Home purchase lenders in Collin County
19,910 home purchase mortgages were made in Collin County, Texas, in 2025, by 636 lenders. The median rate their borrowers got was 6.125% on a median loan of $375,000. Of 22,907 decisions, 2,341 were denials — 10.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 1,522 | 3.990% | $285,000 | 15.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,357 | 6.500% | $425,000 | 8.6% |
| LENNAR MORTGAGE, LLC | 1,203 | 4.625% | $265,000 | 19.0% |
| Loandepot.Com, LLC | 902 | 4.990% | $305,000 | 9.0% |
| Rocket Mortgage, LLC | 615 | 6.500% | $415,000 | 11.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 534 | 6.625% | $555,000 | 0.9% |
| JPMorgan Chase Bank, National Association | 470 | 6.250% | $555,000 | 10.9% |
| VELOCIO MORTGAGE L.L.C. | 449 | 4.990% | $345,000 | 2.8% |
| SFMC, LP | 420 | 5.990% | $375,000 | 4.3% |
| PULTE MORTGAGE LLC | 379 | 5.375% | $445,000 | 8.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 360 | 6.624% | $395,000 | 2.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 344 | 6.175% | $495,000 | 4.2% |
| UNION HOME MORTGAGE CORP. | 325 | 5.490% | $345,000 | 2.1% |
| CMG MORTGAGE, INC. | 320 | 6.625% | $415,000 | 4.3% |
| REPUBLIC STATE MORTGAGE CO. | 298 | 5.375% | $325,000 | 2.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 265 | 6.624% | $405,000 | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | 252 | 6.375% | $455,000 | 10.0% |
| U.S. Bank National Association | 248 | 6.375% | $525,000 | 6.6% |
| M/I FINANCIAL, LLC | 237 | 5.875% | $475,000 | 3.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 235 | 6.375% | $455,000 | 7.4% |
| Taylor Morrison Home Funding, Inc. | 225 | 5.500% | $485,000 | 13.5% |
| Fairway Independent Mortgage Corporation | 217 | 6.625% | $415,000 | 1.8% |
| LOWER, LLC | 216 | 6.375% | $415,000 | 3.1% |
| THE LOAN STORE, INC. | 203 | 6.625% | $315,000 | 6.7% |
| Paramount Residential Mortgage Group, Inc. | 197 | 6.500% | $405,000 | 3.0% |
| JET HOMELOANS, LP | 182 | 5.990% | $505,000 | 1.6% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 180 | 6.750% | $405,000 | 11.3% |
| NEWREZ LLC | 177 | 6.125% | $405,000 | 6.4% |
| GUILD MORTGAGE COMPANY | 164 | 6.250% | $365,000 | 4.9% |
| Bank of America, National Association | 158 | 5.990% | $365,000 | 21.5% |
| FREEDOM MORTGAGE CORPORATION | 152 | 6.250% | $435,000 | 7.2% |
| GUARANTEED RATE, INC. | 144 | 6.495% | $475,000 | 1.4% |
| KIND LENDING, LLC | 143 | 6.375% | $415,000 | 21.9% |
| EVERETT FINANCIAL, INC. | 126 | 6.750% | $345,000 | 4.5% |
| First United Bank and Trust Company | 126 | 6.625% | $465,000 | 3.0% |
| ZILLOW HOME LOANS, LLC | 126 | 6.250% | $375,000 | 2.3% |
| Mortgage Research Center, LLC | 120 | 6.125% | $455,000 | 8.3% |
| NexBank | 120 | 6.500% | $370,000 | 7.5% |
| Broker Solutions, Inc. | 114 | 6.500% | $345,000 | 5.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 113 | 6.375% | $555,000 | 0.9% |
| Cadence Bank | 110 | 6.500% | $615,000 | 5.9% |
| GUIDANCE RESIDENTIAL, LLC | 103 | 6.625% | $395,000 | 0.0% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 101 | 5.990% | $385,000 | 0.0% |
| PRIORITY HOME MORTGAGE, L.P. | 96 | 6.063% | $455,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 94 | 6.500% | $445,000 | 21.5% |
| Frost Bank | 91 | 8.000% | $255,000 | 28.9% |
