Home purchase lenders in Westmoreland County
3,477 home purchase mortgages were made in Westmoreland County, Pennsylvania, in 2025, by 261 lenders. The median rate their borrowers got was 6.500% on a median loan of $205,000. Of 4,036 decisions, 453 were denials — 11.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 279 | 6.500% | $205,000 | 12.2% |
| UNION HOME MORTGAGE CORP. | 216 | 6.625% | $225,000 | 2.2% |
| Dollar Bank, Federal Savings Bank | 152 | 6.500% | $205,000 | 7.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 150 | 6.624% | $190,000 | 10.7% |
| PNC Bank, National Association | 147 | 6.250% | $165,000 | 8.7% |
| HOMESTEAD FUNDING CORP. | 131 | 6.375% | $185,000 | 0.8% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 123 | 6.500% | $205,000 | 1.6% |
| PLAZA HOME MORTGAGE, INC. | 119 | 6.375% | $185,000 | 13.7% |
| SOMERSET TRUST COMPANY | 114 | 6.375% | $210,000 | 4.1% |
| MOVEMENT MORTGAGE, LLC | 109 | 6.625% | $185,000 | 1.6% |
| S&T Bank | 94 | 6.500% | $190,000 | 16.1% |
| Mortgage Research Center, LLC | 93 | 6.625% | $225,000 | 9.4% |
| First Commonwealth Bank | 93 | 6.500% | $185,000 | 7.6% |
| First National Bank of Pennsylvania | 81 | 6.500% | $195,000 | 17.3% |
| GUARANTEED RATE AFFINITY, LLC | 71 | 6.575% | $215,000 | 4.0% |
| NVR Mortgage Finance, Inc. | 71 | 6.375% | $375,000 | 6.6% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 70 | 6.500% | $185,000 | 4.1% |
| RELIANCE FIRST CAPITAL, LLC | 54 | 6.500% | $190,000 | 5.3% |
| VICTORIAN FINANCE, LLC | 53 | 6.375% | $205,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 53 | 6.688% | $205,000 | 3.6% |
| InFirst Bank | 48 | 7.250% | $145,000 | 11.1% |
| EQUITY RESOURCES, INC. | 46 | 6.625% | $165,000 | 2.1% |
| Citizens Bank, National Association | 40 | 6.638% | $235,000 | 25.9% |
| Fairway Independent Mortgage Corporation | 35 | 6.750% | $215,000 | 0.0% |
| Union Savings Bank | 33 | 6.750% | $205,000 | 8.1% |
| WesBanco Bank, Inc. | 32 | 6.375% | $280,000 | 13.2% |
| RMC HOME MORTGAGE, LLC | 29 | 6.875% | $365,000 | 3.3% |
| Navy Federal Credit Union | 27 | 6.125% | $245,000 | 15.6% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 27 | 6.500% | $245,000 | 10.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 27 | 6.625% | $195,000 | 6.9% |
| Westmoreland Federal Savings | 24 | Not published | $200,000 | 0.0% |
| FEDERATED MORTGAGE CORP. | 24 | 6.625% | $190,000 | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 23 | 6.490% | $215,000 | 0.0% |
| SSB Bank | 22 | Not published | $440,000 | 0.0% |
| CFSBANK | 20 | Not published | $215,000 | 9.1% |
| TRIAD FINANCIAL SERVICES, INC. | 19 | 9.410% | $45,000 | 41.7% |
| PENNYMAC LOAN SERVICES, LLC | 19 | 6.624% | $275,000 | 9.5% |
| The Huntington National Bank | 17 | 6.750% | $165,000 | 10.5% |
| 21st Mortgage Corporation | 16 | 10.295% | $60,000 | 74.2% |
| Wells Fargo Bank, National Association | 16 | 6.625% | $210,000 | 11.1% |
| STOCKTON MORTGAGE CORPORATION | 16 | 6.625% | $190,000 | 5.9% |
| KeyBank National Association | 14 | 6.313% | $165,000 | 12.5% |
| Broker Solutions, Inc. | 14 | 6.870% | $155,000 | 0.0% |
| 1st Summit Bank | 14 | 6.490% | $245,000 | 6.7% |
| Loandepot.Com, LLC | 13 | 6.625% | $205,000 | 7.1% |
| Kiavi Funding, Inc. | 13 | 10.750% | $135,000 | 6.7% |
| Paramount Residential Mortgage Group, Inc. | 13 | 6.500% | $205,000 | 0.0% |
| RESICENTRAL, LLC | 13 | 6.375% | $295,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.500% | $260,000 | 0.0% |
| Commercial Bank and Trust of PA | 12 | Not published | $140,000 | 5.6% |
| USAA Federal Savings Bank | 12 | 6.500% | $210,000 | 20.0% |
| Bank of America, National Association | 12 | 6.125% | $160,000 | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.375% | $245,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 12 | 6.875% | $120,000 | 0.0% |
| PHEPLE Federal Credit Union | 12 | 6.813% | $135,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 11 | 6.490% | $335,000 | 26.7% |
| TOTAL MORTGAGE SERVICES, LLC | 11 | 6.990% | $215,000 | 15.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 6.625% | $175,000 | 0.0% |
| First Federal Savings and Loan Association of Greene Co | 11 | 6.000% | $265,000 | 0.0% |
| EMM LOANS LLC | 11 | 6.125% | $195,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 10 | 6.188% | $335,000 | 7.7% |
| NEXTIER BANK, NATIONAL ASSOCIATION | 10 | 6.563% | $215,000 | 23.1% |
| Clearview Federal Credit Union | 10 | 6.188% | $190,000 | 28.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Valley 1st Community FCU | 8 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Elderton State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Mon Valley Community Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers National Bank of Canfield | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | Under 10 loans | Under 10 loans | 76.7% |
| APOLLO TRUST COMPANY | 6 | Under 10 loans | Under 10 loans | 14.3% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NEWREZ LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Gateway First Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Horizon Farm Credit, ACA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JLB CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Washington Financial Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CMG MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Mid Penn Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USX Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Univest Bank and Trust Co. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Brentwood Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Stride Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MICHIGAN MUTUAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CONSTRUCTIVE LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TD Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDING CAPITAL GROUP Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Slovenian Savings & Loan Association of Franklin-Conemaugh | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage America, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriServ Financial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mifflinburg Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MILLENNIUM FINANCIAL GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER AMERICA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Clear Mountain Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 61 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.