Home purchase lenders in Denver County
7,745 home purchase mortgages were made in Denver County, Colorado, in 2025, by 443 lenders. The median rate their borrowers got was 6.500% on a median loan of $465,000. Of 8,575 decisions, 600 were denials — 7.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,122 | 6.499% | $455,000 | 7.3% |
| GUILD MORTGAGE COMPANY | 339 | 6.490% | $405,000 | 2.2% |
| Rocket Mortgage, LLC | 286 | 6.375% | $465,000 | 10.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 268 | 6.625% | $465,000 | 1.5% |
| ELEVATIONS | 191 | 6.500% | $485,000 | 1.5% |
| JPMorgan Chase Bank, National Association | 179 | 6.125% | $535,000 | 9.1% |
| GUARANTEED RATE, INC. | 170 | 6.500% | $455,000 | 2.9% |
| THE LOAN STORE, INC. | 164 | 6.490% | $445,000 | 3.8% |
| Fairway Independent Mortgage Corporation | 156 | 6.625% | $370,000 | 5.4% |
| FirstBank | 146 | 6.375% | $435,000 | 6.2% |
| V.I.P. MORTGAGE, INC. | 141 | 6.500% | $485,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 132 | 6.375% | $425,000 | 4.3% |
| CMG MORTGAGE, INC. | 130 | 6.500% | $495,000 | 3.3% |
| Broker Solutions, Inc. | 113 | 6.375% | $365,000 | 1.7% |
| Sunflower Bank, National Association | 101 | 6.375% | $505,000 | 1.0% |
| Bank of America, National Association | 101 | 6.000% | $505,000 | 13.7% |
| LOWER, LLC | 96 | 6.500% | $450,000 | 5.9% |
| PENNYMAC LOAN SERVICES, LLC | 95 | 6.375% | $605,000 | 11.1% |
| Loan Simple, Inc. | 93 | 6.375% | $385,000 | 8.8% |
| MOVEMENT MORTGAGE, LLC | 90 | 6.563% | $415,000 | 1.9% |
| CANVAS CREDIT UNION | 86 | 6.500% | $500,000 | 3.4% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 85 | 10.000% | $435,000 | 0.0% |
| Synergy One Lending, Inc. | 84 | 6.563% | $475,000 | 5.6% |
| ENT Credit Union | 84 | 6.000% | $510,000 | 6.3% |
| MEGASTAR FINANCIAL CORP. | 79 | 6.625% | $475,000 | 1.3% |
| U.S. Bank National Association | 74 | 6.375% | $660,000 | 9.5% |
| BOKF, National Association | 69 | 6.500% | $315,000 | 15.9% |
| SWBC MORTGAGE CORPORATION | 68 | 6.625% | $440,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 66 | 6.113% | $530,000 | 2.9% |
| BMO Bank National Association | 64 | 6.438% | $650,000 | 12.3% |
| Paramount Residential Mortgage Group, Inc. | 64 | 6.375% | $360,000 | 1.5% |
| Morgan Stanley Private Bank, National Association | 61 | 5.900% | $905,000 | 0.0% |
| KEYSTONE FUNDING, INC. | 59 | 6.375% | $535,000 | 4.2% |
| OriginPoint, LLC | 58 | 6.375% | $585,000 | 9.4% |
| EVERETT FINANCIAL, INC. | 55 | 6.375% | $335,000 | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 53 | 6.750% | $415,000 | 9.1% |
| 254900RNV63A0TIZNK90 | 53 | 6.625% | $445,000 | 3.6% |
| UNION HOME MORTGAGE CORP. | 51 | 6.500% | $485,000 | 5.5% |
| Mortgage Research Center, LLC | 50 | 5.990% | $430,000 | 5.7% |
| The Huntington National Bank | 49 | 6.375% | $785,000 | 17.0% |
| Plains Commerce Bank | 48 | 6.433% | $605,000 | 4.0% |
| KIND LENDING, LLC | 47 | 6.500% | $425,000 | 20.3% |
| Luminate Bank | 46 | 6.688% | $525,000 | 0.0% |
| Wells Fargo Bank, National Association | 44 | 6.125% | $675,000 | 17.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 41 | 6.500% | $565,000 | 4.6% |
| Charles Schwab Bank, SSB | 41 | 5.550% | $905,000 | 0.0% |
| MORIA DEVELOPMENT, INC. | 39 | 6.490% | $425,000 | 0.0% |
| Commerce Bank | 38 | 7.000% | $655,000 | 9.5% |
| Bank of Colorado | 38 | 6.563% | $725,000 | 0.0% |
| MidFirst Bank | 37 | 6.250% | $275,000 | 2.6% |
| M2 LENDING SOLUTIONS, LLC | 35 | 6.625% | $525,000 | 0.0% |
| NEWREZ LLC | 35 | 6.625% | $525,000 | 14.3% |
| Navy Federal Credit Union | 34 | 6.125% | $445,000 | 19.1% |
| First Western Trust Bank | 34 | 6.188% | $520,000 | 0.0% |
| Zions Bancorporation, N.A. | 33 | 6.500% | $530,000 | 19.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 33 | 6.625% | $385,000 | 7.9% |
| Prosperity Home Mortgage, LLC | 31 | 6.750% | $615,000 | 3.0% |
| AMERICAN FINANCING CORPORATION | 30 | 6.250% | $220,000 | 5.7% |
| GOLDEN EMPIRE MORTGAGE, INC. | 29 | 6.375% | $265,000 | 6.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 29 | 6.250% | $525,000 | 9.1% |
| Kiavi Funding, Inc. | 28 | 9.500% | $460,000 | 3.5% |
| American Liberty Mortgage, Incorporated | 28 | 6.433% | $550,000 | 3.5% |
| PNC Bank, National Association | 27 | 6.000% | $435,000 | 18.2% |
| UMB Bank, National Association | 26 | 6.578% | $700,000 | 12.5% |
| ALLIANT CREDIT UNION | 26 | 6.438% | $455,000 | 0.0% |
| SUMMIT FUNDING, INC. | 26 | 6.438% | $320,000 | 10.3% |
