Home purchase lenders in Utah County
10,771 home purchase mortgages were made in Utah County, Utah, in 2025, by 307 lenders. The median rate their borrowers got was 6.375% on a median loan of $435,000. Of 12,079 decisions, 976 were denials — 8.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| FIRST COLONY MORTGAGE CORPORATION | 1,307 | 6.250% | $435,000 | 1.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,269 | 6.399% | $445,000 | 7.1% |
| DHI MORTGAGE COMPANY, LTD. | 678 | 5.875% | $385,000 | 9.3% |
| INTERCAP LENDING INC. | 625 | 6.625% | $415,000 | 0.8% |
| GUILD MORTGAGE COMPANY | 547 | 6.500% | $435,000 | 1.1% |
| LENNAR MORTGAGE, LLC | 444 | 4.990% | $425,000 | 9.4% |
| SECURITYNATIONAL MORTGAGE COMPANY | 429 | 6.625% | $405,000 | 5.7% |
| Rocket Mortgage, LLC | 367 | 6.375% | $465,000 | 9.3% |
| KIND LENDING, LLC | 326 | 6.500% | $455,000 | 20.3% |
| MY MOVE MORTGAGE, LLC | 312 | 6.000% | $485,000 | 0.0% |
| THE LOAN STORE, INC. | 292 | 6.490% | $435,000 | 4.6% |
| SECURITY HOME MORTGAGE, LLC. | 253 | 6.500% | $435,000 | 1.2% |
| Mountain America Federal Credit Union | 206 | 6.375% | $400,000 | 27.5% |
| Plains Commerce Bank | 197 | 6.500% | $395,000 | 4.4% |
| NEST HOME LENDING, LLC | 141 | 5.875% | $405,000 | 0.7% |
| INSPIRE HOME LOANS INC. | 131 | 4.875% | $445,000 | 5.0% |
| UTAH COMMUNITY FEDERAL CREDIT UNION | 128 | 6.500% | $370,000 | 15.6% |
| CANOPY MORTGAGE, LLC | 122 | 6.375% | $435,000 | 2.4% |
| Fairway Independent Mortgage Corporation | 108 | 6.625% | $415,000 | 0.9% |
| RANLIFE, INC. | 98 | 6.495% | $405,000 | 0.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 92 | 4.750% | $630,000 | 10.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 90 | 6.575% | $445,000 | 2.2% |
| AMERICA FIRST Federal Credit Union | 88 | 6.933% | $200,000 | 23.5% |
| Paramount Residential Mortgage Group, Inc. | 84 | 6.375% | $420,000 | 3.4% |
| Loandepot.Com, LLC | 84 | 5.625% | $445,000 | 8.7% |
| CLM MORTGAGE, INC. | 84 | 6.125% | $435,000 | 2.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 81 | 6.375% | $465,000 | 7.9% |
| Northpointe Bank | 77 | 6.125% | $495,000 | 4.9% |
| PENNYMAC LOAN SERVICES, LLC | 73 | 5.999% | $465,000 | 16.1% |
| VERITAS FUNDING, LLC | 72 | 6.375% | $405,000 | 1.4% |
| CENTRAL BANK | 67 | Not published | $525,000 | 1.4% |
| GUARANTEED RATE, INC. | 61 | 6.500% | $445,000 | 11.3% |
| Broker Solutions, Inc. | 59 | 6.490% | $425,000 | 0.0% |
| PLANET HOME LENDING, LLC | 52 | 6.375% | $405,000 | 3.7% |
| U.S. Bank National Association | 48 | 6.063% | $470,000 | 9.4% |
| DIRECT RATE HOME LOANS, INC | 46 | 6.375% | $475,000 | 3.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 46 | 6.563% | $455,000 | 2.1% |
| AMWEST FUNDING CORP. | 44 | 6.313% | $460,000 | 10.2% |
| Zions Bancorporation, N.A. | 42 | 6.477% | $465,000 | 16.7% |
| NEWREZ LLC | 40 | 6.625% | $510,000 | 14.9% |
| JPMorgan Chase Bank, National Association | 40 | 6.375% | $450,000 | 24.5% |
| Glacier Bank | 36 | 6.500% | $470,000 | 9.5% |
| Mortgage Research Center, LLC | 36 | 6.125% | $455,000 | 5.3% |
| CMG MORTGAGE, INC. | 33 | 6.000% | $485,000 | 4.9% |
| CYPRUS Federal Credit Union | 32 | 6.433% | $445,000 | 11.1% |
| Bank of Utah | 31 | 6.500% | $495,000 | 3.0% |
| Sierra Pacific Mortgage Company, Inc. | 30 | 6.500% | $500,000 | 3.2% |
| ALLIANT CREDIT UNION | 30 | 7.750% | $330,000 | 6.3% |
| ALAMEDA MORTGAGE CORPORATION | 29 | 7.250% | $415,000 | 3.3% |
| GUARANTEED RATE AFFINITY, LLC | 28 | 6.600% | $360,000 | 17.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 28 | 6.625% | $390,000 | 3.5% |
| JMAC LENDING, INC. | 28 | 6.500% | $465,000 | 3.5% |
| GARDNER FINANCIAL SERVICES, LTD. | 28 | 6.563% | $410,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 26 | 6.813% | $440,000 | 27.8% |
| PLAZA HOME MORTGAGE, INC. | 26 | 6.125% | $420,000 | 27.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 26 | 6.313% | $465,000 | 7.1% |
| UTAH FIRST | 24 | 7.500% | $145,000 | 16.1% |
| LOWER, LLC | 23 | 6.490% | $425,000 | 8.0% |
