | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JLB CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Somerville Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Minster Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Harrison Building and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AURGROUP FINANCIAL CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 67 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.