Home purchase lenders in Cobb County
8,781 home purchase mortgages were made in Cobb County, Georgia, in 2025, by 473 lenders. The median rate their borrowers got was 6.500% on a median loan of $375,000. Of 10,108 decisions, 1,072 were denials — 10.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 813 | 6.530% | $365,000 | 9.4% |
| Ameris Bank | 443 | 6.250% | $375,000 | 3.0% |
| Rocket Mortgage, LLC | 431 | 6.500% | $355,000 | 14.0% |
| EVERETT FINANCIAL, INC. | 244 | 6.750% | $345,000 | 14.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 198 | 6.683% | $360,000 | 3.4% |
| Fairway Independent Mortgage Corporation | 189 | 6.625% | $395,000 | 3.0% |
| Truist Bank | 180 | 6.245% | $470,000 | 10.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 180 | 6.313% | $375,000 | 3.2% |
| JPMorgan Chase Bank, National Association | 166 | 6.375% | $330,000 | 8.7% |
| Loandepot.Com, LLC | 140 | 4.990% | $395,000 | 9.6% |
| DELTA COMMUNITY CREDIT UNION | 139 | 5.875% | $375,000 | 7.3% |
| MOVEMENT MORTGAGE, LLC | 134 | 6.500% | $400,000 | 4.0% |
| KIND LENDING, LLC | 125 | 6.500% | $395,000 | 25.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 120 | 6.490% | $340,000 | 18.4% |
| PENNYMAC LOAN SERVICES, LLC | 115 | 6.499% | $415,000 | 9.9% |
| Prosperity Home Mortgage, LLC | 113 | 6.375% | $395,000 | 2.6% |
| ZILLOW HOME LOANS, LLC | 110 | 6.500% | $355,000 | 5.2% |
| Bank of America, National Association | 108 | 6.125% | $325,000 | 18.1% |
| Kiavi Funding, Inc. | 102 | 10.970% | $315,000 | 2.8% |
| Navy Federal Credit Union | 101 | 6.250% | $425,000 | 12.7% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 98 | 6.500% | $395,000 | 4.9% |
| GUARANTEED RATE, INC. | 97 | 6.525% | $405,000 | 12.5% |
| BoxCar Mortgage, LLC | 93 | 6.500% | $445,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 90 | 4.990% | $385,000 | 19.1% |
| Mortgage Research Center, LLC | 89 | 6.250% | $415,000 | 10.1% |
| Wells Fargo Bank, National Association | 87 | 6.250% | $320,000 | 20.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 84 | 6.433% | $405,000 | 4.6% |
| First Option Mortgage, LLC | 76 | 7.000% | $300,000 | 4.4% |
| TOLL BROTHERS MORTGAGE COMPANY | 76 | 6.500% | $575,000 | 7.6% |
| Paramount Residential Mortgage Group, Inc. | 74 | 6.500% | $365,000 | 2.6% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 70 | 6.563% | $345,000 | 2.8% |
| Capital City Home Loans, LLC | 70 | 6.625% | $395,000 | 1.4% |
| GUARANTEED RATE AFFINITY, LLC | 69 | 6.500% | $355,000 | 4.2% |
| Taylor Morrison Home Funding, Inc. | 68 | 4.750% | $395,000 | 5.6% |
| CANOPY MORTGAGE, LLC | 67 | 6.375% | $355,000 | 5.5% |
| GUILD MORTGAGE COMPANY | 60 | 6.375% | $345,000 | 10.0% |
| US MORTGAGE CORPORATION | 60 | 6.750% | $315,000 | 3.2% |
| NEWREZ LLC | 59 | 6.500% | $385,000 | 9.1% |
| First Federal Bank | 59 | 6.625% | $385,000 | 4.8% |
| Onward Home Mortgage, LLC | 58 | 6.563% | $385,000 | 3.3% |
| LGE COMMUNITY CREDIT UNION | 58 | Not published | $375,000 | 12.1% |
| Renasant Bank | 57 | 5.875% | $335,000 | 5.0% |
| STOCKTON MORTGAGE CORPORATION | 55 | 6.490% | $415,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 53 | 6.750% | $315,000 | 8.6% |
| Broker Solutions, Inc. | 51 | 6.500% | $355,000 | 5.6% |
| United Community Bank | 50 | 6.688% | $395,000 | 15.0% |
| SouthState Bank, National Association | 49 | 6.340% | $345,000 | 5.8% |
| Associated Credit Union | 49 | 5.750% | $345,000 | 5.8% |
| Regions Bank | 48 | 6.188% | $365,000 | 12.3% |
| LENDINGONE, LLC | 47 | 9.490% | $315,000 | 21.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 46 | 6.438% | $450,000 | 4.1% |