| Navy Federal Credit Union | 90 | 6.063% | $415,000 | 13.5% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 87 | 6.500% | $395,000 | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 85 | 6.375% | $525,000 | 26.1% |
| AMWEST FUNDING CORP. | 84 | 6.875% | $330,000 | 2.3% |
| 254900YZ174H294JW398 | 82 | 5.875% | $515,000 | 4.0% |
| MATTAMY HOME FUNDING, LLC | 74 | 5.625% | $430,000 | 10.8% |
| 2549004YKXDDHUWUOH37 | 73 | 4.990% | $355,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 72 | 6.490% | $695,000 | 17.2% |
| Prosperity Home Mortgage, LLC | 70 | 6.500% | $390,000 | 4.1% |
| GUARANTEED RATE AFFINITY, LLC | 65 | 6.250% | $465,000 | 4.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 62 | 6.563% | $405,000 | 13.3% |
| KBHS HOME LOANS, LLC | 61 | 6.050% | $315,000 | 11.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 61 | 6.625% | $415,000 | 4.7% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 61 | 6.250% | $485,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 60 | 6.500% | $410,000 | 22.1% |
| First Bank | 59 | 6.750% | $425,000 | 2.6% |
| UIF CORPORATION | 58 | 6.750% | $405,000 | 9.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 58 | 6.313% | $425,000 | 1.7% |
| PLANET HOME LENDING, LLC | 58 | 6.125% | $350,000 | 6.5% |
| CERTIFIED FUNDING, L.P. | 57 | 7.500% | $185,000 | 32.1% |
| CORNERSTONE CAPITAL BANK, SSB | 56 | 6.250% | $455,000 | 6.7% |
| TEXAS MORTGAGE LENDING, LLC | 55 | 6.490% | $395,000 | 5.1% |
| Wells Fargo Bank, National Association | 52 | 6.188% | $450,000 | 25.4% |
| Tomo Mortgage, LLC | 51 | 6.125% | $405,000 | 18.8% |
| A&D Mortgage LLC | 51 | 6.625% | $385,000 | 16.1% |
| AML FUNDING LLC | 50 | 6.563% | $335,000 | 2.0% |
| BOKF, National Association | 48 | 6.375% | $665,000 | 11.1% |
| SWBC MORTGAGE CORPORATION | 48 | 6.625% | $455,000 | 0.0% |
| 21st Mortgage Corporation | 45 | 9.930% | $115,000 | 74.9% |
| First Horizon Bank | 45 | 6.625% | $475,000 | 2.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 45 | 6.875% | $415,000 | 6.3% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 43 | 5.750% | $495,000 | 23.2% |
| Kiavi Funding, Inc. | 43 | 9.690% | $395,000 | 4.3% |
| Sunflower Bank, National Association | 43 | 6.625% | $455,000 | 0.0% |
| RIGHT START MORTGAGE, INC. | 42 | 6.500% | $355,000 | 10.6% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 41 | 6.625% | $335,000 | 9.9% |
| CHAMPIONS FUNDING, LLC | 41 | 7.500% | $305,000 | 30.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 40 | 6.250% | $360,000 | 0.0% |
| USAA Federal Savings Bank | 39 | 6.375% | $395,000 | 21.6% |
| NATIONSTAR MORTGAGE LLC | 39 | 6.625% | $475,000 | 4.9% |
| Sierra Pacific Mortgage Company, Inc. | 38 | 6.625% | $490,000 | 2.6% |
| INTERLINC MORTGAGE SERVICES, LLC | 37 | 6.375% | $515,000 | 5.0% |
| General Mortgage Capital Corporation | 36 | 6.625% | $325,000 | 2.6% |
| Truist Bank | 35 | 6.225% | $595,000 | 12.5% |
| V.I.P. MORTGAGE, INC. | 35 | 6.250% | $405,000 | 5.4% |
| MOVEMENT MORTGAGE, LLC | 35 | 6.500% | $335,000 | 2.5% |
| THE MORTGAGE LINK, INC. | 35 | 6.750% | $375,000 | 0.0% |
| Flagstar Bank, N.A. | 34 | 6.362% | $445,000 | 29.2% |
| PNC Bank, National Association | 33 | 6.500% | $365,000 | 25.0% |
| Gateway First Bank | 32 | 6.750% | $365,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 29 | 6.500% | $465,000 | 3.3% |
