Mortgage Lender Index

Home purchase lenders in Maricopa County

55,258 home purchase mortgages were made in Maricopa County, Arizona, in 2025, by 796 lenders. The median rate their borrowers got was 6.375% on a median loan of $405,000. Of 63,073 decisions, 6,296 were denials — 10.0%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 7,309 6.499% $395,000 6.9%
Rocket Mortgage, LLC 2,943 6.375% $395,000 9.6%
Fairway Independent Mortgage Corporation 2,118 6.625% $375,000 5.5%
Taylor Morrison Home Funding, Inc. 1,571 5.625% $475,000 12.8%
CROSSCOUNTRY MORTGAGE, INC. 1,514 6.575% $405,000 2.8%
LENNAR MORTGAGE, LLC 1,477 4.250% $435,000 12.6%
V.I.P. MORTGAGE, INC. 1,111 6.500% $405,000 2.5%
GUILD MORTGAGE COMPANY 1,088 6.625% $375,000 3.9%
Loandepot.Com, LLC 1,020 4.990% $415,000 8.6%
THE LOAN STORE, INC. 912 6.625% $395,000 5.3%
DHI MORTGAGE COMPANY, LTD. 877 3.990% $435,000 16.1%
JPMorgan Chase Bank, National Association 876 6.375% $405,000 10.9%
Plains Commerce Bank 859 6.375% $415,000 9.3%
CMG MORTGAGE, INC. 809 6.500% $425,000 3.4%
PENNYMAC LOAN SERVICES, LLC 793 6.499% $455,000 12.3%
VELOCIO MORTGAGE L.L.C. 778 4.250% $455,000 2.9%
PULTE MORTGAGE LLC 743 5.125% $465,000 10.3%
Click n' Close, Inc. 725 6.625% $285,000 6.1%
NFM, INC. 710 4.990% $435,000 1.3%
NOVA FINANCIAL & INVESTMENT CORPORATION 692 6.490% $355,000 12.5%
GUARANTEED RATE, INC. 680 6.500% $415,000 4.3%
DESERT FINANCIAL CREDIT UNION 611 6.490% $285,000 26.0%
Bell Bank 594 6.625% $375,000 4.1%
Paramount Residential Mortgage Group, Inc. 553 6.375% $405,000 4.5%
HOMEAMERICAN MORTGAGE CORPORATION 530 4.500% $485,000 8.9%
KBHS HOME LOANS, LLC 517 5.625% $405,000 4.8%
Mortgage Research Center, LLC 493 6.125% $405,000 8.3%
Bank of America, National Association 478 6.000% $365,000 23.1%
ZILLOW HOME LOANS, LLC 459 6.500% $365,000 6.5%
MOVEMENT MORTGAGE, LLC 435 6.625% $375,000 2.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 430 6.500% $475,000 2.1%
EFINITY FINANCIAL INC. 421 6.500% $365,000 9.9%
NEWREZ LLC 414 6.250% $425,000 10.9%
AMERICAN PACIFIC MORTGAGE CORPORATION 413 6.750% $385,000 9.0%
Broker Solutions, Inc. 409 6.625% $355,000 7.1%
U.S. Bank National Association 361 6.375% $505,000 18.9%
Wells Fargo Bank, National Association 356 6.250% $385,000 13.8%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 336 4.990% $395,000 14.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY 323 6.625% $375,000 5.5%
MATTAMY HOME FUNDING, LLC 317 5.375% $495,000 8.1%
SECURITYNATIONAL MORTGAGE COMPANY 310 6.875% $335,000 18.9%
KIND LENDING, LLC 309 6.625% $405,000 22.3%
MUTUAL OF OMAHA MORTGAGE, INC. 293 6.490% $445,000 3.6%
Navy Federal Credit Union 291 6.125% $425,000 15.6%
254900YZ174H294JW398 291 6.750% $625,000 0.9%