| SWBC MORTGAGE CORPORATION | 45 | 6.500% | $345,000 | 0.0% |
| DIRECT LENDERS, LLC | 45 | 6.625% | $365,000 | 2.2% |
| THE LOAN STORE, INC. | 44 | 6.490% | $400,000 | 2.0% |
| NexBank | 43 | 6.625% | $345,000 | 10.4% |
| First Horizon Bank | 41 | 6.500% | $395,000 | 4.6% |
| MORTGAGE ASSURANCE, INC. | 35 | 6.375% | $405,000 | 0.0% |
| A&D Mortgage LLC | 34 | 6.250% | $425,000 | 0.0% |
| Flagstar Bank, N.A. | 33 | 6.500% | $345,000 | 22.7% |
| CREDIT UNION OF GEORGIA | 31 | 5.850% | $345,000 | 3.0% |
| CMG MORTGAGE, INC. | 31 | 5.990% | $465,000 | 7.9% |
| FREEDOM MORTGAGE CORPORATION | 30 | 6.250% | $425,000 | 23.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | 30 | 6.500% | $345,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 30 | 6.313% | $350,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 29 | 6.625% | $375,000 | 3.1% |
| ACOPIA, LLC | 28 | 5.875% | $285,000 | 3.2% |
| TRIAD FINANCIAL SERVICES, INC. | 27 | 8.000% | $55,000 | 52.1% |
| USAA Federal Savings Bank | 27 | 6.500% | $395,000 | 34.9% |
| GEORGIA'S OWN | 27 | 6.125% | $345,000 | 12.5% |
| ENVOY MORTGAGE, LTD | 27 | 6.250% | $345,000 | 6.9% |
| Morgan Stanley Private Bank, National Association | 27 | 6.000% | $585,000 | 3.5% |
| Fifth Third Bank, National Association | 26 | 6.450% | $405,000 | 18.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 26 | 6.750% | $295,000 | 25.7% |
| PLAZA HOME MORTGAGE, INC. | 26 | 6.625% | $375,000 | 16.1% |
| Presidential Bank, FSB | 26 | 6.490% | $375,000 | 12.9% |
| SHELTER HOME MORTGAGE, LLC | 25 | 6.625% | $335,000 | 0.0% |
| LOWER, LLC | 25 | 6.500% | $405,000 | 3.9% |
| Tomo Mortgage, LLC | 24 | 6.375% | $430,000 | 10.7% |
| PULTE MORTGAGE LLC | 24 | 4.990% | $420,000 | 13.8% |
| SANCTUARY HOME MORTGAGE LLC | 23 | 6.875% | $405,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 23 | 6.375% | $395,000 | 0.0% |
| PNC Bank, National Association | 23 | 6.500% | $315,000 | 11.5% |
| TRAILBLAZER MORTGAGE L.L.C. | 23 | 4.990% | $375,000 | 4.2% |
| Assurance Financial Group, L.L.C. | 23 | 6.750% | $445,000 | 0.0% |
| Alcova Mortgage LLC | 23 | 6.625% | $365,000 | 0.0% |
| 21st Mortgage Corporation | 22 | 9.910% | $75,000 | 81.1% |
| BETTER MORTGAGE CORPORATION | 22 | 6.125% | $465,000 | 12.0% |
| Synovus Bank | 22 | 7.000% | $450,000 | 12.0% |
| Plains Commerce Bank | 22 | 6.490% | $405,000 | 0.0% |
| U.S. Bank National Association | 21 | 6.500% | $565,000 | 19.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 20 | 6.125% | $440,000 | 14.8% |
| SECURITYNATIONAL MORTGAGE COMPANY | 20 | 6.688% | $270,000 | 23.1% |
| CHAMPIONS FUNDING, LLC | 20 | 7.438% | $280,000 | 13.0% |
| East West Bank | 20 | 6.000% | $350,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 19 | 5.875% | $295,000 | 11.1% |
| NATIONSTAR MORTGAGE LLC | 19 | 6.750% | $385,000 | 5.0% |
| UNION HOME MORTGAGE CORP. | 19 | 6.125% | $445,000 | 9.5% |
| Southern First Bank | 19 | 6.500% | $425,000 | 0.0% |
| OCMBC, INC. | 18 | 6.937% | $340,000 | 0.0% |
| First National Bank of America | 18 | 9.250% | $280,000 | 5.0% |
| Heritage Mortgage, LLC | 18 | 6.500% | $415,000 | 5.3% |
| AMWEST FUNDING CORP. | 18 | 6.750% | $340,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 17 | 6.490% | $395,000 | 12.0% |
| FBC MORTGAGE, LLC | 17 | 6.490% | $405,000 | 10.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 17 | 6.625% | $305,000 | 22.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 17 | 6.750% | $315,000 | 5.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 16 | 6.313% | $295,000 | 5.9% |
