Home purchase lenders in Rockwall County
2,504 home purchase mortgages were made in Rockwall County, Texas, in 2025, by 336 lenders. The median rate their borrowers got was 6.125% on a median loan of $375,000. Of 2,907 decisions, 290 were denials — 10.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 232 | 4.500% | $305,000 | 8.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 140 | 6.499% | $390,000 | 7.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 123 | 5.250% | $415,000 | 6.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 96 | 6.625% | $420,000 | 1.0% |
| PRIORITY HOME MORTGAGE, L.P. | 88 | 5.490% | $375,000 | 0.0% |
| Rocket Mortgage, LLC | 82 | 6.375% | $400,000 | 18.0% |
| SFMC, LP | 63 | 6.000% | $465,000 | 5.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 59 | 6.250% | $405,000 | 1.7% |
| JET HOMELOANS, LP | 56 | 5.245% | $500,000 | 6.6% |
| CMG MORTGAGE, INC. | 55 | 6.375% | $415,000 | 3.3% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 54 | 6.433% | $350,000 | 0.0% |
| PARKSTONE MORTGAGE, LLC | 48 | 6.000% | $410,000 | 5.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 46 | 6.495% | $435,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 45 | 6.124% | $575,000 | 2.2% |
| LENNAR MORTGAGE, LLC | 40 | 4.500% | $240,000 | 10.9% |
| 2549004YKXDDHUWUOH37 | 39 | 4.990% | $335,000 | 0.0% |
| LOWER, LLC | 37 | 6.125% | $475,000 | 2.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 34 | 6.625% | $325,000 | 5.6% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 29 | 6.625% | $425,000 | 14.7% |
| Fairway Independent Mortgage Corporation | 29 | 6.750% | $355,000 | 3.3% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 28 | 5.745% | $360,000 | 22.2% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 26 | 6.125% | $460,000 | 0.0% |
| Heritage Mortgage, LLC | 26 | 5.750% | $335,000 | 0.0% |
| CLM MORTGAGE, INC. | 24 | 5.495% | $405,000 | 0.0% |
| FBC MORTGAGE, LLC | 22 | 5.250% | $460,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 20 | 6.750% | $320,000 | 4.8% |
| JPMorgan Chase Bank, National Association | 20 | 6.188% | $420,000 | 8.7% |
| U.S. Bank National Association | 20 | 6.313% | $500,000 | 4.8% |
| GUILD MORTGAGE COMPANY | 19 | 6.250% | $255,000 | 16.0% |
| HIGHLAND HOMELOANS, LLC | 19 | 5.490% | $405,000 | 8.0% |
| Broker Solutions, Inc. | 18 | 6.625% | $335,000 | 5.3% |
| First United Bank and Trust Company | 17 | 6.875% | $395,000 | 0.0% |
| Navy Federal Credit Union | 16 | 6.188% | $485,000 | 22.7% |
| The American National Bank of Texas | 16 | 6.750% | $575,000 | 15.8% |
| SouthState Bank, National Association | 16 | 6.113% | $595,000 | 15.8% |
| 254900YZ174H294JW398 | 16 | 5.875% | $440,000 | 0.0% |
| Mortgage Research Center, LLC | 15 | 5.990% | $415,000 | 25.0% |
| Bank of America, National Association | 15 | 5.875% | $295,000 | 28.6% |
| SUMMIT FUNDING, INC. | 14 | 6.058% | $245,000 | 0.0% |
| KIND LENDING, LLC | 14 | 6.813% | $505,000 | 22.2% |
| INTERLINC MORTGAGE SERVICES, LLC | 14 | 6.433% | $570,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 13 | 6.125% | $455,000 | 6.7% |
| REPUBLIC STATE MORTGAGE CO. | 13 | 5.990% | $315,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 12 | 5.870% | $540,000 | 14.3% |
| Loandepot.Com, LLC | 12 | 5.438% | $350,000 | 7.7% |
| NEWREZ LLC | 11 | 6.240% | $325,000 | 21.4% |
| Wells Fargo Bank, National Association | 11 | 6.500% | $335,000 | 0.0% |
| RIGHT START MORTGAGE, INC. | 11 | 6.375% | $345,000 | 0.0% |
| NexBank | 11 | 6.625% | $285,000 | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 10 | 6.370% | $620,000 | 23.1% |
| THE MORTGAGE LINK, INC. | 10 | 6.813% | $405,000 | 0.0% |
| Frost Bank | 10 | 8.000% | $170,000 | 23.1% |
| TEXAS MORTGAGE LENDING, LLC | 10 | 6.188% | $375,000 | 9.1% |
| CORNERSTONE CAPITAL BANK, SSB | 10 | 6.125% | $410,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 10 | 6.375% | $375,000 | 0.0% |
| AML FUNDING LLC | 10 | 6.875% | $320,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| OriginPoint, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Inwood National Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| GUARANTEED RATE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 36.4% |
| CHURCHILL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 11.1% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| V.I.P. MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CERTIFIED FUNDING, L.P. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| First Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| INSPIRE HOME LOANS INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 86.8% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HomeBank Texas | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cadence Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Alliance Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Sunflower Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STANDARD MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PULTE MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Orchard Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLATINUM EAGLE MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| NETWORK FUNDING, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 57.1% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Guaranty Bank & Trust, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| M/I FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Origin Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 40.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 20.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Texas Regional Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American National Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The City National Bank of Sulphur Springs | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ASSOCIATED MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Veritex Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICA'S CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Carrollton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commercial Bank of Texas, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 136 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.