Refinancing lenders in Marion County
2,996 refinancing mortgages were made in Marion County, Indiana, in 2025, by 307 lenders. The median rate their borrowers got was 6.250% on a median loan of $205,000. Of 4,100 decisions, 836 were denials — 20.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 240 | 5.998% | $245,000 | 20.6% |
| Rocket Mortgage, LLC | 200 | 5.990% | $195,000 | 21.6% |
| FREEDOM MORTGAGE CORPORATION | 187 | 6.125% | $245,000 | 3.5% |
| Fifth Third Bank, National Association | 119 | 7.750% | $105,000 | 28.2% |
| PNC Bank, National Association | 117 | 7.300% | $105,000 | 23.1% |
| The Huntington National Bank | 111 | 7.990% | $125,000 | 32.8% |
| PENNYMAC LOAN SERVICES, LLC | 94 | 5.990% | $235,000 | 6.4% |
| INDIANA MEMBERS CREDIT UNION | 86 | 7.500% | $85,000 | 3.1% |
| Fairway Independent Mortgage Corporation | 70 | 6.313% | $265,000 | 9.0% |
| NEWREZ LLC | 67 | 6.250% | $265,000 | 36.0% |
| UNION HOME MORTGAGE CORP. | 65 | 6.125% | $265,000 | 2.9% |
| Regions Bank | 60 | 6.500% | $75,000 | 35.2% |
| MJW FINANCIAL LLC | 56 | 6.250% | $300,000 | 1.8% |
| ROYAL UNITED MORTGAGE LLC | 55 | 6.750% | $105,000 | 24.7% |
| Kiavi Funding, Inc. | 54 | 7.250% | $145,000 | 15.9% |
| CRANE | 52 | 7.150% | $125,000 | 0.0% |
| Union Savings Bank | 51 | 6.250% | $235,000 | 8.8% |
| Old National Bank | 51 | 5.990% | $135,000 | 17.7% |
| The National Bank of Indianapolis | 51 | Not published | $285,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 46 | 6.125% | $200,000 | 15.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 44 | 6.038% | $260,000 | 4.3% |
| Mortgage Research Center, LLC | 41 | 5.875% | $255,000 | 48.8% |
| GVC MORTGAGE, INC. | 40 | 6.125% | $235,000 | 2.4% |
| RUOFF MORTGAGE COMPANY, INC. | 34 | 6.250% | $245,000 | 4.8% |
| FINANCIAL CENTER FIRST CREDIT UNION | 33 | 6.250% | $105,000 | 25.5% |
| Horizon Bank | 30 | 6.000% | $110,000 | 33.3% |
| First Merchants Bank | 29 | 6.125% | $145,000 | 33.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 28 | 6.188% | $115,000 | 12.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 26 | 6.375% | $245,000 | 14.7% |
| GUILD MORTGAGE COMPANY | 24 | 6.495% | $225,000 | 7.4% |
| NATIONSTAR MORTGAGE LLC | 23 | 5.990% | $285,000 | 16.7% |
| Elements Financial Federal Credit Union | 21 | 6.875% | $215,000 | 16.0% |
| LAKEVIEW LOAN SERVICING, LLC | 20 | 6.250% | $270,000 | 49.3% |
| GUARANTEED RATE, INC. | 19 | 6.350% | $285,000 | 13.6% |
| PLANET HOME LENDING, LLC | 19 | 5.990% | $245,000 | 4.8% |
| EVERWISE CREDIT UNION | 17 | 7.000% | $110,000 | 48.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.750% | $285,000 | 22.9% |
| FORUM | 16 | 6.000% | $160,000 | 11.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 16 | 6.125% | $215,000 | 0.0% |
| Loan Funder LLC | 14 | 7.535% | $185,000 | 17.7% |
| Loandepot.Com, LLC | 14 | 5.813% | $235,000 | 41.7% |
| ENDEAVOR CAPITAL, LLC. | 14 | 6.495% | $195,000 | 6.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 14 | 6.250% | $345,000 | 6.7% |
| Broker Solutions, Inc. | 13 | 6.625% | $205,000 | 30.0% |
| Bank of America, National Association | 13 | 5.500% | $155,000 | 23.5% |
| PHH Mortgage Corporation | 12 | 5.875% | $150,000 | 20.0% |
| CLEARPATH LENDING | 12 | 5.688% | $185,000 | 7.7% |
| Centier Bank | 10 | 8.000% | $135,000 | 54.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 5.983% | $420,000 | 0.0% |
| The State Bank and Trust Company | 10 | 6.063% | $210,000 | 9.1% |
| INDIANA UNIVERSITY CREDIT UNION | 10 | 6.800% | $200,000 | 16.7% |
| Lake City Bank | 10 | 7.500% | $315,000 | 8.3% |
| Third Federal Savings and Loan Association of Cleveland | 9 | Under 10 loans | Under 10 loans | 43.8% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Stock Yards Bank & Trust Company | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Nations Lending Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 38.5% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 7 | Under 10 loans | Under 10 loans | 55.6% |
| NEW DAY FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Navy Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 27.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 20.0% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Centra Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| MERCHANTS CAPITAL CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BPL MORTGAGE TRUST, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 38.5% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| COREVEST AMERICAN FINANCE LENDER LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Merchants Bank of Indiana | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 22.2% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Civista Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank Richmond | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 68.4% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 36.4% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 1st Source Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Wells Fargo Bank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JLB CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PANORAMA MORTGAGE GROUP, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PURDUE | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LEADERONE FINANCIAL CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Community First Bank of Indiana | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 33.3% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Busey Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STAR Financial Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The North Salem State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank of New Castle, Indiana | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers Bank, Frankfort, Indiana | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 77.8% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MILESTONE HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citizens Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Independent Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 2 | Under 10 loans | Under 10 loans | 0.0% |
| German American Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 85.7% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 85.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Gateway First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Byline Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bridgewater Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Peoples State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home Bank SB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SmartFi Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| StanCorp Mortgage Investors, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| M&T REALTY CAPITAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers & Merchants State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FAIR WAY LENDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 107 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.