| OCMBC, INC. | 29 | 6.875% | $315,000 | 12.8% |
| PLATINUM EAGLE MORTGAGE LLC | 29 | 6.875% | $345,000 | 3.2% |
| TexasBank | 29 | 7.500% | $275,000 | 0.0% |
| HIGHLAND HOMELOANS, LLC | 29 | 5.250% | $475,000 | 0.0% |
| OriginPoint, LLC | 28 | 6.433% | $570,000 | 0.0% |
| Plains Commerce Bank | 28 | 6.500% | $410,000 | 9.7% |
| MORTGAGE FINANCIAL SERVICES, LLC | 28 | 6.625% | $460,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 27 | 6.990% | $275,000 | 17.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 27 | 6.250% | $405,000 | 18.2% |
| NEW WAVE LENDING GROUP INC | 27 | 6.875% | $395,000 | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 27 | 6.500% | $295,000 | 0.0% |
| Prosperity Bank | 26 | 6.875% | $325,000 | 29.0% |
| The American National Bank of Texas | 26 | 6.250% | $380,000 | 12.9% |
| Centennial Bank | 26 | 6.688% | $350,000 | 16.1% |
| Morgan Stanley Private Bank, National Association | 26 | 5.650% | $610,000 | 3.3% |
| CLM MORTGAGE, INC. | 26 | 5.563% | $715,000 | 3.5% |
| PENTAGON FEDERAL CREDIT UNION | 25 | 5.875% | $375,000 | 37.5% |
| Commerce Home Mortgage, Inc. | 25 | 7.750% | $395,000 | 19.4% |
| NBKC BANK | 24 | 6.375% | $380,000 | 11.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 24 | 6.248% | $450,000 | 9.4% |
| Click n' Close, Inc. | 24 | 6.875% | $325,000 | 7.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 24 | 6.563% | $365,000 | 4.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 24 | 6.625% | $785,000 | 4.0% |
| International Bank of Commerce | 23 | 7.750% | $155,000 | 7.4% |
| FlexPoint, Inc. | 23 | 6.750% | $385,000 | 3.6% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 23 | 5.990% | $585,000 | 0.0% |
| Toyota Financial Savings Bank | 23 | Not published | $465,000 | 0.0% |
| BAY EQUITY LLC | 22 | 6.625% | $435,000 | 8.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 22 | 5.625% | $460,000 | 9.1% |
| Citibank, National Association | 21 | 6.000% | $730,000 | 8.7% |
| Cornerstone First Mortgage, Inc | 21 | 6.750% | $385,000 | 12.5% |
| CHURCHILL MORTGAGE CORPORATION | 21 | 6.625% | $375,000 | 0.0% |
| Citadel Servicing Corporation | 21 | 7.500% | $405,000 | 7.4% |
| CLEAREDGE LENDING LLC | 21 | 7.125% | $305,000 | 8.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 21 | 9.500% | $375,000 | 0.0% |
| SOUTHWEST FUNDING, LP | 21 | 6.500% | $315,000 | 4.6% |
| LENDSURE MORTGAGE CORP. | 21 | 7.250% | $345,000 | 0.0% |
| TEXANS | 20 | 6.188% | $405,000 | 19.2% |
| American National Bank & Trust | 20 | 6.875% | $460,000 | 0.0% |
| SouthState Bank, National Association | 20 | 6.563% | $475,000 | 4.8% |
| NEXERA HOLDING LLC | 19 | 7.375% | $635,000 | 9.5% |
| Synergy One Lending, Inc. | 19 | 6.625% | $475,000 | 13.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 18 | 6.188% | $470,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 18 | 7.438% | $340,000 | 47.1% |
| RESICENTRAL, LLC | 18 | 6.250% | $575,000 | 4.8% |
| First Financial Bank | 18 | 6.663% | $380,000 | 14.3% |
| Inwood National Bank | 18 | 6.625% | $365,000 | 5.3% |
| EMET LENDING GROUP, INC. | 18 | 6.875% | $395,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 17 | 6.500% | $325,000 | 5.3% |
| JMAC LENDING, INC. | 17 | 6.250% | $495,000 | 5.6% |
| T2 FINANCIAL LLC | 17 | 6.750% | $415,000 | 0.0% |
