Home purchase lenders in Manatee County
8,456 home purchase mortgages were made in Manatee County, Florida, in 2025, by 576 lenders. The median rate their borrowers got was 6.250% on a median loan of $345,000. Of 10,161 decisions, 1,468 were denials — 14.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 908 | 4.875% | $305,000 | 20.8% |
| DHI MORTGAGE COMPANY, LTD. | 825 | 4.750% | $355,000 | 17.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 566 | 6.500% | $350,000 | 14.4% |
| Taylor Morrison Home Funding, Inc. | 342 | 5.750% | $355,000 | 20.3% |
| PULTE MORTGAGE LLC | 232 | 5.250% | $395,000 | 14.0% |
| CMG MORTGAGE, INC. | 210 | 6.500% | $365,000 | 5.3% |
| PENNYMAC LOAN SERVICES, LLC | 188 | 6.562% | $380,000 | 14.0% |
| NEAL COMMUNITIES FUNDING, LLC | 181 | 5.750% | $325,000 | 8.6% |
| Rocket Mortgage, LLC | 176 | 6.433% | $340,000 | 21.4% |
| Loandepot.Com, LLC | 163 | 4.990% | $355,000 | 5.1% |
| M/I FINANCIAL, LLC | 154 | 5.875% | $365,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 148 | 5.990% | $345,000 | 26.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 117 | 6.750% | $375,000 | 4.1% |
| KBHS HOME LOANS, LLC | 108 | 5.650% | $325,000 | 9.1% |
| Fairway Independent Mortgage Corporation | 106 | 6.875% | $330,000 | 10.2% |
| FBC MORTGAGE, LLC | 92 | 4.990% | $405,000 | 3.1% |
| SouthState Bank, National Association | 91 | 6.625% | $295,000 | 9.8% |
| Suncoast Credit Union | 90 | 5.375% | $310,000 | 16.7% |
| Mortgage Research Center, LLC | 82 | 6.250% | $385,000 | 9.9% |
| GUARANTEED RATE AFFINITY, LLC | 77 | 6.850% | $345,000 | 4.8% |
| Regions Bank | 77 | 6.125% | $575,000 | 9.8% |
| NEWREZ LLC | 70 | 6.750% | $395,000 | 12.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 70 | 6.125% | $335,000 | 6.9% |
| JPMorgan Chase Bank, National Association | 64 | 6.625% | $375,000 | 18.8% |
| GUILD MORTGAGE COMPANY | 61 | 6.500% | $285,000 | 4.6% |
| ZILLOW HOME LOANS, LLC | 60 | 6.495% | $280,000 | 7.6% |
| MOVEMENT MORTGAGE, LLC | 59 | 6.812% | $365,000 | 4.0% |
| NFM, INC. | 59 | 6.625% | $355,000 | 3.2% |
| Paramount Residential Mortgage Group, Inc. | 57 | 6.625% | $325,000 | 3.4% |
| FAIRWAY FUNDING GROUP, INC. | 57 | 6.625% | $375,000 | 6.6% |
| THE LOAN STORE, INC. | 57 | 6.990% | $325,000 | 9.2% |
| Commerce Home Mortgage, Inc. | 55 | 7.250% | $385,000 | 6.8% |
| Cornerstone First Mortgage, Inc | 55 | 6.625% | $335,000 | 3.5% |
| Bank of America, National Association | 54 | 6.000% | $310,000 | 30.4% |
| JMAC LENDING, INC. | 52 | 6.563% | $370,000 | 3.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 50 | 4.990% | $375,000 | 11.7% |
| Ixonia Bank | 49 | 6.875% | $305,000 | 9.3% |
| U.S. Bank National Association | 48 | 6.250% | $420,000 | 3.9% |
| PANORAMA MORTGAGE GROUP, LLC | 48 | 6.375% | $295,000 | 0.0% |
| Fifth Third Bank, National Association | 47 | 6.625% | $405,000 | 31.4% |
| GUARANTEED RATE, INC. | 47 | 6.250% | $355,000 | 17.2% |
| Broker Solutions, Inc. | 47 | 6.625% | $305,000 | 11.3% |
| Navy Federal Credit Union | 45 | 6.125% | $355,000 | 19.6% |
| Wells Fargo Bank, National Association | 41 | 6.250% | $325,000 | 14.3% |
| Luminate Bank | 39 | 6.875% | $325,000 | 7.1% |
| MATTAMY HOME FUNDING, LLC | 36 | 5.688% | $405,000 | 0.0% |
| T2 FINANCIAL LLC | 35 | 6.750% | $335,000 | 4.9% |
| EVERETT FINANCIAL, INC. | 34 | 6.625% | $320,000 | 2.9% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 34 | 6.625% | $315,000 | 5.4% |
| KIND LENDING, LLC | 33 | 6.750% | $355,000 | 36.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 33 | 6.750% | $395,000 | 8.1% |
| UNION HOME MORTGAGE CORP. | 32 | 6.625% | $340,000 | 8.6% |
| Kiavi Funding, Inc. | 30 | 10.870% | $290,000 | 6.3% |
| Home Mortgage Alliance Corporation (HMAC) | 28 | 6.875% | $305,000 | 3.5% |
| TOLL BROTHERS MORTGAGE COMPANY | 27 | 6.490% | $675,000 | 17.1% |
| Northpointe Bank | 26 | 7.250% | $350,000 | 3.7% |
| CHAMPIONS FUNDING, LLC | 25 | 8.250% | $325,000 | 21.2% |
| Waterstone Mortgage Corporation | 25 | 6.625% | $235,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 24 | 7.625% | $340,000 | 35.1% |
| Click n' Close, Inc. | 24 | 7.688% | $115,000 | 0.0% |
| THE MORTGAGE FIRM, INC. | 24 | 6.750% | $310,000 | 3.5% |
| A&D Mortgage LLC | 23 | 6.875% | $305,000 | 17.2% |
| FREEDOM MORTGAGE CORPORATION | 23 | 6.250% | $385,000 | 28.1% |
| LOWER, LLC | 22 | 6.750% | $295,000 | 8.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 22 | 7.124% | $390,000 | 18.5% |
| JET HOMELOANS, LP | 22 | 4.990% | $385,000 | 0.0% |
| AMWEST FUNDING CORP. | 22 | 6.875% | $285,000 | 0.0% |
| Truist Bank | 21 | 6.341% | $355,000 | 35.3% |
| Bank OZK | 21 | 6.490% | $235,000 | 30.0% |
| Synovus Bank | 21 | 6.250% | $315,000 | 19.2% |
| Plains Commerce Bank | 20 | 6.313% | $320,000 | 28.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 20 | 6.563% | $285,000 | 9.1% |
| Filo Mortgage, L.L.C. | 18 | 6.500% | $380,000 | 4.8% |
| Third Federal Savings and Loan Association of Cleveland | 18 | 6.595% | $270,000 | 23.1% |
