Refinancing lenders in Oklahoma County
2,304 refinancing mortgages were made in Oklahoma County, Oklahoma, in 2025, by 288 lenders. The median rate their borrowers got was 6.500% on a median loan of $195,000. Of 2,994 decisions, 513 were denials — 17.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| BancFirst | 162 | 7.500% | $105,000 | 10.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 154 | 5.625% | $275,000 | 15.7% |
| Rocket Mortgage, LLC | 131 | 5.875% | $235,000 | 24.2% |
| FREEDOM MORTGAGE CORPORATION | 95 | 6.250% | $265,000 | 5.2% |
| First United Bank and Trust Company | 82 | 7.360% | $205,000 | 10.6% |
| MidFirst Bank | 71 | 6.625% | $155,000 | 14.3% |
| WEOKIE Federal Credit Union | 62 | 6.625% | $90,000 | 20.9% |
| PENNYMAC LOAN SERVICES, LLC | 61 | 5.750% | $255,000 | 8.2% |
| BOKF, National Association | 58 | 7.500% | $75,000 | 23.1% |
| Arvest Bank | 49 | 6.750% | $195,000 | 15.5% |
| First National Bank Of Oklahoma | 48 | Not published | $210,000 | 0.0% |
| Sovereign Bank | 47 | 7.500% | $165,000 | 2.1% |
| VALOR BANK | 45 | Not published | $195,000 | 4.0% |
| Frontier State Bank | 43 | Not published | $115,000 | 0.0% |
| McClain Bank | 43 | Not published | $125,000 | 2.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 30 | 5.750% | $275,000 | 10.5% |
| 254900CTT87ZKAUTIJ37 | 30 | 7.625% | $140,000 | 9.1% |
| Mortgage Research Center, LLC | 29 | 5.750% | $295,000 | 56.5% |
| NEWREZ LLC | 28 | 5.933% | $280,000 | 24.3% |
| Gateway First Bank | 27 | 6.250% | $265,000 | 3.6% |
| Sooner State Bank | 26 | Not published | $170,000 | 0.0% |
| OKLAHOMA'S CREDIT UNION | 25 | 7.175% | $75,000 | 28.6% |
| Great Plains National Bank | 25 | 6.990% | $335,000 | 3.9% |
| BPL MORTGAGE TRUST, LLC | 25 | 7.375% | $125,000 | 0.0% |
| F&M Bank | 24 | 7.438% | $185,000 | 0.0% |
| Kiavi Funding, Inc. | 22 | 7.375% | $155,000 | 11.1% |
| The Central Trust Bank | 22 | 6.875% | $275,000 | 4.4% |
| ROYAL UNITED MORTGAGE LLC | 21 | 6.750% | $115,000 | 24.1% |
| FNB Community Bank | 20 | Not published | $85,000 | 31.0% |
| JPMorgan Chase Bank, National Association | 19 | 6.375% | $275,000 | 26.9% |
| Regent Bank | 17 | Not published | $135,000 | 0.0% |
| Quail Creek Bank | 15 | Not published | $145,000 | 11.1% |
| Legacy Bank | 15 | Not published | $145,000 | 6.3% |
| Bank 7 | 15 | Not published | $345,000 | 0.0% |
| First Fidelity Bank | 14 | Not published | $70,000 | 42.9% |
| Bank of America, National Association | 14 | 6.240% | $135,000 | 30.0% |
| First Bethany Bank & Trust | 14 | Not published | $185,000 | 0.0% |
| Simmons Bank | 14 | 7.135% | $145,000 | 12.5% |
| 894500DJMVO6OSILQJ58 | 14 | Not published | $210,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 13 | 6.125% | $475,000 | 36.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 5.750% | $215,000 | 6.7% |
| The Citizens Bank of Edmond | 13 | Not published | $165,000 | 6.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.250% | $255,000 | 25.0% |
| Discover Bank | 12 | 8.720% | $100,000 | 53.8% |
| ASSOCIATED MORTGAGE CORPORATION | 12 | 6.625% | $260,000 | 0.0% |
| PLANET HOME LENDING, LLC | 12 | 5.750% | $205,000 | 25.0% |
| YNB | 12 | Not published | $110,000 | 0.0% |
| TINKER FEDERAL CREDIT UNION | 11 | 6.000% | $215,000 | 36.8% |
| Loandepot.Com, LLC | 11 | 5.990% | $305,000 | 21.4% |
| Armstrong Bank | 11 | 7.309% | $165,000 | 13.3% |
| NATIONSTAR MORTGAGE LLC | 11 | 5.990% | $205,000 | 20.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 11 | 6.800% | $145,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 10 | 6.490% | $220,000 | 16.7% |
| Fidelity Bank, National Association | 10 | 7.250% | $165,000 | 9.1% |
| Equity Bank | 10 | 7.500% | $155,000 | 9.1% |
| Prism Bank | 10 | 7.100% | $220,000 | 0.0% |
| NBC OKLAHOMA | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Valliance Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL CONCEPTS MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 58.5% |
| Navy Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Busey Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Broker Solutions, Inc. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| GUARANTEED RATE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CMG MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Prosperity Bank | 6 | Under 10 loans | Under 10 loans | 22.2% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 18.2% |
| First Bank & Trust Co. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Lendage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| The Focus Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Kirkpatrick Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| US Employees O.C. Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 50.0% |
| First Liberty Bank | 5 | Under 10 loans | Under 10 loans | 25.0% |
| V.I.P. MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 16.7% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST SECURITY BANK AND TRUST COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank and Trust Company of Ardmore | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Intrust Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Triad Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Vision Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| 984500B8F043AF564B98 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| All America Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRSTTRUST HOME LOANS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RCB Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Enterprise Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRUE SKY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 88.9% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 64.3% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Communication Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FBC MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Municipal Employees Credit Union of Oklahoma City | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900TGSOSDEDP36K37 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Liberty National Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE CLEARING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| M&T REALTY CAPITAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Oklahoma Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vast Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 80.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Oklahoma Educators Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Mabrey Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The City National Bank and Trust Company of Lawton | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Raymond James Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Security Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Union Bank Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Shamrock Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CWM PARTNERS, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 88 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Oklahoma County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.