Home purchase lenders in Jefferson County
7,437 home purchase mortgages were made in Jefferson County, Colorado, in 2025, by 424 lenders. The median rate their borrowers got was 6.499% on a median loan of $505,000. Of 8,177 decisions, 498 were denials — 6.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,119 | 6.500% | $495,000 | 5.6% |
| Rocket Mortgage, LLC | 339 | 6.375% | $505,000 | 7.6% |
| GUILD MORTGAGE COMPANY | 274 | 6.625% | $450,000 | 1.4% |
| ELEVATIONS | 196 | 6.500% | $505,000 | 0.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 192 | 6.563% | $505,000 | 2.5% |
| CMG MORTGAGE, INC. | 191 | 6.500% | $475,000 | 1.5% |
| LENNAR MORTGAGE, LLC | 180 | 3.990% | $610,000 | 5.2% |
| Fairway Independent Mortgage Corporation | 166 | 6.625% | $455,000 | 3.5% |
| THE LOAN STORE, INC. | 158 | 6.490% | $505,000 | 4.5% |
| FirstBank | 150 | 6.625% | $535,000 | 7.8% |
| GUARANTEED RATE, INC. | 135 | 6.490% | $465,000 | 0.7% |
| JPMorgan Chase Bank, National Association | 122 | 6.250% | $570,000 | 7.4% |
| ZILLOW HOME LOANS, LLC | 116 | 6.375% | $445,000 | 4.1% |
| MOVEMENT MORTGAGE, LLC | 112 | 6.625% | $510,000 | 3.9% |
| LOWER, LLC | 109 | 6.500% | $465,000 | 3.5% |
| PENNYMAC LOAN SERVICES, LLC | 107 | 6.375% | $565,000 | 10.7% |
| V.I.P. MORTGAGE, INC. | 107 | 6.490% | $545,000 | 0.0% |
| Broker Solutions, Inc. | 97 | 6.490% | $485,000 | 3.0% |
| Taylor Morrison Home Funding, Inc. | 91 | 5.375% | $675,000 | 3.2% |
| ENT Credit Union | 88 | 6.125% | $500,000 | 7.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 84 | 6.375% | $525,000 | 3.4% |
| KEYSTONE FUNDING, INC. | 84 | 6.375% | $555,000 | 2.0% |
| Sunflower Bank, National Association | 79 | 6.490% | $505,000 | 2.5% |
| CANVAS CREDIT UNION | 69 | 6.625% | $535,000 | 1.4% |
| Synergy One Lending, Inc. | 68 | 6.625% | $505,000 | 1.5% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 65 | 10.000% | $495,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 63 | 6.625% | $515,000 | 5.9% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 62 | 6.495% | $560,000 | 0.0% |
| Bank of America, National Association | 60 | 6.125% | $445,000 | 15.3% |
| MEGASTAR FINANCIAL CORP. | 56 | 6.563% | $490,000 | 3.5% |
| GUARANTEED RATE AFFINITY, LLC | 55 | 6.125% | $515,000 | 3.5% |
| U.S. Bank National Association | 54 | 6.490% | $580,000 | 15.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 53 | 6.000% | $595,000 | 0.0% |
| Navy Federal Credit Union | 51 | 6.250% | $545,000 | 5.5% |
| Plains Commerce Bank | 45 | 6.375% | $565,000 | 2.2% |
| SELECT LENDING SERVICES LLC | 45 | 6.750% | $505,000 | 2.0% |
| BOKF, National Association | 45 | 6.375% | $470,000 | 4.3% |
| Wells Fargo Bank, National Association | 44 | 6.250% | $490,000 | 18.5% |
| OriginPoint, LLC | 43 | 6.250% | $555,000 | 4.4% |
| Mortgage Research Center, LLC | 42 | 5.990% | $570,000 | 8.7% |
| SWBC MORTGAGE CORPORATION | 41 | 6.625% | $515,000 | 0.0% |
| Luminate Bank | 39 | 6.750% | $505,000 | 0.0% |
| 254900RNV63A0TIZNK90 | 39 | 6.750% | $545,000 | 2.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 38 | 6.500% | $485,000 | 0.0% |
| American Liberty Mortgage, Incorporated | 36 | 6.625% | $495,000 | 5.3% |
| Loandepot.Com, LLC | 36 | 5.120% | $560,000 | 5.3% |
| RESICENTRAL, LLC | 34 | 6.490% | $510,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 34 | 6.250% | $465,000 | 17.1% |
| JET HOMELOANS, LP | 33 | 4.990% | $475,000 | 12.8% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 33 | 9.500% | $485,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 32 | 6.375% | $510,000 | 5.9% |
| Sierra Pacific Mortgage Company, Inc. | 32 | 6.625% | $535,000 | 2.9% |
| Loan Simple, Inc. | 32 | 6.563% | $335,000 | 0.0% |
| BMO Bank National Association | 31 | 6.625% | $605,000 | 13.5% |
| AMERICAN FINANCING CORPORATION | 31 | 6.250% | $355,000 | 0.0% |
| NEWREZ LLC | 30 | 6.438% | $580,000 | 0.0% |
| Kiavi Funding, Inc. | 30 | 9.250% | $510,000 | 0.0% |
| KIND LENDING, LLC | 29 | 6.625% | $535,000 | 12.1% |
| Bank of Colorado | 28 | 6.625% | $495,000 | 3.2% |
| PLANET HOME LENDING, LLC | 28 | 6.500% | $605,000 | 6.7% |
| Morgan Stanley Private Bank, National Association | 28 | 5.750% | $610,000 | 0.0% |
| The Huntington National Bank | 28 | 6.625% | $660,000 | 9.7% |
| First Western Trust Bank | 28 | 6.188% | $515,000 | 0.0% |
| Zions Bancorporation, N.A. | 27 | 6.750% | $475,000 | 14.6% |
| NBKC BANK | 27 | 6.375% | $585,000 | 3.6% |
| FREEDOM MORTGAGE CORPORATION | 27 | 6.250% | $535,000 | 3.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 27 | 6.125% | $525,000 | 0.0% |
