Home purchase lenders in Johnson County
3,813 home purchase mortgages were made in Johnson County, Texas, in 2025, by 348 lenders. The median rate their borrowers got was 6.250% on a median loan of $315,000. Of 4,804 decisions, 776 were denials — 16.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 292 | 4.500% | $285,000 | 24.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 265 | 6.190% | $335,000 | 8.3% |
| SFMC, LP | 216 | 5.750% | $360,000 | 0.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 134 | 6.450% | $430,000 | 0.7% |
| Rocket Mortgage, LLC | 126 | 6.375% | $300,000 | 12.5% |
| Fairway Independent Mortgage Corporation | 122 | 6.625% | $330,000 | 3.2% |
| Loandepot.Com, LLC | 115 | 5.990% | $295,000 | 32.4% |
| CMG MORTGAGE, INC. | 102 | 6.125% | $345,000 | 3.4% |
| GUILD MORTGAGE COMPANY | 100 | 6.375% | $275,000 | 4.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 79 | 5.875% | $395,000 | 6.1% |
| LENNAR MORTGAGE, LLC | 77 | 4.250% | $235,000 | 17.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 74 | 6.562% | $340,000 | 1.3% |
| Mortgage Research Center, LLC | 71 | 6.250% | $335,000 | 6.6% |
| 21st Mortgage Corporation | 64 | 10.015% | $145,000 | 71.0% |
| LOWER, LLC | 60 | 6.058% | $430,000 | 9.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 55 | 6.625% | $265,000 | 3.5% |
| Broker Solutions, Inc. | 52 | 6.625% | $240,000 | 1.9% |
| REPUBLIC STATE MORTGAGE CO. | 52 | 5.495% | $335,000 | 0.0% |
| First Financial Bank | 49 | 6.700% | $275,000 | 5.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 49 | 6.124% | $325,000 | 2.0% |
| Paramount Residential Mortgage Group, Inc. | 46 | 6.500% | $320,000 | 2.1% |
| Gateway First Bank | 44 | 6.188% | $275,000 | 8.2% |
| 2549004YKXDDHUWUOH37 | 40 | 4.990% | $305,000 | 0.0% |
| JET HOMELOANS, LP | 38 | 5.558% | $550,000 | 2.4% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 38 | 5.750% | $315,000 | 0.0% |
| Trinity Oaks Mortgage, LLC | 37 | 5.990% | $385,000 | 7.5% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 32 | 6.563% | $275,000 | 8.6% |
| KIND LENDING, LLC | 31 | 6.500% | $345,000 | 26.2% |
| Navy Federal Credit Union | 30 | 6.188% | $375,000 | 14.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 30 | 6.750% | $255,000 | 8.8% |
| EVERETT FINANCIAL, INC. | 29 | 6.750% | $245,000 | 3.3% |
| JPMorgan Chase Bank, National Association | 29 | 6.375% | $265,000 | 6.5% |
| TRIAD FINANCIAL SERVICES, INC. | 27 | 9.190% | $125,000 | 43.1% |
| TexasBank | 27 | 7.000% | $275,000 | 3.5% |
| GUARANTEED RATE, INC. | 25 | 6.250% | $335,000 | 3.9% |
| FREEDOM MORTGAGE CORPORATION | 25 | 5.750% | $375,000 | 7.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 24 | 9.870% | $110,000 | 72.6% |
| PARKSTONE MORTGAGE, LLC | 22 | 6.188% | $450,000 | 0.0% |
| CLM MORTGAGE, INC. | 22 | 5.563% | $445,000 | 4.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 20 | 6.500% | $295,000 | 0.0% |
| Pinnacle Bank | 20 | Not published | $300,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 19 | 6.250% | $355,000 | 0.0% |
| Wells Fargo Bank, National Association | 18 | 6.313% | $240,000 | 21.7% |
| First United Bank and Trust Company | 18 | 6.688% | $355,000 | 0.0% |
| NexBank | 18 | 6.500% | $295,000 | 5.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 16 | 6.250% | $340,000 | 11.1% |
| Plains Commerce Bank | 15 | 6.500% | $335,000 | 11.8% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 15 | 7.750% | $315,000 | 5.3% |
| American Mortgage Bank, LLC | 15 | 6.250% | $215,000 | 0.0% |
| NEWREZ LLC | 14 | 6.438% | $305,000 | 6.7% |
| PLANET HOME LENDING, LLC | 14 | 5.938% | $360,000 | 6.7% |
| Equity Prime Mortgage LLC | 13 | 6.625% | $295,000 | 13.3% |
| Centennial Bank | 13 | 6.500% | $455,000 | 13.3% |
| Frost Bank | 12 | 6.850% | $245,000 | 17.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.375% | $310,000 | 13.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 12 | 6.938% | $285,000 | 14.3% |
| EFINITY FINANCIAL INC. | 12 | 6.500% | $300,000 | 0.0% |
| INSPIRE HOME LOANS INC. | 12 | 6.000% | $255,000 | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 11 | 6.625% | $405,000 | 21.4% |
| NFM, INC. | 11 | 6.250% | $365,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 11 | 6.750% | $285,000 | 8.3% |
| City Bank | 11 | 6.375% | $375,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 10 | 6.375% | $370,000 | 37.5% |
| American National Bank & Trust | 10 | 6.625% | $330,000 | 7.1% |
| The American National Bank of Texas | 10 | 6.500% | $385,000 | 9.1% |
| Sierra Pacific Mortgage Company, Inc. | 10 | 5.990% | $400,000 | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 10 | 6.563% | $455,000 | 0.0% |
| Synergy One Lending, Inc. | 10 | 6.563% | $410,000 | 0.0% |
| Grandview Bank | 10 | Not published | $150,000 | 0.0% |
| AMWEST FUNDING CORP. | 10 | 6.625% | $335,000 | 9.1% |
| Susser Bank | 10 | 6.625% | $245,000 | 0.0% |
| UNITED BUILT HOMES, L.L.C. | 9 | Under 10 loans | Under 10 loans | 17.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| RIGHT START MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| US MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens National Bank of Texas | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 8.7% |
| GUARANTEED RATE AFFINITY, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| CANOPY MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 27.3% |
| First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AAFMAA Mortgage Services LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Cornerstone First Mortgage, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PULTE MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLAND HOMELOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Southside Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| AML FUNDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| JMAC LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Orchard Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Assurance Financial Group, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Sunflower Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NETWORK FUNDING, L.P. | 5 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Prosperity Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Click n' Close, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Community National Bank & Trust of Texas | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 549300MG89EBZCEXXT24 | 4 | Under 10 loans | Under 10 loans | 37.5% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 12.5% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BOKF, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The First National Bank of Granbury | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 77.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| First Option Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| EECU | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ciera Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Regional Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLATINUM EAGLE MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 42.9% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank of Commerce | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 2 | Under 10 loans | Under 10 loans | 60.0% |
| DIRECTIONS EQUITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WORTHINGTON NATIONAL BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900YZ174H294JW398 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vantage Bank Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 60.9% |
| FirstBank | 1 | Under 10 loans | Under 10 loans | 20.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TEXAS MORTGAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 148 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.