Home purchase lenders in Morris County
4,560 home purchase mortgages were made in Morris County, New Jersey, in 2025, by 351 lenders. The median rate their borrowers got was 6.500% on a median loan of $525,000. Of 5,137 decisions, 436 were denials — 8.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUARANTEED RATE, INC. | 369 | 6.500% | $515,000 | 3.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 354 | 6.625% | $485,000 | 3.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 206 | 6.606% | $495,000 | 10.9% |
| Rocket Mortgage, LLC | 191 | 6.500% | $505,000 | 12.3% |
| JPMorgan Chase Bank, National Association | 159 | 6.125% | $595,000 | 10.0% |
| Luminate Bank | 121 | 6.375% | $485,000 | 3.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 111 | 6.625% | $475,000 | 5.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 108 | 6.625% | $465,000 | 1.8% |
| Loandepot.Com, LLC | 98 | 6.538% | $535,000 | 2.9% |
| MORTGAGE ACCESS CORP. | 96 | 6.500% | $520,000 | 2.9% |
| LENNAR MORTGAGE, LLC | 89 | 6.375% | $655,000 | 0.0% |
| NJ LENDERS CORP. | 84 | 6.625% | $565,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 81 | 6.625% | $525,000 | 3.6% |
| Wells Fargo Bank, National Association | 78 | 6.125% | $760,000 | 17.7% |
| CMG MORTGAGE, INC. | 78 | 6.625% | $490,000 | 6.7% |
| EMBRACE HOME LOANS, INC. | 71 | 6.625% | $565,000 | 0.0% |
| Bank of America, National Association | 68 | 6.000% | $635,000 | 22.5% |
| UNION HOME MORTGAGE CORP. | 66 | 6.500% | $505,000 | 0.0% |
| TD Bank, National Association | 62 | 6.545% | $505,000 | 20.3% |
| U.S. Bank National Association | 60 | 6.313% | $620,000 | 3.2% |
| Citizens Bank, National Association | 59 | 6.500% | $505,000 | 16.2% |
| PENNYMAC LOAN SERVICES, LLC | 56 | 6.499% | $530,000 | 15.2% |
| MOVEMENT MORTGAGE, LLC | 46 | 6.625% | $505,000 | 3.6% |
| NVR Mortgage Finance, Inc. | 45 | 6.250% | $695,000 | 19.6% |
| Morgan Stanley Private Bank, National Association | 45 | 5.750% | $905,000 | 2.1% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 39 | 6.875% | $465,000 | 2.5% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 36 | 6.375% | $495,000 | 2.7% |
| Valley National Bank | 35 | 5.875% | $395,000 | 14.0% |
| Paramount Residential Mortgage Group, Inc. | 34 | 6.500% | $520,000 | 10.5% |
| Citibank, National Association | 33 | 5.750% | $1,005,000 | 7.9% |
| Manufacturers and Traders Trust Company | 31 | 6.000% | $655,000 | 3.1% |
| BOND STREET MORTGAGE, LLC | 29 | 6.500% | $545,000 | 0.0% |
| Kearny Bank | 28 | 6.188% | $495,000 | 9.7% |
| Advisors Mortgage Group, L.L.C. | 28 | 6.495% | $500,000 | 3.5% |
| PNC Bank, National Association | 27 | 6.750% | $515,000 | 29.0% |
| PULTE MORTGAGE LLC | 27 | 6.125% | $665,000 | 20.6% |
| Cornerstone First Mortgage, Inc | 26 | 6.990% | $475,000 | 3.7% |
| Broker Solutions, Inc. | 25 | 6.500% | $455,000 | 3.9% |
| KIND LENDING, LLC | 24 | 6.438% | $455,000 | 20.0% |
| TOTAL MORTGAGE SERVICES, LLC | 24 | 6.875% | $515,000 | 0.0% |
| Tomo Mortgage, LLC | 23 | 6.125% | $545,000 | 14.8% |
| Commerce Home Mortgage, Inc. | 23 | 7.625% | $445,000 | 4.2% |
| Provident Bank | 23 | 6.000% | $455,000 | 4.2% |
| Fairway Independent Mortgage Corporation | 23 | 6.750% | $475,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 21 | 6.500% | $655,000 | 7.7% |
| FIRST COLONY MORTGAGE CORPORATION | 20 | 6.750% | $500,000 | 3.7% |
| Columbia Bank | 20 | 6.313% | $355,000 | 12.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 20 | 6.438% | $560,000 | 4.8% |
| Loan Funder LLC | 19 | 10.250% | $535,000 | 24.0% |
| EMM LOANS LLC | 19 | 6.625% | $475,000 | 0.0% |
| THE LOAN STORE, INC. | 18 | 6.490% | $595,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 18 | 7.813% | $410,000 | 18.2% |
| AFFINITY | 17 | 5.000% | $305,000 | 20.0% |
| MILLENIUM HOME MORTGAGE, LLC | 17 | 6.250% | $425,000 | 0.0% |
| Navy Federal Credit Union | 16 | 6.000% | $550,000 | 20.0% |
| Fulton Bank, National Association | 16 | 6.313% | $785,000 | 20.0% |