| Financial Funding Solutions, Inc. | 27 | 6.375% | $605,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 25 | 6.625% | $615,000 | 0.0% |
| Ixonia Bank | 25 | 7.125% | $575,000 | 3.9% |
| ALLIANT CREDIT UNION | 25 | 7.750% | $305,000 | 3.9% |
| Charles Schwab Bank, SSB | 23 | 5.600% | $945,000 | 4.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 23 | 6.625% | $505,000 | 0.0% |
| Northpointe Bank | 22 | 6.625% | $475,000 | 8.0% |
| WESTERRA CREDIT UNION | 21 | 6.375% | $465,000 | 32.3% |
| TOLL BROTHERS MORTGAGE COMPANY | 21 | 5.990% | $545,000 | 8.8% |
| BAY EQUITY LLC | 21 | 6.750% | $475,000 | 0.0% |
| Climb Credit Union | 21 | 7.000% | $195,000 | 0.0% |
| NexBank | 19 | 6.500% | $555,000 | 24.0% |
| NBH Bank | 19 | 6.990% | $515,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 17 | 6.875% | $715,000 | 5.6% |
| KeyBank National Association | 17 | 6.500% | $425,000 | 10.5% |
| 21st Mortgage Corporation | 16 | 10.595% | $85,000 | 69.8% |
| COLORADO CREDIT UNION | 16 | 6.750% | $415,000 | 0.0% |
| NFM, INC. | 16 | 6.625% | $470,000 | 0.0% |
| CONVENTUS LLC | 16 | 9.745% | $530,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 15 | 6.250% | $525,000 | 25.0% |
| NMSI, INC. | 15 | 6.375% | $595,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 14 | 6.063% | $505,000 | 0.0% |
| SUMMIT FUNDING, INC. | 13 | 6.750% | $455,000 | 7.1% |
| Commerce Bank | 13 | 6.500% | $395,000 | 7.1% |
| NATIONSTAR MORTGAGE LLC | 13 | 6.490% | $475,000 | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 13 | 6.250% | $455,000 | 0.0% |
| PREMIER MEMBERS CREDIT UNION | 13 | 5.875% | $405,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.625% | $545,000 | 0.0% |
| Texana Bank, National Association | 12 | 6.750% | $495,000 | 0.0% |
| STG MORTGAGE INC | 12 | 6.490% | $600,000 | 6.7% |
| ENVOY MORTGAGE, LTD | 12 | 6.688% | $485,000 | 0.0% |
| UMB Bank, National Association | 12 | 6.482% | $670,000 | 25.0% |
| UBS Bank USA | 12 | 5.875% | $755,000 | 0.0% |
| M2 LENDING SOLUTIONS, LLC | 12 | 6.688% | $470,000 | 0.0% |
| Tomo Mortgage, LLC | 11 | 6.375% | $485,000 | 8.3% |
| US MORTGAGE CORPORATION | 11 | 6.625% | $475,000 | 21.4% |
| THE MORTGAGE COMPANY | 11 | 6.500% | $455,000 | 0.0% |
| NEXERA HOLDING LLC | 11 | 7.250% | $545,000 | 8.3% |
| USAA Federal Savings Bank | 10 | 6.500% | $475,000 | 52.4% |
| OCMBC, INC. | 10 | 6.937% | $500,000 | 7.1% |
| MORIA DEVELOPMENT, INC. | 10 | 6.495% | $475,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 6.563% | $400,000 | 9.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 10 | 6.188% | $490,000 | 33.3% |
| TOWNE MORTGAGE COMPANY | 10 | 6.063% | $280,000 | 0.0% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 30.8% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 25.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSAL LENDING CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Colorado Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 25.0% |
| BELLCO CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CORNERSTONE CAPITAL BANK, SSB | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 20.0% |
| MidFirst Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 26.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LEADERONE FINANCIAL CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900YZ174H294JW398 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Fifth Third Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Summit Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ALLIED MORTGAGE GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Alpine Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MICHIGAN MUTUAL, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| DIRECT MORTGAGE, CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Truist Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Orchard Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ANB Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDERS CHOICE MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GROUP MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Bison State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ON TAP CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| INTERCAP LENDING INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTIER BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 71.4% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 224 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.