Home purchase lenders in St. Lucie County
6,347 home purchase mortgages were made in St. Lucie County, Florida, in 2025, by 438 lenders. The median rate their borrowers got was 6.375% on a median loan of $345,000. Of 7,882 decisions, 1,363 were denials — 17.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 945 | 6.500% | $345,000 | 13.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 392 | 6.625% | $325,000 | 3.4% |
| LENNAR MORTGAGE, LLC | 365 | 4.875% | $335,000 | 21.0% |
| Rocket Mortgage, LLC | 239 | 6.375% | $345,000 | 15.3% |
| Loandepot.Com, LLC | 198 | 5.313% | $345,000 | 42.6% |
| DHI MORTGAGE COMPANY, LTD. | 164 | 4.750% | $380,000 | 34.7% |
| Taylor Morrison Home Funding, Inc. | 125 | 5.875% | $405,000 | 23.3% |
| MATTAMY HOME FUNDING, LLC | 123 | 5.624% | $425,000 | 24.5% |
| COASTAL LOANS, LLC | 123 | 4.990% | $425,000 | 6.1% |
| PENNYMAC LOAN SERVICES, LLC | 122 | 6.499% | $365,000 | 15.8% |
| GUILD MORTGAGE COMPANY | 104 | 6.500% | $325,000 | 1.8% |
| GUARANTEED RATE, INC. | 100 | 6.625% | $315,000 | 5.6% |
| Paramount Residential Mortgage Group, Inc. | 97 | 6.500% | $335,000 | 7.6% |
| Mortgage Research Center, LLC | 87 | 6.375% | $385,000 | 14.6% |
| RMC HOME MORTGAGE, LLC | 82 | 6.490% | $445,000 | 9.9% |
| FBC MORTGAGE, LLC | 80 | 4.990% | $340,000 | 14.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 73 | 5.500% | $345,000 | 29.8% |
| NQM FUNDING, LLC | 72 | 6.125% | $425,000 | 9.8% |
| A&D Mortgage LLC | 71 | 6.750% | $305,000 | 7.8% |
| JPMorgan Chase Bank, National Association | 70 | 6.625% | $260,000 | 13.3% |
| NEWREZ LLC | 65 | 6.500% | $375,000 | 11.8% |
| EVERETT FINANCIAL, INC. | 58 | 6.625% | $345,000 | 12.1% |
| SouthState Bank, National Association | 56 | 6.600% | $280,000 | 11.1% |
| Fairway Independent Mortgage Corporation | 52 | 6.750% | $345,000 | 6.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 51 | 6.500% | $335,000 | 3.6% |
| PULTE MORTGAGE LLC | 50 | 6.625% | $385,000 | 13.6% |
| NVR Mortgage Finance, Inc. | 49 | 5.990% | $335,000 | 15.5% |
| THE LOAN STORE, INC. | 49 | 6.490% | $385,000 | 8.6% |
| Kiavi Funding, Inc. | 47 | 10.200% | $245,000 | 11.1% |
| KIND LENDING, LLC | 45 | 6.750% | $375,000 | 35.7% |
| FREEDOM MORTGAGE CORPORATION | 45 | 6.125% | $395,000 | 26.2% |
| Plains Commerce Bank | 42 | 6.188% | $335,000 | 12.5% |
| UNION HOME MORTGAGE CORP. | 42 | 6.500% | $315,000 | 0.0% |
| Bank of America, National Association | 38 | 6.250% | $315,000 | 36.1% |
| Broker Solutions, Inc. | 38 | 6.625% | $315,000 | 15.6% |
| Seacoast National Bank | 36 | 6.688% | $305,000 | 15.2% |
| MOVEMENT MORTGAGE, LLC | 36 | 6.563% | $305,000 | 4.6% |
| Navy Federal Credit Union | 35 | 6.000% | $345,000 | 25.0% |
| JMAC LENDING, INC. | 35 | 6.375% | $335,000 | 2.8% |
| Capital Partner Mortgage Services | 35 | 6.125% | $345,000 | 2.8% |
| GUARANTEED RATE AFFINITY, LLC | 34 | 6.600% | $255,000 | 10.5% |
| MIDFLORIDA | 33 | 6.125% | $305,000 | 43.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 33 | 6.750% | $345,000 | 20.9% |
| CMG MORTGAGE, INC. | 33 | 6.750% | $335,000 | 2.6% |
| Citizens Bank, National Association | 33 | 6.490% | $255,000 | 15.4% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 31 | 6.375% | $345,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 30 | 6.563% | $270,000 | 6.3% |
| THE MORTGAGE FIRM, INC. | 30 | 6.563% | $325,000 | 8.8% |
| PNC Bank, National Association | 29 | 6.500% | $285,000 | 19.4% |
| ZILLOW HOME LOANS, LLC | 29 | 6.625% | $265,000 | 6.5% |
| T2 FINANCIAL LLC | 29 | 6.750% | $325,000 | 0.0% |
| Wells Fargo Bank, National Association | 28 | 6.125% | $255,000 | 28.2% |
| CHAMPIONS FUNDING, LLC | 28 | 8.000% | $325,000 | 15.2% |
| Commerce Home Mortgage, Inc. | 28 | 8.438% | $305,000 | 12.5% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 26 | 7.374% | $325,000 | 18.2% |
| Truist Bank | 25 | 6.240% | $355,000 | 13.8% |
| Click n' Close, Inc. | 24 | 7.125% | $315,000 | 11.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 24 | 6.563% | $285,000 | 11.1% |
| GENEVA FINANCIAL, LLC | 24 | 6.688% | $290,000 | 4.0% |
| Hometown Equity Mortgage, LLC | 23 | 7.500% | $285,000 | 42.5% |
| BUILDERS CHOICE MORTGAGE LLC | 23 | 6.625% | $375,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 22 | 7.188% | $315,000 | 45.0% |
| USAA Federal Savings Bank | 21 | 6.375% | $345,000 | 12.5% |
| OCMBC, INC. | 21 | 7.250% | $295,000 | 8.0% |