| PRINCETON MORTGAGE CORPORATION | 16 | 6.370% | $450,000 | 0.0% |
| BAY EQUITY LLC | 15 | 6.625% | $325,000 | 0.0% |
| Cadence Bank | 15 | 6.500% | $395,000 | 16.7% |
| SUMMIT FUNDING, INC. | 15 | 6.375% | $395,000 | 16.7% |
| ALLIANT CREDIT UNION | 15 | 7.750% | $305,000 | 16.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 15 | 7.374% | $245,000 | 16.7% |
| General Mortgage Capital Corporation | 15 | 6.500% | $435,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 14 | 6.563% | $360,000 | 6.7% |
| CLEAREDGE LENDING LLC | 14 | 6.999% | $335,000 | 26.3% |
| Citibank, National Association | 14 | 5.563% | $755,000 | 0.0% |
| NFM, INC. | 14 | 6.875% | $455,000 | 0.0% |
| Equity Prime Mortgage LLC | 13 | 6.625% | $405,000 | 30.0% |
| Northpointe Bank | 13 | 6.625% | $395,000 | 7.1% |
| Click n' Close, Inc. | 12 | 7.188% | $225,000 | 22.2% |
| Hometown Equity Mortgage, LLC | 12 | 7.250% | $390,000 | 26.3% |
| Citadel Servicing Corporation | 12 | 8.563% | $315,000 | 6.3% |
| Mortgage Right | 12 | 6.688% | $380,000 | 7.7% |
| TOWNE MORTGAGE COMPANY | 12 | 6.625% | $285,000 | 16.7% |
| NQM FUNDING, LLC | 12 | 7.624% | $375,000 | 25.0% |
| LEADERONE FINANCIAL CORPORATION | 12 | 6.500% | $420,000 | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 12 | 6.125% | $580,000 | 0.0% |
| Charles Schwab Bank, SSB | 12 | 5.825% | $770,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 11 | 6.250% | $365,000 | 26.7% |
| NBKC BANK | 11 | 6.000% | $415,000 | 14.3% |
| GEORGIA UNITED | 11 | 6.875% | $255,000 | 33.3% |
| PANORAMA MORTGAGE GROUP, LLC | 11 | 6.750% | $285,000 | 8.3% |
| T2 FINANCIAL LLC | 11 | 6.500% | $335,000 | 14.3% |
| Cornerstone First Mortgage, Inc | 11 | 6.750% | $445,000 | 8.3% |
| CALCON MUTUAL MORTGAGE LLC | 11 | 6.750% | $285,000 | 0.0% |
| FirstBank | 11 | 6.625% | $275,000 | 14.3% |
| United Trust Bank | 11 | 6.250% | $575,000 | 8.3% |
| JMAC LENDING, INC. | 11 | 6.500% | $405,000 | 0.0% |
| MILEND, INC. | 11 | 6.625% | $425,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.250% | $295,000 | 15.4% |
| Filo Mortgage, L.L.C. | 10 | 6.250% | $395,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 10 | 6.808% | $380,000 | 23.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 10 | 6.875% | $360,000 | 0.0% |
| Metro City Bank | 10 | 6.250% | $295,000 | 8.3% |
| ServisFirst Bank | 10 | 6.500% | $350,000 | 0.0% |
| First-Citizens Bank & Trust Company | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LoanUnited.com, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 8 | Under 10 loans | Under 10 loans | 7.1% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| 254900CTT87ZKAUTIJ37 | 8 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 41.7% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ALAMEDA MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NEW WAVE LENDING GROUP INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Home Mortgage Alliance Corporation (HMAC) | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Orchard Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OrangePath Financial Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| United Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Synergy One Lending, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VYSTAR CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Pinnacle Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Armed Forces Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 273 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.