Home purchase lenders in Johnson County
3,004 home purchase mortgages were made in Johnson County, Indiana, in 2025, by 253 lenders. The median rate their borrowers got was 6.500% on a median loan of $285,000. Of 3,620 decisions, 512 were denials — 14.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 281 | 4.990% | $335,000 | 27.1% |
| GVC MORTGAGE, INC. | 204 | 6.625% | $255,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 201 | 5.750% | $335,000 | 3.8% |
| Fairway Independent Mortgage Corporation | 131 | 6.750% | $235,000 | 7.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 123 | 6.461% | $285,000 | 13.3% |
| RUOFF MORTGAGE COMPANY, INC. | 100 | 6.750% | $265,000 | 3.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 95 | 6.750% | $265,000 | 6.9% |
| DHI MORTGAGE COMPANY, LTD. | 93 | 4.990% | $365,000 | 24.4% |
| NVR Mortgage Finance, Inc. | 89 | 6.250% | $295,000 | 21.2% |
| M/I FINANCIAL, LLC | 82 | 5.875% | $430,000 | 0.0% |
| Rocket Mortgage, LLC | 74 | 6.625% | $240,000 | 10.5% |
| Union Savings Bank | 66 | 6.750% | $305,000 | 2.8% |
| UNION HOME MORTGAGE CORP. | 57 | 6.750% | $275,000 | 7.7% |
| Mortgage Research Center, LLC | 56 | 6.250% | $285,000 | 6.6% |
| Zippy Loans, LLC | 54 | 8.000% | $45,000 | 59.7% |
| GUILD MORTGAGE COMPANY | 51 | 6.625% | $265,000 | 1.8% |
| MJW FINANCIAL LLC | 51 | 6.750% | $285,000 | 1.9% |
| MILESTONE HOME LENDING, LLC | 47 | 6.625% | $255,000 | 5.9% |
| Fifth Third Bank, National Association | 39 | 6.625% | $245,000 | 14.9% |
| Mutual Savings Bank | 37 | 6.500% | $305,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 36 | 6.625% | $245,000 | 2.7% |
| The Huntington National Bank | 35 | 6.625% | $275,000 | 2.7% |
| NEWREZ LLC | 34 | 6.500% | $280,000 | 16.7% |
| INDIANA MEMBERS CREDIT UNION | 30 | 6.250% | $245,000 | 0.0% |
| GUARANTEED RATE, INC. | 29 | 6.250% | $275,000 | 17.1% |
| FORUM | 28 | 6.500% | $270,000 | 3.5% |
| Elements Financial Federal Credit Union | 27 | 6.250% | $305,000 | 12.9% |
| Horizon Bank | 27 | 6.875% | $255,000 | 9.7% |
| Centra Credit Union | 27 | 6.500% | $195,000 | 3.6% |
| PULTE MORTGAGE LLC | 26 | 6.375% | $310,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 25 | 6.750% | $255,000 | 7.4% |
| FIRST COMMUNITY MORTGAGE, INC. | 22 | 6.990% | $265,000 | 3.9% |
| VICTORY MORTGAGE, L.L.C. | 22 | 6.625% | $545,000 | 0.0% |
| First Financial Bank | 20 | 6.625% | $195,000 | 20.0% |
| Jackson County Bank | 20 | 6.433% | $295,000 | 4.8% |
| Broker Solutions, Inc. | 18 | 6.750% | $265,000 | 10.0% |
| CMG MORTGAGE, INC. | 17 | 6.625% | $225,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 8.280% | $45,000 | 59.4% |
| PANORAMA MORTGAGE GROUP, LLC | 15 | 6.500% | $385,000 | 0.0% |
| First Option Mortgage, LLC | 14 | 6.625% | $255,000 | 0.0% |
| Navy Federal Credit Union | 13 | 6.000% | $305,000 | 23.5% |
| PENNYMAC LOAN SERVICES, LLC | 13 | 6.499% | $285,000 | 7.1% |
| Loandepot.Com, LLC | 13 | 6.990% | $215,000 | 0.0% |
| Citizens Bank | 13 | Not published | $425,000 | 7.1% |
| LOWER, LLC | 13 | 6.875% | $255,000 | 0.0% |
| 21st Mortgage Corporation | 11 | 12.930% | $45,000 | 70.3% |
| Luminate Bank | 11 | 6.375% | $335,000 | 7.1% |
| Regions Bank | 10 | 6.188% | $360,000 | 26.7% |
| FREEDOM MORTGAGE CORPORATION | 10 | 6.375% | $255,000 | 9.1% |
| PNC Bank, National Association | 10 | 6.563% | $220,000 | 9.1% |
| Home Bank SB | 10 | Not published | $215,000 | 0.0% |
| Centier Bank | 10 | 6.875% | $295,000 | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 10 | 6.933% | $400,000 | 0.0% |
| The National Bank of Indianapolis | 10 | Not published | $255,000 | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 10 | 6.625% | $260,000 | 0.0% |
| Merchants Bank of Indiana | 10 | 6.813% | $215,000 | 0.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Liberty | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| KeyBank National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| German American Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FLAT BRANCH MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Merchants Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERWISE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Farm Credit Mid-America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INDIANA UNIVERSITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Peoples State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL CENTER FIRST CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUCCESS LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Civista Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WINTERWOOD MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 16.7% |
| Bank of America, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stock Yards Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRESTON HOME LOANS INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FAIR WAY LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Greenfield Banking Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Three Rivers Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| First Financial Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ONY GLO, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The North Salem State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Farmers National Bank of Canfield | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lake City Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAFMAA Mortgage Services LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Abound Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Monroe Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOOSIER HILLS CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOANFLIGHT LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FORT FINANCIAL Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Independence Bank of Kentucky | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Iroquois Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Guardian Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Hometown Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Garrett State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Citizens Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 53 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.