| RESICENTRAL, LLC | 21 | 6.375% | $435,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 21 | 5.875% | $455,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 20 | 8.815% | $105,000 | 23.4% |
| Cornerstone First Mortgage, Inc | 20 | 6.750% | $490,000 | 0.0% |
| Deseret First Credit Union | 20 | 6.188% | $430,000 | 4.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 20 | 6.490% | $445,000 | 4.8% |
| LENDSURE MORTGAGE CORP. | 18 | 7.375% | $585,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 17 | 5.490% | $455,000 | 5.6% |
| SUN AMERICAN MORTGAGE COMPANY | 17 | 6.624% | $425,000 | 0.0% |
| Citadel Servicing Corporation | 17 | 6.875% | $365,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 16 | 6.433% | $800,000 | 8.1% |
| GOLDENWEST | 16 | 6.490% | $360,000 | 19.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 16 | 6.123% | $420,000 | 11.1% |
| Wells Fargo Bank, National Association | 14 | 6.063% | $450,000 | 22.2% |
| OCMBC, INC. | 14 | 6.750% | $470,000 | 11.8% |
| MORTGAGEONE, INC. | 12 | 6.500% | $475,000 | 7.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.125% | $365,000 | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 12 | 6.500% | $415,000 | 0.0% |
| 21st Mortgage Corporation | 11 | 10.690% | $95,000 | 81.0% |
| Bank of America, National Association | 11 | 6.250% | $495,000 | 38.9% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 11 | 6.500% | $375,000 | 21.4% |
| CHARTWAY FEDERAL CREDIT UNION | 11 | 5.875% | $485,000 | 0.0% |
| DIRECT MORTGAGE, CORP. | 11 | 6.125% | $455,000 | 8.3% |
| Utah Mortgage Loan Corporation | 11 | 6.000% | $535,000 | 0.0% |
| CONVENTUS LLC | 11 | 9.000% | $365,000 | 0.0% |
| Navy Federal Credit Union | 10 | 5.875% | $470,000 | 37.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 6.188% | $555,000 | 31.3% |
| BAY EQUITY LLC | 10 | 6.625% | $420,000 | 0.0% |
| BMO Bank National Association | 10 | 6.500% | $960,000 | 9.1% |
| PRIORITY HOME MORTGAGE, L.P. | 10 | 4.990% | $530,000 | 0.0% |
| NEXERA HOLDING LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 35.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| University First Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 18.2% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Filo Mortgage, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 7 | Under 10 loans | Under 10 loans | 31.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| KeyBank National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| The Huntington National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 11.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBH Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GRANITE FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BELEM SERVICING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900QGEOVPON4RPMO4 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 58.3% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PULTE MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| CORNERSTONE CAPITAL BANK, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 90.3% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| SCENIC OAKS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Banterra Bank | 3 | Under 10 loans | Under 10 loans | 20.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| JMJ FINANCIAL GROUP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cache Valley Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 71.4% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Utah Power Federally Insured State-Chartered Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Omaha | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCORE BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 25.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 75.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 60.0% |
| First-Citizens Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 107 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Utah County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.