| NEWREZ LLC | 16 | 6.688% | $610,000 | 15.8% |
| Kiavi Funding, Inc. | 16 | 10.095% | $400,000 | 5.6% |
| RESICENTRAL, LLC | 15 | 6.625% | $425,000 | 0.0% |
| Mortgage Research Center, LLC | 15 | 5.990% | $575,000 | 6.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.375% | $515,000 | 6.3% |
| FREEDOM MORTGAGE CORPORATION | 15 | 6.375% | $545,000 | 21.1% |
| Northpointe Bank | 15 | 6.250% | $465,000 | 11.8% |
| Prosperity Home Mortgage, LLC | 15 | 6.750% | $535,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 14 | 6.058% | $475,000 | 6.7% |
| The Huntington National Bank | 14 | 6.375% | $575,000 | 6.7% |
| JMAC LENDING, INC. | 14 | 6.750% | $515,000 | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 13 | 6.990% | $435,000 | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 13 | 6.500% | $495,000 | 0.0% |
| Somerset Regal Bank | 13 | Not published | $555,000 | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 12 | 5.936% | $995,000 | 33.3% |
| DEVELOPER'S MORTGAGE COMPANY | 12 | 6.813% | $410,000 | 14.3% |
| PLAZA HOME MORTGAGE, INC. | 12 | 6.563% | $415,000 | 25.0% |
| KWIK MORTGAGE CORPORATION | 11 | 6.500% | $385,000 | 7.7% |
| OceanFirst Bank, National Association | 11 | 6.375% | $515,000 | 6.3% |
| Webster Bank, National Association | 11 | 6.125% | $1,065,000 | 26.7% |
| PICATINNY FEDERAL CREDIT UNION | 11 | 6.500% | $435,000 | 31.3% |
| JET DIRECT FUNDING CORP | 11 | 6.750% | $485,000 | 15.4% |
| Peapack-Gladstone Bank | 11 | Not published | $625,000 | 0.0% |
| Municipal Credit Union | 11 | 5.875% | $915,000 | 0.0% |
| A&D Mortgage LLC | 10 | 6.688% | $490,000 | 0.0% |
| Unity Bank | 10 | 6.938% | $515,000 | 9.1% |
| PINNACLE MORTGAGE, INC. | 10 | 6.433% | $500,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Truist Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 9 | Under 10 loans | Under 10 loans | 9.1% |
| UNITED MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NATIONSTAR MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| ALLIED MORTGAGE GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| UBS Bank USA | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 46.2% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| MERIDIAN BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PANORAMA MORTGAGE GROUP, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Logan Finance Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| KEYSTONE FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Nations Lending Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Spencer Savings Bank, SLA | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TRUMARK FINANCIAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Visions Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| General Mortgage Capital Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Ion Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HARBORONE MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 1ST PRIORITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northfield Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 22.2% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ICE LENDER HOLDINGS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Hope Bank, A National Banking Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GARDEN SAVINGS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SELFRELIANCE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Toyota Financial Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARNEGIE MORTGAGE PARTNERS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLISH & SLAVIC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Cathay Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 2549005FUF02T1IFCA22 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FM Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CLIFFCO, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manasquan Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 151 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.