| 21st Mortgage Corporation | 20 | 10.695% | $65,000 | 72.6% |
| SPACE COAST CREDIT UNION | 20 | 5.813% | $395,000 | 18.5% |
| Equity Prime Mortgage LLC | 20 | 6.688% | $385,000 | 13.0% |
| BAY EQUITY LLC | 20 | 5.990% | $390,000 | 16.7% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 19 | 6.490% | $375,000 | 0.0% |
| EMM LOANS LLC | 19 | 6.500% | $305,000 | 24.0% |
| HOMEXPRESS MORTGAGE CORP. | 19 | 7.375% | $285,000 | 24.0% |
| U.S. Bank National Association | 19 | 6.500% | $365,000 | 13.6% |
| TOWNE MORTGAGE COMPANY | 19 | 6.250% | $255,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 16 | 6.990% | $320,000 | 30.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 16 | 6.188% | $270,000 | 21.7% |
| SWBC MORTGAGE CORPORATION | 16 | 6.500% | $360,000 | 15.0% |
| Sierra Pacific Mortgage Company, Inc. | 16 | 6.750% | $305,000 | 11.1% |
| Flagstar Bank, N.A. | 16 | 6.297% | $290,000 | 27.3% |
| TD Bank, National Association | 15 | 7.000% | $345,000 | 28.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 15 | 6.500% | $365,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 14 | 9.595% | $75,000 | 41.1% |
| INSPIRE HOME LOANS INC. | 14 | 4.875% | $315,000 | 11.8% |
| Citadel Servicing Corporation | 14 | 8.063% | $295,000 | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 14 | 6.875% | $300,000 | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 13 | 6.250% | $325,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.438% | $305,000 | 23.5% |
| PLANET HOME LENDING, LLC | 12 | 6.688% | $275,000 | 40.0% |
| NFM, INC. | 12 | 6.563% | $310,000 | 0.0% |
| AMWEST FUNDING CORP. | 12 | 7.188% | $285,000 | 7.7% |
| Filo Mortgage, L.L.C. | 11 | 6.250% | $335,000 | 13.3% |
| Luminate Bank | 11 | 7.750% | $405,000 | 20.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 5.990% | $305,000 | 0.0% |
| LOWER, LLC | 10 | 6.625% | $340,000 | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 6.125% | $325,000 | 23.5% |
| DEEPHAVEN MORTGAGE LLC | 10 | 7.120% | $350,000 | 28.6% |
| STG MORTGAGE INC | 10 | 6.375% | $360,000 | 16.7% |
| GENWAY HOME MORTGAGE, INC. | 10 | 7.375% | $300,000 | 15.4% |
| TOLL BROTHERS MORTGAGE COMPANY | 10 | 6.875% | $430,000 | 7.7% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Logan Finance Corporation | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 47.4% |
| MORTGAGEONE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Prosperity Home Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Marine Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Regions Bank | 7 | Under 10 loans | Under 10 loans | 25.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 7 | Under 10 loans | Under 10 loans | 10.0% |
| VAN DYK MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| POINT MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Third Federal Savings and Loan Association of Cleveland | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TOTAL MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| EMBRACE HOME LOANS, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| VISTA POINT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ITHINK FINANCIAL Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RIGHT START MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PREMIER LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| City Lending Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Publix Employees Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| BAYSHORE MORTGAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FAIRWAY FUNDING GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHTECHLENDING INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 62.5% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Home Mortgage Alliance Corporation (HMAC) | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| J. VIRGIL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Suncoast Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TrustCo Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHPOINT MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BELEM SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| METROPLEX MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 25.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ALKAN MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 238 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for St. Lucie County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.