Cash-out refinancing lenders in Capitol Planning Region
2,761 cash-out refinancing mortgages were made in Capitol Planning Region, Connecticut, in 2025, by 267 lenders. The median rate their borrowers got was 6.990% on a median loan of $215,000. Of 4,046 decisions, 1,126 were denials — 27.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 674 | 8.125% | $125,000 | 16.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 167 | 6.500% | $255,000 | 27.4% |
| NEWREZ LLC | 108 | 7.875% | $140,000 | 46.9% |
| AmeriSave Mortgage Corporation | 106 | 8.375% | $105,000 | 55.7% |
| Loandepot.Com, LLC | 103 | 6.625% | $175,000 | 25.7% |
| FREEDOM MORTGAGE CORPORATION | 77 | 6.625% | $275,000 | 26.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 63 | 6.625% | $215,000 | 57.7% |
| PENNYMAC LOAN SERVICES, LLC | 63 | 6.499% | $225,000 | 24.7% |
| NATIONSTAR MORTGAGE LLC | 51 | 6.750% | $245,000 | 15.0% |
| NUTMEG STATE FINANCIAL | 49 | Not published | $105,000 | 39.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 43 | 6.250% | $265,000 | 34.8% |
| TOTAL MORTGAGE SERVICES, LLC | 37 | 7.125% | $245,000 | 9.5% |
| MEMBERS MORTGAGE COMPANY, INC. | 34 | 5.938% | $295,000 | 13.6% |
| FIRST WORLD MORTGAGE CORPORATION | 32 | 6.558% | $260,000 | 5.9% |
| MOVEMENT MORTGAGE, LLC | 31 | 6.625% | $315,000 | 0.0% |
| 360 Federal Credit Union | 29 | Not published | $75,000 | 12.1% |
| GoodLeap, LLC | 28 | 7.350% | $50,000 | 16.7% |
| BPL MORTGAGE TRUST, LLC | 28 | 8.000% | $65,000 | 3.5% |
| Broker Solutions, Inc. | 25 | 6.990% | $225,000 | 46.8% |
| Wells Fargo Bank, National Association | 22 | 6.375% | $225,000 | 29.0% |
| Loan Funder LLC | 22 | 7.200% | $295,000 | 4.4% |
| KeyBank National Association | 21 | 6.500% | $225,000 | 34.4% |
| JPMorgan Chase Bank, National Association | 19 | 7.125% | $215,000 | 34.5% |
| CONNECTICUT STATE EMPLOYEES | 19 | 5.800% | $125,000 | 13.6% |
| Navy Federal Credit Union | 18 | 7.500% | $245,000 | 28.0% |
| GUARANTEED RATE, INC. | 17 | 6.625% | $255,000 | 32.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 17 | 8.490% | $155,000 | 15.0% |
| Franklin Trust Federal Credit Union | 17 | Not published | $85,000 | 22.7% |
| Logan Finance Corporation | 16 | 7.062% | $300,000 | 27.3% |
| NEXERA HOLDING LLC | 16 | 7.375% | $265,000 | 15.8% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 6.500% | $285,000 | 56.8% |
| AMERICAN EAGLE FINANCIAL Credit Union | 15 | 5.375% | $305,000 | 31.8% |
| PHH Mortgage Corporation | 15 | 7.000% | $245,000 | 6.3% |
| PLAZA HOME MORTGAGE, INC. | 15 | 6.990% | $225,000 | 28.6% |
| Windosr Federal Savings & Loan Association | 15 | Not published | $125,000 | 10.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 15 | 9.865% | $255,000 | 0.0% |
| OCMBC, INC. | 15 | 7.375% | $285,000 | 5.6% |
| SIKORSKY FINANCIAL CREDIT UNION | 15 | 7.240% | $205,000 | 20.0% |
| Northwest Community Bank | 15 | 6.625% | $255,000 | 6.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 14 | 6.808% | $240,000 | 0.0% |
| U.S. Bank National Association | 14 | 7.450% | $130,000 | 12.5% |
| Mortgage Research Center, LLC | 13 | 6.125% | $415,000 | 69.8% |
| TOP FLITE FINANCIAL, INC. | 13 | 6.875% | $245,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 13 | 7.750% | $275,000 | 31.6% |
| RELIANCE FIRST CAPITAL, LLC | 13 | 6.375% | $285,000 | 13.3% |
| Ion Bank | 13 | Not published | $205,000 | 7.1% |
| CMG MORTGAGE, INC. | 12 | 6.813% | $310,000 | 22.2% |
| Fairway Independent Mortgage Corporation | 11 | 6.875% | $285,000 | 38.9% |
| QUORUM FEDERAL CREDIT UNION | 11 | 8.875% | $105,000 | 28.6% |
| HOMEXPRESS MORTGAGE CORP. | 11 | 7.875% | $325,000 | 45.5% |
| AMERICAN HERITAGE LENDING, LLC | 11 | 7.250% | $215,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 11 | 6.750% | $265,000 | 15.4% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.375% | $305,000 | 21.4% |
| Liberty Bank | 11 | 6.000% | $285,000 | 0.0% |
| The Federal Savings Bank | 10 | 6.375% | $360,000 | 23.1% |
| SPRING EQ, LLC | 10 | 11.913% | $165,000 | 45.5% |
| Equity Prime Mortgage LLC | 10 | 6.938% | $295,000 | 28.6% |
| CONNEX CREDIT UNION | 10 | Not published | $95,000 | 31.3% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 59.3% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| V.I.P. MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| DIME BANK | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Webster Bank, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 50.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 56.3% |
| Manufacturers and Traders Trust Company | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Bank of America, National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| KIND LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Newtown Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 53.8% |
| Emporium TPO LLC | 6 | Under 10 loans | Under 10 loans | 8.3% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ICE LENDER HOLDINGS LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Charter Oak Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 44.4% |
| NORTHPOINT MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PGIM REAL ESTATE AGENCY FINANCING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 60.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 33.3% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 254900C1CRYSCHG38F20 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DUTCH POINT | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ARBOR REALTY TRUST, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARRHA Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MARKETS CUSO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Amalgamated Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Chelsea Groton Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Crosspoint Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 68.4% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 28.6% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLISH NATIONAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EMBRACE HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Seasons Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Torrington Savings Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AFFINITY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 50.0% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hanscom Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PeoplesBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLISH & SLAVIC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STAFFORD SAVINGS BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HARBORONE MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINEX CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 25.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hartford Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Monson Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Paramount Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREATER SPRINGFIELD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BOKF, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Watermark Capital, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOLYOKE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Griffin Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Country Bank for Savings | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HUDSON VALLEY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBT Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 67 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.