Home purchase lenders in Cass County
1,785 home purchase mortgages were made in Cass County, Missouri, in 2025, by 235 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 2,021 decisions, 188 were denials — 9.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Fairway Independent Mortgage Corporation | 128 | 6.625% | $265,000 | 4.5% |
| COMMUNITYAMERICA CREDIT UNION | 118 | 6.625% | $300,000 | 4.8% |
| FLAT BRANCH MORTGAGE, INC. | 105 | 6.500% | $265,000 | 0.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 80 | 6.331% | $290,000 | 8.1% |
| Prosperity Home Mortgage, LLC | 53 | 6.625% | $245,000 | 3.6% |
| LEADERONE FINANCIAL CORPORATION | 51 | 6.500% | $225,000 | 12.1% |
| Mortgage Research Center, LLC | 50 | 6.500% | $305,000 | 7.3% |
| SUMMIT FUNDING, INC. | 50 | 6.625% | $295,000 | 2.0% |
| DHI MORTGAGE COMPANY, LTD. | 45 | 5.750% | $335,000 | 12.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 45 | 6.750% | $285,000 | 0.0% |
| Arvest Bank | 42 | 6.625% | $310,000 | 0.0% |
| M SQUARED FINANCIAL LLC | 40 | 6.563% | $305,000 | 7.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 37 | 6.125% | $365,000 | 7.5% |
| COMMUNITY MORTGAGE, LLC | 34 | 6.500% | $265,000 | 0.0% |
| First State Bank of St. Charles, Missouri | 34 | 6.625% | $270,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 33 | 6.490% | $255,000 | 0.0% |
| Rocket Mortgage, LLC | 31 | 6.625% | $285,000 | 16.2% |
| Luminate Bank | 22 | 6.563% | $205,000 | 8.3% |
| NBKC BANK | 21 | 6.375% | $355,000 | 8.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 21 | 6.575% | $325,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 21 | 6.490% | $285,000 | 0.0% |
| Bell Bank | 20 | 6.433% | $375,000 | 9.1% |
| Sherwood Community Bank | 20 | Not published | $200,000 | 8.7% |
| The Central Trust Bank | 19 | 6.625% | $265,000 | 5.0% |
| Waterstone Mortgage Corporation | 19 | 6.625% | $315,000 | 0.0% |
| First Bank | 18 | 6.688% | $295,000 | 0.0% |
| American Mortgage Bank, LLC | 18 | 6.688% | $320,000 | 0.0% |
| Gateway First Bank | 17 | 6.875% | $255,000 | 0.0% |
| THE LOAN STORE, INC. | 17 | 6.625% | $275,000 | 5.3% |
| First National Bank of Omaha | 14 | 6.625% | $395,000 | 0.0% |
| U.S. Bank National Association | 14 | 6.625% | $315,000 | 17.7% |
| First Federal Bank of Kansas City | 14 | 6.813% | $540,000 | 0.0% |
| Zippy Loans, LLC | 13 | 8.000% | $35,000 | 63.2% |
| Commerce Bank | 13 | 6.375% | $295,000 | 35.0% |
| Hawthorn Bank | 12 | 6.875% | $225,000 | 36.8% |
| Navy Federal Credit Union | 12 | 6.000% | $305,000 | 7.7% |
| GENEVA FINANCIAL, LLC | 11 | 6.625% | $215,000 | 8.3% |
| USAA Federal Savings Bank | 10 | 6.438% | $315,000 | 16.7% |
| UNION HOME MORTGAGE CORP. | 10 | 6.875% | $350,000 | 16.7% |
| Kiavi Funding, Inc. | 10 | 10.200% | $170,000 | 0.0% |
| Capitol Federal Savings Bank | 10 | 6.313% | $275,000 | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 10 | 6.500% | $255,000 | 0.0% |
| Adrian Bank | 10 | Not published | $225,000 | 0.0% |
| Click n' Close, Inc. | 10 | 6.625% | $280,000 | 0.0% |
| Armed Forces Bank, National Association | 10 | 6.438% | $395,000 | 0.0% |
| Mazuma Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| NEWREZ LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Fidelity Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JPMorgan Chase Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST OPTION BANK | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Bank of Odessa | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Academy Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MEGASTAR FINANCIAL CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Landmark National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 85.2% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Truity Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FCS Financial, FLCA | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Oakstar Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Community First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-America Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GOPPERT FINANCIAL BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Verimore Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 40.7% |
| MORTGAGE INVESTMENT SERVICES CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Great Southern Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Grandbridge Real Estate Capital LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THOMPSON KANE & COMPANY, INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| F & C Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CMG MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| River Region Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KS StateBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| R G Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Great American Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Farm Credit Mid-America | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loandepot.Com, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CORNERSTONE CAPITAL BANK, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED CONSUMERS CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Members Mortgage Services, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community National Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DAS Acquisition Company, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Exchange Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Archwest Funding | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Union State Bank of Everest | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TTCU Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Prairie Village | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Preferred Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ESB Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Midwest Bank of Dexter | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security Bank of Kansas City | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FineMark National Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ozark Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ASSEMBLIES OF GOD Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 5493008S3V47SHFD8R45 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank of Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Regent Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kirkwood Bank & Trust Co. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UTAH FIRST | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old Missouri Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Southwest Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CENTRAL MISSOURI COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Intrust Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Silver Lake Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BancFirst | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PUBLIC SAFETY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MAINSTREET FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Weston | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 0 | Under 10 loans | Under 10 loans | 100.0% |
| TAMMAC HOLDINGS CORPORATION | 0 | Under 10 loans | Under 10 loans | 75.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Paramount Residential Mortgage Group, Inc. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 50.0% |
| Enterprise Bank & Trust | 0 | Under 10 loans | Under 10 loans | 100.0% |
| 254900CTT87ZKAUTIJ37 | 0 | Under 10 loans | Under 10 loans | Not published |
| Home Mortgage Alliance Corporation (HMAC) | 0 | Under 10 loans | Under 10 loans | 100.0% |
| SOUTHWEST STAGE FUNDING, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| MORTGAGEONE, INC. | 0 | Under 10 loans | Under 10 loans | Not published |
| Farmers State Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| LENDLO MORTGAGE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 35 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.