Mortgage Lender Index

Home purchase lenders in Pickens County

583 home purchase mortgages were made in Pickens County, Georgia, in 2025, by 167 lenders. The median rate their borrowers got was 6.500% on a median loan of $315,000. Of 712 decisions, 105 were denials — 14.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
DHI MORTGAGE COMPANY, LTD. 46 4.990% $305,000 19.3%
UNITED SHORE FINANCIAL SERVICES, LLC 44 6.532% $325,000 6.3%
United Community Bank 25 6.875% $315,000 21.9%
Rocket Mortgage, LLC 24 6.688% $315,000 4.0%
EVERETT FINANCIAL, INC. 18 6.500% $295,000 14.3%
Renasant Bank 18 6.500% $360,000 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 16 6.933% $325,000 35.7%
PENNYMAC LOAN SERVICES, LLC 16 6.562% $405,000 5.9%
KIND LENDING, LLC 14 6.500% $275,000 6.7%
Community Bank of Pickens County 14 Not published $310,000 0.0%
CANOPY MORTGAGE, LLC 13 6.625% $305,000 0.0%
Ameris Bank 13 6.750% $375,000 0.0%
TOWNE MORTGAGE COMPANY 13 6.250% $225,000 0.0%
TRIAD FINANCIAL SERVICES, INC. 11 8.480% $125,000 42.4%
Regions Bank 11 6.500% $205,000 29.4%
Fairway Independent Mortgage Corporation 11 6.625% $325,000 0.0%
Cornerstone First Mortgage, Inc 10 6.625% $305,000 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 9 Under 10 loans Under 10 loans 10.0%
SUCCESS MORTGAGE PARTNERS, INC. 9 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 9 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 9 Under 10 loans Under 10 loans 10.0%
Mortgage Research Center, LLC 7 Under 10 loans Under 10 loans 12.5%
ZILLOW HOME LOANS, LLC 7 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 7 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 7 Under 10 loans Under 10 loans 12.5%
MORTGAGE ASSURANCE, INC. 6 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 6 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 5 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 5 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 4 Under 10 loans Under 10 loans 20.0%
Navy Federal Credit Union 4 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 4 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 4 Under 10 loans Under 10 loans 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 4 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 4 Under 10 loans Under 10 loans 20.0%
Mortgage Right 4 Under 10 loans Under 10 loans 0.0%
GEORGIA'S OWN 4 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 4 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 4 Under 10 loans Under 10 loans 20.0%
MOVEMENT MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 4 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 3 Under 10 loans Under 10 loans 76.9%
Wells Fargo Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
Capital City Home Loans, LLC 3 Under 10 loans Under 10 loans 0.0%
Luminate Bank 3 Under 10 loans Under 10 loans 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC 3 Under 10 loans Under 10 loans 0.0%
Onward Home Mortgage, LLC 3 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
Truist Bank 2 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 2 Under 10 loans Under 10 loans 60.0%
GENWAY HOME MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
ACOPIA, LLC 2 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 33.3%
Citadel Servicing Corporation 2 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 2 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 2 Under 10 loans Under 10 loans 0.0%
STATE EMPLOYEES' 2 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
Synovus Bank 2 Under 10 loans Under 10 loans 33.3%
Associated Credit Union 2 Under 10 loans Under 10 loans 0.0%
SHELTER HOME MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
Liberty 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 2 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
NFM, INC. 2 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
AgGeorgia Farm Credit, ACA 1 Under 10 loans Under 10 loans 66.7%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 50.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
US MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
First Option Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Bank OZK 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PINNACLE BANK 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
The Citizens Bank of Georgia 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
ITHINK FINANCIAL Credit Union 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
ARC HOME LLC 1 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 1 Under 10 loans Under 10 loans 0.0%
LGE COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
INSIGHT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
ADVANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
COMMUNITY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
VICTORY MORTGAGE, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
BAYSHORE MORTGAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO 1 Under 10 loans Under 10 loans 0.0%
Southern First Bank 1 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
First Reliance Bank 1 Under 10 loans Under 10 loans 0.0%
Bison State Bank 1 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 1 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
DELTA COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 90.0%
General Mortgage Capital Corporation 0 Under 10 loans Under 10 loans Not published
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF GEORGIA 0 Under 10 loans Under 10 loans 100.0%
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
First National Bank of America 0 Under 10 loans Under 10 loans 100.0%
ROUNDPOINT MORTGAGE SERVICING LLC 0 Under 10 loans Under 10 loans 100.0%
FAIRWINDS CREDIT UNION 0 Under 10 loans Under 10 loans Not published
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
ROYAL PACIFIC FUNDING CORP. 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
JMAC LENDING, INC. 0 Under 10 loans Under 10 loans Not published
PEACH STATE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
SmartBank 0 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 0 Under 10 loans Under 10 loans 100.0%
North American Savings Bank, F.S.B. 0 Under 10 loans Under 10 loans Not published
Farmers Bank & Trust 0 Under 10 loans Under 10 loans Not published
NexBank 0 Under 10 loans Under 10 loans 100.0%
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
Brighton Bank 0 Under 10 loans Under 10 loans 0.0%
NATIONS DIRECT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
SECURITYNATIONAL MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
First Federal Bank of Kansas City 0 Under 10 loans Under 10 loans 100.0%
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
Radiant Credit Union 0 Under 10 loans Under 10 loans Not published
TruHome Solutions, LLC 0 Under 10 loans Under 10 loans Not published
VYSTAR CREDIT UNION 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
First-Citizens Bank & Trust Company 0 Under 10 loans Under 10 loans Not published
First National Bank of Pennsylvania 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.