| Morgan Stanley Private Bank, National Association | 18 | 6.075% | $630,000 | 4.8% |
| DEEPHAVEN MORTGAGE LLC | 18 | 7.500% | $335,000 | 21.7% |
| PHH Mortgage Corporation | 18 | 6.308% | $345,000 | 0.0% |
| MIDFLORIDA | 17 | 6.375% | $345,000 | 51.4% |
| RESICENTRAL, LLC | 16 | 6.375% | $325,000 | 5.6% |
| PLAZA HOME MORTGAGE, INC. | 16 | 7.058% | $315,000 | 20.0% |
| HANCOCK WHITNEY BANK | 16 | 6.625% | $460,000 | 5.9% |
| STG MORTGAGE INC | 15 | 6.375% | $405,000 | 15.8% |
| OCMBC, INC. | 15 | 7.750% | $405,000 | 5.0% |
| CLEAREDGE LENDING LLC | 15 | 6.999% | $385,000 | 16.7% |
| NATIONSTAR MORTGAGE LLC | 15 | 6.625% | $355,000 | 11.8% |
| PNC Bank, National Association | 14 | 6.810% | $430,000 | 16.7% |
| LENDSURE MORTGAGE CORP. | 14 | 7.563% | $420,000 | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 14 | 6.750% | $355,000 | 0.0% |
| USAA Federal Savings Bank | 13 | 6.375% | $435,000 | 43.5% |
| NQM FUNDING, LLC | 13 | 7.499% | $385,000 | 11.8% |
| STOCKTON MORTGAGE CORPORATION | 13 | 6.875% | $335,000 | 7.1% |
| FIRST HOME MORTGAGE CORPORATION | 13 | 6.375% | $465,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 13 | 6.624% | $335,000 | 0.0% |
| Charles Schwab Bank, SSB | 13 | 5.250% | $885,000 | 7.1% |
| Flagstar Bank, N.A. | 12 | 6.398% | $285,000 | 42.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 12 | 7.063% | $325,000 | 25.0% |
| Citizens Bank, National Association | 12 | 7.450% | $355,000 | 25.0% |
| First Horizon Bank | 12 | 6.438% | $570,000 | 25.0% |
| NEXERA HOLDING LLC | 12 | 7.375% | $505,000 | 0.0% |
| Citadel Servicing Corporation | 12 | 7.313% | $405,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 12 | 10.125% | $220,000 | 0.0% |
| NexBank | 12 | 6.563% | $325,000 | 7.7% |
| TD Bank, National Association | 11 | 6.375% | $625,000 | 35.3% |
| Centennial Bank | 11 | 7.625% | $305,000 | 15.4% |
| Liberty | 11 | 6.875% | $435,000 | 8.3% |
| LAKE MICHIGAN CREDIT UNION | 11 | 6.500% | $585,000 | 14.3% |
| CALCON MUTUAL MORTGAGE LLC | 11 | 6.875% | $345,000 | 21.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | 11 | 6.500% | $425,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 11 | 7.490% | $365,000 | 8.3% |
| VISTA POINT MORTGAGE, LLC | 11 | 7.250% | $495,000 | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 10 | 7.250% | $275,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.188% | $490,000 | 9.1% |
| HOMEXPRESS MORTGAGE CORP. | 10 | 7.375% | $370,000 | 28.6% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Synergy One Lending, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| The Huntington National Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Cogent Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ARC HOME LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| MLD MORTGAGE INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 73.3% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TrustCo Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Mid-Continent Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| KeyBank National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PREMIUM MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CHURCHILL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BERKELEY POINT CAPITAL LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 52.4% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CONSUMER REAL ESTATE FINANCE CO. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Primis Mortgage Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Grow Financial Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RBC Bank, (Georgia) National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 34.2% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Logan Finance Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| SELECT LENDING SERVICES LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| GRACE HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ACHIEVA CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Bank of Tampa | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VYSTAR CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| North American Savings Bank, F.S.B. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Crews Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| USF Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 55.6% |
| BMO Bank National Association | 4 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Gulf Coast Bank and Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Seacoast National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GTE Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Merchants Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Mortgage Right | 3 | Under 10 loans | Under 10 loans | 25.0% |
| KEYSTONE FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 12.5% |
| BayFirst National Bank | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Partner Mortgage Services | 3 | Under 10 loans | Under 10 loans | 40.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 376 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.