UNION HOME MORTGAGE CORP. 290 6.500% $455,000 4.6%
Shea Mortgage Inc. 290 6.000% $545,000 0.7%
GENEVA FINANCIAL, LLC 288 6.625% $325,000 5.3%
Nations Lending Corporation 287 6.625% $485,000 2.6%
PROVIDENT FUNDING ASSOCIATES, L.P. 286 6.375% $435,000 6.6%
AMERICAN FINANCIAL NETWORK, INC. 286 6.875% $360,000 13.3%
OneAZ Credit Union 271 6.125% $445,000 11.1%
Waterstone Mortgage Corporation 230 6.500% $375,000 2.5%
SUN WEST MORTGAGE COMPANY, INC. 223 6.125% $365,000 9.8%
MORIA DEVELOPMENT, INC. 223 6.875% $405,000 0.9%
INSPIRE HOME LOANS INC. 215 4.875% $395,000 14.4%
AMERICAN FINANCIAL RESOURCES, INC. 201 6.500% $355,000 5.6%
Kiavi Funding, Inc. 198 10.950% $400,000 5.2%
BMO Bank National Association 188 6.375% $720,000 19.9%
Sunflower Bank, National Association 188 6.490% $450,000 2.6%
MERCHANTS MORTGAGE & TRUST CORPORATION, LLC 182 10.000% $410,000 0.0%
UNIVERSAL LENDING CORPORATION 180 4.990% $405,000 6.3%
TRIAD FINANCIAL SERVICES, INC. 174 8.770% $95,000 40.9%
Cornerstone First Mortgage, Inc 174 6.750% $405,000 0.6%
A&D Mortgage LLC 167 6.490% $435,000 4.5%
DIRECT MORTGAGE LOANS, LLC 163 6.625% $415,000 1.6%
NexBank 156 6.375% $410,000 10.3%
MidFirst Bank 154 6.375% $395,000 3.7%
OCMBC, INC. 151 6.999% $375,000 12.1%
GUARANTEED RATE AFFINITY, LLC 150 6.613% $350,000 4.9%
TOLL BROTHERS MORTGAGE COMPANY 146 6.625% $515,000 12.6%
CANOPY MORTGAGE, LLC 146 6.500% $395,000 5.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 144 6.562% $455,000 4.0%
TRUWEST Credit Union 140 6.250% $315,000 16.6%
PLAZA HOME MORTGAGE, INC. 132 6.500% $415,000 18.0%
LOWER, LLC 131 6.375% $425,000 8.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 129 6.875% $355,000 6.6%
FBC MORTGAGE, LLC 128 6.375% $525,000 0.8%
JMAC LENDING, INC. 127 6.500% $415,000 5.9%
NEXERA HOLDING LLC 125 7.250% $515,000 4.5%
AMWEST FUNDING CORP. 124 6.750% $365,000 1.6%
Sierra Pacific Mortgage Company, Inc. 124 6.875% $385,000 4.6%
FREEDOM MORTGAGE CORPORATION 123 5.250% $385,000 16.3%
Charles Schwab Bank, SSB 123 5.375% $825,000 3.9%
BAY EQUITY LLC 122 6.750% $345,000 5.4%
NATIONSTAR MORTGAGE LLC 122 6.495% $395,000 12.2%
21st Mortgage Corporation 119 10.740% $65,000 72.4%
ALTITUDE FINANCIAL CORPORATION 119 6.625% $415,000 0.8%
Arizona Financial Credit Union 117 6.500% $425,000 15.2%
PNC Bank, National Association 116 6.375% $415,000 15.7%
EVO HOME LOANS, LLC 114 6.750% $365,000 4.8%
Equity Prime Mortgage LLC 113 7.000% $395,000 19.2%
FirstBank 112 6.875% $315,000 11.6%
UMB Bank, National Association 111 6.490% $435,000 11.6%
Morgan Stanley Private Bank, National Association 111 6.000% $805,000 0.9%
Flagstar Bank, N.A. 103 6.514% $375,000 31.9%
BROOKHOLLOW MORTGAGE SERVICES, LTD. 102 5.875% $455,000 1.9%