| NFM, INC. | 17 | 6.625% | $435,000 | 0.0% |
| East West Bank | 17 | 6.375% | $255,000 | 18.2% |
| Commercial Bank of Texas, National Association | 17 | 6.750% | $485,000 | 0.0% |
| Farmers Bank & Trust Company | 17 | 7.375% | $355,000 | 0.0% |
| NETWORK FUNDING, L.P. | 16 | 6.625% | $500,000 | 19.1% |
| MEMBER FIRST MORTGAGE, LLC | 16 | 6.063% | $440,000 | 11.1% |
| MORTGAGE ACCESS CORP. | 16 | 5.990% | $345,000 | 0.0% |
| US MORTGAGE CORPORATION | 16 | 6.875% | $435,000 | 5.9% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 15 | 6.750% | $395,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 15 | 6.750% | $365,000 | 25.0% |
| EUSTIS MORTGAGE CORPORATION | 15 | 6.750% | $485,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 14 | 6.932% | $415,000 | 12.5% |
| Regions Bank | 14 | 6.000% | $620,000 | 17.7% |
| GENWAY HOME MORTGAGE, INC. | 14 | 7.563% | $330,000 | 17.7% |
| HOMEXPRESS MORTGAGE CORP. | 14 | 7.313% | $425,000 | 28.6% |
| Great Plains National Bank | 14 | 6.875% | $385,000 | 12.5% |
| Florida Capital Bank, National Association | 14 | 6.438% | $490,000 | 17.7% |
| NQM FUNDING, LLC | 14 | 7.812% | $535,000 | 11.8% |
| Charles Schwab Bank, SSB | 14 | 5.625% | $520,000 | 6.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 6.499% | $415,000 | 16.7% |
| Orchard Mortgage, LLC | 13 | 6.625% | $315,000 | 0.0% |
| Constant Investments, Inc. | 13 | 6.625% | $315,000 | 0.0% |
| NMSI, INC. | 13 | 6.875% | $515,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 12 | 8.480% | $100,000 | 47.1% |
| FIRST COLONY MORTGAGE CORPORATION | 12 | 6.250% | $355,000 | 4.6% |
| Filo Mortgage, L.L.C. | 12 | 6.250% | $380,000 | 12.5% |
| ENCOMPASS LENDING GROUP, LP | 12 | 6.875% | $355,000 | 7.7% |
| City Bank | 12 | 6.813% | $480,000 | 0.0% |
| North Dallas Bank & Trust Co. | 12 | 6.500% | $475,000 | 14.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 11 | 7.750% | $345,000 | 7.7% |
| American Bank of Commerce | 11 | Not published | $335,000 | 8.3% |
| United Nations Federal Credit Union | 11 | 5.875% | $355,000 | 0.0% |
| PILGRIM MORTGAGE LLC | 11 | 6.125% | $365,000 | 0.0% |
| MOBILITY CREDIT UNION | 11 | Not published | $295,000 | 8.3% |
| TOWNE MORTGAGE COMPANY | 11 | 6.125% | $395,000 | 0.0% |
| LoanUnited.com, LLC | 10 | 6.125% | $440,000 | 23.1% |
| The Huntington National Bank | 10 | 6.750% | $1,160,000 | 23.1% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 4.625% | $340,000 | 28.6% |
| ENVOY MORTGAGE, LTD | 10 | 6.438% | $380,000 | 0.0% |
| Veritex Community Bank | 10 | 6.250% | $375,000 | 0.0% |
| Texas Bank and Trust Company | 10 | 6.688% | $700,000 | 15.4% |
| 254900K39SBWA2QOUF69 | 10 | 6.438% | $335,000 | 16.7% |
| Waterstone Mortgage Corporation | 10 | 6.625% | $395,000 | 0.0% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ARC HOME LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| SUMMIT FUNDING, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Zions Bancorporation, N.A. | 9 | Under 10 loans | Under 10 loans | 26.7% |
| Ixonia Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| American Mortgage Bank, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BELEM SERVICING LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 436 lenders each made 9 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.