| Northpointe Bank | 26 | 6.375% | $405,000 | 10.3% |
| Sierra Pacific Mortgage Company, Inc. | 26 | 6.625% | $530,000 | 3.6% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 26 | 9.750% | $545,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 24 | 5.625% | $425,000 | 3.9% |
| RESICENTRAL, LLC | 24 | 6.375% | $475,000 | 4.0% |
| Texana Bank, National Association | 23 | 6.875% | $485,000 | 0.0% |
| THE MORTGAGE COMPANY | 23 | 6.500% | $405,000 | 4.0% |
| BETTER MORTGAGE CORPORATION | 22 | 6.375% | $455,000 | 8.3% |
| Summit Mortgage Corporation | 22 | 6.500% | $210,000 | 0.0% |
| Citibank, National Association | 21 | 5.875% | $1,010,000 | 4.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 21 | 6.000% | $615,000 | 0.0% |
| NFM, INC. | 21 | 6.750% | $485,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 20 | 6.933% | $520,000 | 4.8% |
| Colorado Federal Savings Bank | 20 | 6.313% | $485,000 | 9.1% |
| PLANET HOME LENDING, LLC | 20 | 6.375% | $420,000 | 9.1% |
| KeyBank National Association | 19 | 6.375% | $445,000 | 17.4% |
| UBS Bank USA | 19 | 5.875% | $835,000 | 4.8% |
| TOWNE MORTGAGE COMPANY | 19 | 6.125% | $495,000 | 0.0% |
| COLORADO CREDIT UNION | 17 | 6.375% | $435,000 | 15.0% |
| US MORTGAGE CORPORATION | 17 | 6.500% | $475,000 | 5.3% |
| SELECT LENDING SERVICES LLC | 17 | 6.750% | $575,000 | 0.0% |
| NexBank | 17 | 6.375% | $425,000 | 10.5% |
| WESTERRA CREDIT UNION | 15 | 6.250% | $555,000 | 28.6% |
| ENVOY MORTGAGE, LTD | 15 | 6.625% | $405,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 15 | 6.375% | $495,000 | 15.8% |
| Liberty | 15 | 6.250% | $605,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 15 | 6.625% | $515,000 | 6.3% |
| Alpine Bank | 14 | 6.683% | $345,000 | 11.1% |
| NBH Bank | 14 | 6.620% | $630,000 | 0.0% |
| USAA Federal Savings Bank | 13 | 6.375% | $405,000 | 50.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 13 | 6.500% | $385,000 | 7.1% |
| PANORAMA MORTGAGE GROUP, LLC | 13 | 6.750% | $345,000 | 0.0% |
| Climb Credit Union | 13 | 7.000% | $385,000 | 0.0% |
| CONVENTUS LLC | 13 | 8.990% | $595,000 | 0.0% |
| Tomo Mortgage, LLC | 12 | 6.438% | $470,000 | 0.0% |
| BAY EQUITY LLC | 12 | 6.688% | $365,000 | 7.7% |
| NBKC BANK | 12 | 6.375% | $445,000 | 0.0% |
| Stifel Bank and Trust | 12 | 5.938% | $650,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 6.375% | $745,000 | 31.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 11 | 6.625% | $545,000 | 7.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 6.625% | $580,000 | 0.0% |
| First Federal Bank | 10 | 6.000% | $445,000 | 16.7% |
| CHAMPIONS FUNDING, LLC | 10 | 8.125% | $330,000 | 9.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 10 | 6.125% | $425,000 | 0.0% |
| Ixonia Bank | 10 | 6.875% | $420,000 | 9.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| 254900CTT87ZKAUTIJ37 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Loandepot.Com, LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 42.9% |
| AML FUNDING LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| The Central Trust Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE, CORP. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NMSI, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 46.2% |
| PREMIER MEMBERS CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ANB Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| North Valley Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 12.5% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN LENDING SERVICES, LTD. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AAA CAPITAL INVESTMENT, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENCORE BANK | 5 | Under 10 loans | Under 10 loans | 28.6% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| FlexPoint, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First-Citizens Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Glacier Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 55.6% |
| ALAMEDA MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| City National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| ALLIED MORTGAGE GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Financial Funding Solutions, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GREENSTATE Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank of Freedom | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 243 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Denver County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.