Mountain America Federal Credit Union 100 6.875% $395,000 34.8%
Prosperity Home Mortgage, LLC 100 6.563% $455,000 1.0%
ALLIANT CREDIT UNION 100 7.500% $320,000 11.3%
SUN AMERICAN MORTGAGE COMPANY 99 6.500% $395,000 2.0%
CREDIT HUMAN FEDERAL CREDIT UNION 97 8.400% $65,000 35.0%
CHAMPIONS FUNDING, LLC 95 7.999% $355,000 22.0%
USAA Federal Savings Bank 92 6.375% $375,000 36.5%
RESICENTRAL, LLC 92 6.375% $375,000 2.1%
NEW WEST LENDING, INC. 89 6.375% $355,000 3.3%
Luminate Bank 87 6.750% $415,000 1.1%
ALAMEDA MORTGAGE CORPORATION 81 6.990% $295,000 3.6%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 77 6.625% $375,000 10.6%
PLANET HOME LENDING, LLC 76 6.375% $385,000 16.5%
CORNERSTONE CAPITAL BANK, SSB 76 6.625% $395,000 1.3%
Zions Bancorporation, N.A. 74 6.500% $600,000 29.1%
STARBOARD FINANCIAL MANAGEMENT, LLC 73 6.750% $385,000 1.4%
BOKF, National Association 72 6.500% $500,000 6.5%
PREMIER LENDING, INC. 72 6.625% $390,000 2.7%
RESIDENTIAL MORTGAGE, LLC 71 6.375% $395,000 6.6%
Commerce Home Mortgage, Inc. 70 7.625% $415,000 18.6%
ENVOY MORTGAGE, LTD 68 6.625% $380,000 9.3%
LoanUnited.com, LLC 67 6.250% $415,000 13.0%
STG MORTGAGE INC 67 6.500% $355,000 5.4%
LENDSURE MORTGAGE CORP. 67 7.375% $425,000 0.0%
GENWAY HOME MORTGAGE, INC. 66 6.990% $310,000 26.7%
CLM MORTGAGE, INC. 64 6.058% $520,000 0.0%
DEEPHAVEN MORTGAGE LLC 62 7.250% $660,000 27.6%
SWH FUNDING, LLC 62 12.900% $230,000 0.0%
BETTER MORTGAGE CORPORATION 61 6.500% $515,000 40.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. 61 6.375% $415,000 19.7%
Granite Bank 61 6.625% $405,000 6.2%
CASTLE & COOKE MORTGAGE, LLC 58 6.625% $340,000 0.0%
GARDNER FINANCIAL SERVICES, LTD. 58 6.688% $345,000 3.2%
HOMEXPRESS MORTGAGE CORP. 56 7.250% $450,000 33.7%
Citadel Servicing Corporation 55 7.500% $405,000 2.4%
SUMMIT FUNDING, INC. 54 6.933% $380,000 3.6%
NBKC BANK 53 6.375% $445,000 8.6%
UBS Bank USA 53 6.000% $805,000 7.0%
SOFI BANK, NATIONAL ASSOCIATION 52 6.500% $475,000 3.7%
Tomo Mortgage, LLC 51 6.375% $365,000 14.8%
First International Bank & Trust 50 7.125% $430,000 7.3%
AML FUNDING LLC 50 6.688% $345,000 5.7%
Synergy One Lending, Inc. 49 6.750% $445,000 3.9%
ARIZONA CENTRAL 48 6.000% $365,000 21.3%
Bankers Trust Company 48 5.490% $375,000 11.1%
ARC HOME LLC 47 7.125% $495,000 11.3%
Hometown Equity Mortgage, LLC 46 7.313% $440,000 39.5%
Unison Bank 46 Not published $115,000 18.1%
NATIONS DIRECT MORTGAGE, LLC 42 6.500% $405,000 14.3%
The Huntington National Bank 42 6.925% $830,000 4.4%
NEST HOME LENDING, LLC 42 4.490% $385,000 0.0%
OAKTREE FUNDING CORP. 38 7.058% $510,000 9.4%
Armed Forces Bank, National Association 37 6.375% $445,000 5.1%
T2 FINANCIAL LLC 36 6.563% $385,000 10.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 35 6.125% $465,000 20.8%
