Home purchase lenders in Delaware County
3,490 home purchase mortgages were made in Delaware County, Ohio, in 2025, by 290 lenders. The median rate their borrowers got was 6.490% on a median loan of $425,000. Of 3,890 decisions, 299 were denials — 7.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| PULTE MORTGAGE LLC | 281 | 5.500% | $455,000 | 12.9% |
| M/I FINANCIAL, LLC | 259 | 6.000% | $445,000 | 0.7% |
| NFM, INC. | 203 | 6.625% | $385,000 | 1.0% |
| NVR Mortgage Finance, Inc. | 175 | 6.125% | $435,000 | 12.1% |
| JPMorgan Chase Bank, National Association | 125 | 6.250% | $425,000 | 6.0% |
| The Huntington National Bank | 116 | 6.625% | $465,000 | 9.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 112 | 6.591% | $405,000 | 8.8% |
| UNION HOME MORTGAGE CORP. | 108 | 6.625% | $425,000 | 2.6% |
| DHI MORTGAGE COMPANY, LTD. | 96 | 4.500% | $435,000 | 12.7% |
| First Financial Bank | 96 | 6.625% | $335,000 | 9.3% |
| Union Savings Bank | 92 | 6.750% | $465,000 | 3.1% |
| Fifth Third Bank, National Association | 85 | 6.250% | $465,000 | 13.3% |
| LOWER, LLC | 83 | 6.750% | $445,000 | 5.7% |
| Rocket Mortgage, LLC | 78 | 6.688% | $365,000 | 11.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 71 | 6.625% | $435,000 | 1.4% |
| GUARANTEED RATE, INC. | 62 | 6.313% | $460,000 | 1.6% |
| Third Federal Savings and Loan Association of Cleveland | 61 | 6.500% | $395,000 | 8.5% |
| WRIGHT-PATT CREDIT UNION, INC. | 56 | 5.750% | $410,000 | 4.8% |
| THE EQUITABLE MORTGAGE CORPORATION | 50 | 6.625% | $405,000 | 2.0% |
| DEVELOPER'S MORTGAGE COMPANY | 42 | 6.750% | $595,000 | 0.0% |
| The State Bank and Trust Company | 35 | 6.500% | $495,000 | 2.7% |
| PNC Bank, National Association | 34 | 6.375% | $370,000 | 5.6% |
| VICTORY MORTGAGE, L.L.C. | 32 | 5.500% | $500,000 | 3.0% |
| T2 FINANCIAL LLC | 31 | 6.750% | $355,000 | 2.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 30 | 6.063% | $280,000 | 0.0% |
| Civista Bank | 29 | 6.500% | $785,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 28 | 6.500% | $455,000 | 0.0% |
| First Merchants Bank | 27 | 6.375% | $605,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 27 | 6.624% | $425,000 | 0.0% |
| WesBanco Bank, Inc. | 24 | 6.375% | $680,000 | 11.1% |
| RUOFF MORTGAGE COMPANY, INC. | 24 | 6.938% | $400,000 | 3.5% |
| First Commonwealth Bank | 24 | 6.625% | $445,000 | 0.0% |
| U.S. Bank National Association | 22 | 6.375% | $465,000 | 18.5% |
| Mortgage Research Center, LLC | 22 | 5.938% | $400,000 | 0.0% |
| EQUITY RESOURCES, INC. | 21 | 6.624% | $415,000 | 12.5% |
| Fairway Independent Mortgage Corporation | 20 | 6.688% | $390,000 | 0.0% |
| German American Bank | 19 | 6.375% | $515,000 | 0.0% |
| Bank of America, National Association | 19 | 6.000% | $565,000 | 9.5% |
| GO MORTGAGE, LLC | 19 | 6.750% | $475,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 18 | 6.625% | $340,000 | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 18 | 6.764% | $315,000 | 0.0% |
| BMI Federal Credit Union | 18 | 5.625% | $420,000 | 0.0% |
| Kiavi Funding, Inc. | 16 | 10.490% | $360,000 | 0.0% |
| General Mortgage Capital Corporation | 16 | 6.875% | $330,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 15 | 6.625% | $355,000 | 34.8% |
| The Union Bank Company | 15 | Not published | $445,000 | 6.3% |
| First Federal Savings and Loan Association of Lakewood | 15 | 6.900% | $415,000 | 0.0% |
| Kemba Financial Credit Union Inc | 13 | 6.000% | $345,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 12 | 6.500% | $420,000 | 14.3% |
| NEWREZ LLC | 12 | 6.563% | $455,000 | 7.7% |
| THE LOAN STORE, INC. | 12 | 6.750% | $365,000 | 0.0% |
| Buckeye State Bank | 12 | 6.933% | $525,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 11 | 6.625% | $205,000 | 15.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 11 | 6.250% | $495,000 | 0.0% |
| Pathways Financial Credit Union, Inc. | 11 | 5.500% | $475,000 | 15.4% |
| PLANET HOME LENDING, LLC | 11 | 6.500% | $325,000 | 0.0% |
| The Park National Bank | 10 | 7.125% | $345,000 | 16.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 10 | 6.495% | $445,000 | 0.0% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 74.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | Under 10 loans | Under 10 loans | 47.1% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Richwood Banking Company | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TELHIO | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Fidelity Federal Savings and Loan Association Of Delaware | 8 | Under 10 loans | Under 10 loans | 11.1% |
| KeyBank National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CME Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Wells Fargo Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Middlefield Banking Company | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SCHUMACHER MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Loandepot.Com, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNION CAPITAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CF Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 63.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 20.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The First Citizens National Bank of Upper Sandusky | 3 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Ohio Valley Bank Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Community Bank of Bucyrus | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LCNB National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENERAL ELECTRIC CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers & Merchants State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First IC Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE VINTON COUNTY NATIONAL BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Guardian Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BRIDGE CREDIT UNION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ohio State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers National Bank of Canfield | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| S&T Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CAPITAL CENTER, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOGETHER CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SUCCESS LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUPERIOR CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REPUBLIC STATE MORTGAGE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 1st National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stock Yards Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| New Carlisle Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Clarke | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 90 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.