Home purchase lenders in Lancaster County
4,608 home purchase mortgages were made in Lancaster County, Nebraska, in 2025, by 229 lenders. The median rate their borrowers got was 6.500% on a median loan of $245,000. Of 4,965 decisions, 245 were denials — 4.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Lincoln FSB of Nebraska | 624 | 6.375% | $255,000 | 1.4% |
| Union Bank and Trust Company | 438 | 6.540% | $265,000 | 5.5% |
| GERSHMAN INVESTMENT CORP. | 342 | 6.375% | $225,000 | 1.2% |
| Pinnacle Bank | 323 | 6.750% | $235,000 | 1.2% |
| WEST GATE BANK | 265 | 6.500% | $245,000 | 1.3% |
| CMG MORTGAGE, INC. | 173 | 6.500% | $245,000 | 0.6% |
| CORNHUSKER BANK | 172 | Not published | $255,000 | 1.7% |
| U.S. Bank National Association | 160 | 6.500% | $225,000 | 7.4% |
| CHARTER WEST BANK | 145 | 6.500% | $235,000 | 2.7% |
| LIBERTY FIRST CREDIT UNION | 136 | 6.188% | $225,000 | 10.5% |
| Prosperity Home Mortgage, LLC | 119 | 6.250% | $235,000 | 0.8% |
| First Bank | 98 | 6.625% | $275,000 | 3.0% |
| Fairway Independent Mortgage Corporation | 80 | 6.375% | $225,000 | 2.4% |
| Security First Bank | 77 | 6.500% | $235,000 | 1.1% |
| Mortgage Research Center, LLC | 72 | 6.250% | $255,000 | 10.0% |
| Rocket Mortgage, LLC | 71 | 6.500% | $265,000 | 9.0% |
| Five Points Bank | 57 | Not published | $245,000 | 0.0% |
| City Bank & Trust Co. | 53 | Not published | $235,000 | 3.6% |
| Nebraska Bank of Commerce | 51 | Not published | $195,000 | 0.0% |
| First State Bank Nebraska | 46 | Not published | $255,000 | 7.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 46 | 6.591% | $295,000 | 4.2% |
| Cattle Bank & Trust | 46 | Not published | $185,000 | 0.0% |
| 21st Mortgage Corporation | 43 | 10.530% | $65,000 | 54.7% |
| Paramount Residential Mortgage Group, Inc. | 42 | 6.500% | $270,000 | 6.7% |
| First National Bank of Omaha | 39 | 6.625% | $275,000 | 11.1% |
| Exchange Bank | 38 | 7.500% | $215,000 | 2.6% |
| DELMAR FINANCIAL COMPANY | 36 | 6.625% | $235,000 | 0.0% |
| Frontier Bank | 36 | 6.813% | $225,000 | 0.0% |
| MORIA DEVELOPMENT, INC. | 32 | 6.625% | $245,000 | 5.9% |
| Wells Fargo Bank, National Association | 30 | 6.188% | $235,000 | 16.7% |
| Home Federal Savings and Loan Association of Grand Island | 29 | 6.625% | $225,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 27 | 6.625% | $205,000 | 3.5% |
| Plains Commerce Bank | 24 | 6.125% | $230,000 | 11.1% |
| REGENT FINANCIAL GROUP, INC. | 21 | 6.500% | $225,000 | 0.0% |
| Citizens Bank, National Association | 20 | 6.750% | $290,000 | 13.0% |
| JPMorgan Chase Bank, National Association | 19 | 6.625% | $275,000 | 17.4% |
| GUARANTEED RATE, INC. | 17 | 6.375% | $205,000 | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 17 | 6.375% | $205,000 | 0.0% |
| STATE BANK OF TABLE ROCK | 16 | Not published | $200,000 | 5.9% |
| NEWREZ LLC | 16 | 6.188% | $315,000 | 0.0% |
| 549300MNG3C6WSZ0TB17 | 16 | 6.500% | $305,000 | 0.0% |
| Navy Federal Credit Union | 14 | 6.000% | $255,000 | 6.7% |
| THE LOAN STORE, INC. | 14 | 6.875% | $265,000 | 0.0% |
| VERIDIAN CREDIT UNION | 14 | 6.183% | $255,000 | 0.0% |
| I3 Bank | 14 | Not published | $350,000 | 0.0% |
| Farmers and Merchants Bank of Ashland | 13 | Not published | $205,000 | 0.0% |
| Lincone Federal Credit Union | 12 | 6.563% | $275,000 | 7.7% |
| USAA Federal Savings Bank | 11 | 6.125% | $255,000 | 21.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.624% | $265,000 | 0.0% |
| Arbor Bank | 11 | Not published | $185,000 | 0.0% |
| Members Mortgage Services, L.L.C. | 11 | 6.500% | $315,000 | 0.0% |
| Financial Funding Solutions, Inc. | 11 | 6.500% | $255,000 | 0.0% |
| Colorado Federal Savings Bank | 11 | 6.250% | $305,000 | 0.0% |
| BMO Bank National Association | 10 | 6.750% | $250,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 10 | 6.375% | $215,000 | 0.0% |
| Western National Bank | 10 | Not published | $140,000 | 0.0% |
| FIRSTBANK OF NEBRASKA | 10 | Not published | $330,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| American National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Access Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Interstate Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Equitable Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PENNYMAC LOAN SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CASTLE & COOKE MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JONES BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Dayspring Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| FREEDOM MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Bank of Springfield | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Loandepot.Com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bruning Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Nebraska Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CENTRIS | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Central National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900QLC1XSIUN3OF82 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| IOWA BANKERS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CENTENNIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST NEBRASKA Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Core Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARCHER COOPERATIVE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premier Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Security National Bank of Sioux City, Iowa | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cobalt Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Bank & Trust | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CORTRUST MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premier Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900RNV63A0TIZNK90 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTIER BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMERCIAL STATE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900UFC85SQD8XYU52 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First International Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankFirst | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Iowa | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers and Merchants Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BELEM SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Whittier, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dundee Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| F&M Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gate City Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dacotah Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Washington County Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FOUR POINTS | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 0 | Under 10 loans | Under 10 loans | 85.7% |
| DEEPHAVEN MORTGAGE LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Security National Bank of Omaha | 0 | Under 10 loans | Under 10 loans | 100.0% |
| First Federal Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| Capital Bank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 0 | Under 10 loans | Under 10 loans | 50.0% |
| A&D Mortgage LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Loan Funder LLC | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 29 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.