Boeing Employees Credit Union 35 6.375% $355,000 2.8%
TOWNE MORTGAGE COMPANY 35 6.125% $375,000 9.1%
Stifel Bank and Trust 35 6.000% $505,000 0.0%
Filo Mortgage, L.L.C. 33 6.500% $405,000 2.6%
VANTAGE WEST 33 5.875% $455,000 5.7%
EVERETT FINANCIAL, INC. 32 6.625% $390,000 12.5%
CREDIT UNION WEST 32 6.375% $270,000 23.3%
Citibank, National Association 32 5.813% $1,160,000 11.1%
LAKEVIEW LOAN SERVICING, LLC 32 2.875% $300,000 20.9%
NQM FUNDING, LLC 32 7.250% $595,000 11.4%
First National Bank Texas 32 6.500% $355,000 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 31 7.250% $455,000 13.5%
RBC Bank, (Georgia) National Association 30 5.688% $445,000 3.2%
Genesis Capital, LLC 30 8.835% $1,440,000 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 29 2.990% $375,000 13.5%
VANDERBILT MORTGAGE AND FINANCE, INC. 28 10.750% $105,000 76.8%
First Federal Bank 28 6.375% $360,000 6.7%
254900CTT87ZKAUTIJ37 28 8.183% $425,000 20.0%
CLEAREDGE LENDING LLC 28 7.125% $470,000 22.2%
Peak Residential Lending Inc 28 6.563% $325,000 3.5%
Manufacturers and Traders Trust Company 28 2.990% $350,000 9.4%
Zippy Loans, LLC 27 9.150% $45,000 41.3%
CAKE MORTGAGE CORP. 27 7.490% $375,000 6.9%
CHURCHILL MORTGAGE CORPORATION 27 6.625% $285,000 0.0%
PENTAGON FEDERAL CREDIT UNION 26 6.000% $455,000 49.0%
Barrington Bank & Trust Company, National Association 26 6.813% $435,000 7.1%
INTERCAP LENDING INC. 26 6.688% $395,000 0.0%
ALL CREDIT CONSIDERED MORTGAGE, INC. 26 7.500% $320,000 0.0%
First Credit Union 25 6.000% $385,000 6.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC 25 7.750% $405,000 10.3%
First State Bank of St. Charles, Missouri 25 6.625% $475,000 0.0%
AMERICA FIRST Federal Credit Union 24 6.813% $270,000 20.5%
Western State Bank 24 6.875% $535,000 7.7%
Copper State Credit Union 24 6.313% $270,000 0.0%
254900RNV63A0TIZNK90 23 6.490% $395,000 0.0%
Alerus Financial, National Association 23 6.500% $435,000 0.0%
FlexPoint, Inc. 22 7.125% $370,000 21.9%
Northpointe Bank 22 6.500% $500,000 8.3%
CITY FIRST MORTGAGE SERVICES, L.L.C. 22 6.813% $440,000 0.0%
AAA CAPITAL INVESTMENT, INC. 22 7.063% $385,000 4.0%
NMSI, INC. 22 6.688% $550,000 0.0%
AMERITRUST MORTGAGE CORPORATION 21 7.375% $425,000 8.7%
MICHIGAN MUTUAL, INC. 21 6.625% $325,000 12.9%
First-Citizens Bank & Trust Company 21 6.200% $605,000 4.6%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 21 6.250% $485,000 4.6%
PHH Mortgage Corporation 21 6.490% $435,000 4.6%
SPRING EQ, LLC 20 7.812% $155,000 46.0%
ML Mortgage Corp. 20 6.750% $380,000 12.5%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 596 lenders each made 20 or fewer mortgages here, and are counted in the totals above.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.